BV FINANCIAL @VICES
ActiveSummary
BV FINANCIAL @VICES is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €903,536 and a net result of €186,006. Equity has been growing by about 11% per year since 2018. The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 19-05-2006 Normal situation
- Activity
- No activity registered in the KBO
- Joint committee
- 341 Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten · annual accounts 2024
- Establishment unit
- 2.154.877.467 2990 Wuustwezel, since 10-05-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 03-07-2025
Financial position
Bankruptcy probability: sector outside the model
Annual accounts 2025
- Gross margin
- €414,202
- ▲ 28.3%
- Turnover
- ≈ €830,000
- estimated
- Profit
- €186,006
- ▲ 32.3%
- Equity
- €903,536
- ▲ 12.2%
- Total assets
- €1.2m
- ▲ 5.2%
- Employees on 31-12-2025
- 2
- =
- 2025 accounts filed 21 days after the deadline
SignalsneutralA punctual record breaksShow the evidence
Checked score
Score 2025
95
/ 100
Excellent▲ +17 on 2024
Without a bankruptcy probability, the score rests on the figures alone.
Financial strength · tick: 2024
Strong
Solvency
98+4
equity 73.1% of total assets
Liquidity
98+34
short-term debt 12.6% · cash 49.3%
Profitability
88+4
return on assets 15.0%
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.04 (6.86 in 2024), above the usual 1.5. Short-term debt is 12.6% and cash 49.3% of total assets. 26.9% of the assets are financed with debt and provisions.
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Signals
1 signal.
neutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
21 days late
2024
41 days early
2023
26 days early
2022
on the day
2021
12 days late
2020
30 days late
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 3 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Positive: 8 profitable years in a rowprofit 2025: €186,006 8 years View
Recent changes
- · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments
- · Gazette deed Incorporation
Key facts about BV FINANCIAL @VICES
- What is the company number of BV FINANCIAL @VICES?
- The company number of BV FINANCIAL @VICES is 0881.423.558. The VAT number is the same number with BE in front: BE 0881.423.558.
- Where is BV FINANCIAL @VICES based?
- The registered office is at Bredabaan (Centrum) 388, 2990 Wuustwezel.Company details
- What is the legal form of BV FINANCIAL @VICES?
- The legal form of BV FINANCIAL @VICES is Private limited company (BV).
- When was BV FINANCIAL @VICES founded?
- BV FINANCIAL @VICES was founded on 19-05-2006.
- Is BV FINANCIAL @VICES still active?
- Yes, BV FINANCIAL @VICES is an active enterprise in the KBO register.
- How many employees does BV FINANCIAL @VICES have?
- BV FINANCIAL @VICES had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does BV FINANCIAL @VICES fall under?
- In its 2024 annual accounts, BV FINANCIAL @VICES states joint committee 341 (Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten).
- What is the turnover of BV FINANCIAL @VICES?
- The turnover in financial year 2025 is ≈ €830,000. This figure is estimated from the gross margin of €414,202 and 882 comparable companies of the same size. It probably lies between €580,000 and €1.2m. It is a rough estimate.
- Is BV FINANCIAL @VICES profitable?
- In financial year 2025, BV FINANCIAL @VICES made a profit of €186,006.
- Where can I find the annual accounts of BV FINANCIAL @VICES?
- BV FINANCIAL @VICES filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BV FINANCIAL @VICES due?
- BV FINANCIAL @VICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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