Equity
€118,105 ▼ 32.6%
EXPLEO paid out €77,059 in dividends. That is 386% of the 2025 profit.
EXPLEO
Lifetime
12 annual accounts with figures on one time axispeak €95,690 (2021)
€36,438▼ 46.0%
peak €41,619 (2021)
€19,948▼ 51.6%
peak €175,215 (2024)
€118,105▼ 32.6%
€128,503▲ 15.0%
Board2 names since 2014
2 directorsDE LEYE Dimitri and 1 other
Documentsfilings and deeds
09-03-2026144 days before the deadline
2025micro format
Gross margin from €67,496 to €36,438Result from €41,177 to €19,948Dividend €77,059Equity from €175,215 to €118,105Debts from €111,716 to €128,503Cash from €95,220 to €22,514
Key points
from the 2025 annual accountsChecked score
91
Excellent
Financially stronger than 28% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026highest value
05-2026: 0.1%● unchanged vs 04-2026highest value
06-2026: 0.1%● unchanged vs 05-2026highest value
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026highest value
11-2026: 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €246,608
Founded in 2014
Figures for financial year 2025 (filed on 09-03-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 41% of them on solvency, 14% on liquidity, 38% on profitability and 20% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as EXPLEO has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of EXPLEO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for EXPLEO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.05 (1.52 in 2024), below the usual 1.5. Short-term debt is 52.1% and cash 9.1% of total assets. 52.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
144 days early
2024
77 days early
2023
55 days early
2022
20 days early
2021
6 days early
2020
20 days late
2019
59 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 32 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 June (4 of the last 5 accounts filed within 48 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DE LEYE Dimitri 93 sharesdeed of 06-09-2023
- VANSCHELVERGEM Sofie 93 sharesdeed of 06-09-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0544324210
Changes of role: DE LEYE Dimitri (director) and VANSCHELVERGEM Sofie (director)
“Detailhandel in computers, randapparatuur en software in gespecialiseerde handelszaken; Ontwerpen en…” (deed in Dutch) · DE LEYE Dimitri holds 93 shares · VANSCHELVERGEM Sofie holds 93 shares · General meeting of 23-08-2023 · Gazette deed
Incorporation
published on 15-01-2014 · Gazette deed
First establishment
Winterkeer 82, Pajottegem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EXPLEO Pajottegem | €246,608 | €36,438 | 47.9% | - |
| PICOMET Anderlecht | €230,053 | €36,428 | 98.8% | - |
| NEWTON'S ON TIME Brussels | €275,311 | €37,866 | 64.7% | - |
| GIDD Consult Chastre | €220,447 | €39,730 | 99.8% | - |
| DIGITAL PEPPER Uccle | €228,898 | €41,557 | 79.8% | - |
| PLANE TREES Antwerp | €226,900 | €34,787 | 96.0% | - |
| Virtual IT Tongeren-Borgloon | €255,857 | €37,987 | 62.1% | - |
These companies have the same main activity as EXPLEO: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €220,000 and €275,000, founded between 2012 and 2013.
Official details
Source: KBO- Status
- Active since 13-01-2014Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.226.531.8621570 Pajottegem, since 13-01-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 04-09-2025
Annual accounts 2025
- €246,608▼ 14.1%
- Filing
- Filed on 09-03-2026, 144 days before the end of the filing period
Insights on EXPLEO
EXPLEO files the micro format. That format states no turnover. The gross margin rose from €20,815 in 2014 to €36,438 in 2025.
The balance sheet grew most from 2015 to 2017 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EXPLEO
- What is the company number of EXPLEO?
- The company number of EXPLEO is 0544.324.210. The VAT number is the same number with BE in front: BE 0544.324.210.
- Where is EXPLEO based?
- The registered office is at Winterkeer 82, 1570 Pajottegem.Company details
- What does EXPLEO do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of EXPLEO?
- EXPLEO is a private limited company (BV).
- When was EXPLEO founded?
- EXPLEO was founded on 13-01-2014.
- Is EXPLEO still active?
- Yes, EXPLEO is an active enterprise in the KBO register.
- What is the turnover of EXPLEO?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €36,438 and 63 comparable companies (NACE 62200). It probably lies between €99,000 and €170,000.Financials
- Is EXPLEO profitable?
- In financial year 2025, EXPLEO made a profit of €19,948.
- Where can I find the annual accounts of EXPLEO?
- EXPLEO filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EXPLEO due?
- EXPLEO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.