BV Consulting
ActiveBV Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-796k) and a net result of €71k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 5521 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5521 sector peers (2025).
NBB · sector comparisonPosition among 5521 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
29 d early
2023
19 d early
2022
11 d early
2021
30 d early
2020
6 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-796k▲ 8.2%
2024 · €-867k
2018: €229k
2019: €181k
2020: €55k
2021: €235k
2022: €257k
2023: €-875k
2024: €-867k
2018 → 2025
Net result
€71k▲ 824%
2024 · €8k
2018: €195k
2019: €-48k
2020: €-125k
2021: €454k
2022: €23k
2023: €-1.13M
2024: €8k
2018 → 2025
Total assets
€417k▼ 58.6%
2024 · €1.01M
2018: €1.43M
2019: €1.27M
2020: €1.09M
2021: €2.29M
2022: €2.23M
2023: €1.04M
2024: €1.01M
2018 → 2025
Solvency
-191.0%▼ 104.9pp
2024 · -86.1%
2018: 16.0%
2019: 14.2%
2020: 5.1%
2021: 10.3%
2022: 11.5%
2023: -84.3%
2024: -86.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€235k-€257k▲ 9.6%€-875k€-867k▲ 0.9%€-796k▲ 8.2%
Operating result€495k-€-33k€-1.16M▼ 3,451%€-28k▲ 97.6%€6k
Net result€454k-€23k▼ 95.0%€-1.13M€8k€71k▲ 824%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €28k in 2024.
Key figures and ratios
Solvency
-191.0%▼
2024 · -86.1%
ROA
17.0%▲
2024 · 0.8%
Debt
€1.21M▼
2024 · €1.87M
Debt ≤ 1 year
€1.21M▼
2024 · €1.87M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€417k▼
Fixed assets21/28€25k-
Financial fixed assets28€25k-
Current assets29/58€982k€417k▼
Amounts receivable after more than one year29€966k€402k▼
Other amounts receivable291€966k€402k▼
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Cash at bank and in hand54/58€14k€13k▼
Equity and liabilities
Total equity and liabilities10/49€1.01M€417k▼
Equity10/15€-867k€-796k▲
Contributions10/11€100k€100k=
Reserves13€26k€26k=
Tax-exempt reserves132€1k€1k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€-993k€-922k▲
Amounts payable17/49€1.87M€1.21M▼
Amounts payable within one year42/48€1.87M€1.21M▼
Trade debts44€9k€8k▼
Suppliers440/4€9k€8k▼
Other amounts payable47/48€1.87M€1.21M▼
Income statement
Code20242025
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-26k€7k▲
Operating profit (loss)9901€-28k€6k▲
Financial income75/76B€147k€149k▲
Recurring financial income75€147k€149k▲
Financial charges65/66B€112k€84k▼
Recurring financial charges65€109k€59k▼
Non-recurring financial charges66B€3k€25k▲
Profit (loss) for the period before taxes9903€8k€71k▲
Profit (loss) for the period9904€8k€71k▲
Profit (loss) for the period to be appropriated9905€8k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-993k€-922k▲
Profit (loss) brought forward from the previous period14P€-1.00M€-993k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-1.13M ▼5103%
Net result drops to €-1.13M, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €454k
Net result €454k after 2 loss-making years.
31-12
Financial
Equity above €200kEq €235k ▲325%
Equity rises from €55k to €235k.
25-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langestraat 122240 ZandhovenGround area
2,169 m²
Building footprint
823 m²
Volume, LiDAR
3,818 m³
Parcel 11054C0015/00S003, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BOOTHUYS
since 20152.241.218.751
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11054C0015/00S003 | Flanders | 2,169 m² | 1 · 823 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,680 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
64999Other financial services
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.