BV CONSULT
ActiveSummary
BV CONSULT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €631k and a net result of €226k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 46% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+36
Solvency74▲+13
Growth69▲+5
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 7.37 against 3.98 in 2024; short-term debt: 10.9% and cash: 0.4% of total assets), but 51.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.5%
Return on assets
17.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
1 d early
2023
on the day
2022
1 d early
2021
3 d early
2020
23 d early
2019
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€224k▲ 34.3%
2024 · €166k
2018: €152k
2019: €116k▼ -24.0% vs 2018
2020: €13k▼ -88.6% vs 2019lowest in 8 years
2021: €55k▲ +314% vs 2020
2022: €59k▲ +8.3% vs 2021
2023: €121k▲ +105% vs 2022
2024: €166k▲ +37.4% vs 2023
2025: €224k▲ +34.3% vs 2024highest in 8 years
2018 → 2025
EBIT margin
23.0%▼ 5.3pp
2024 · 28.3%
2018: 19.2%
2019: 23.5%▲ +22.6% vs 2018
2020: -374.8%▼ -1693% vs 2019lowest in 8 years
2021: -38.0%▲ +89.8% vs 2020
2022: 7.8%▲ +120% vs 2021
2023: 36.6%▲ +372% vs 2022highest in 8 years
2024: 28.3%▼ -22.9% vs 2023
2025: 23.0%▼ -18.7% vs 2024
2018 → 2025
Net result
€226k▲ 533%
2024 · €36k
2018: €-8k
2019: €-8k▲ +9.8% vs 2018
2020: €426k▲ +5679% vs 2019highest in 8 years
2021: €-27k▼ -106% vs 2020
2022: €-362k▼ -1218% vs 2021lowest in 8 years
2023: €36k▲ +110% vs 2022
2024: €36k● +0.0% vs 2023
2025: €226k▲ +533% vs 2024
2018 → 2025
Working capital
€906k▲ 64.5%
2024 · €551k
2018: €100klowest in 8 years
2019: €133k▲ +34.0% vs 2018
2020: €584k▲ +338% vs 2019
2021: €420k▼ -28.1% vs 2020
2022: €338k▼ -19.5% vs 2021
2023: €360k▲ +6.6% vs 2022
2024: €551k▲ +52.9% vs 2023
2025: €906k▲ +64.5% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€55k-€59k▲ 8.3%€121k▲ 105%€166k▲ 37.4%€224k▲ 34.3%
2021: €55klowest in 5 years
2022: €59k▲ +8.3% vs 2021
2023: €121k▲ +105% vs 2022
2024: €166k▲ +37.4% vs 2023
2025: €224k▲ +34.3% vs 2024highest in 5 years
Equity€696k-€334k▼ 52.0%€370k▲ 10.7%€406k▲ 9.6%€631k▲ 55.6%
2021: €696khighest in 5 years
2022: €334k▼ -52.0% vs 2021lowest in 5 years
2023: €370k▲ +10.7% vs 2022
2024: €406k▲ +9.6% vs 2023
2025: €631k▲ +55.6% vs 2024
Operating result€-21k-€5k€44k▲ 869%€47k▲ 5.9%€51k▲ 9.1%
2021: €-21klowest in 5 years
2022: €5k▲ +122% vs 2021
2023: €44k▲ +869% vs 2022
2024: €47k▲ +5.9% vs 2023
2025: €51k▲ +9.1% vs 2024highest in 5 years
Net result€-27k-€-362k▼ 1,218%€36k€36k=€226k▲ 533%
2021: €-27k
2022: €-362k▼ -1218% vs 2021lowest in 5 years
2023: €36k▲ +110% vs 2022
2024: €36k● +0.0% vs 2023
2025: €226k▲ +533% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.30M
Fixed assets
€252k ▼ 36.1%
Current assets
€1.05M ▲ 42.5%
Equity and liabilities €1.30M
Equity
€631k ▲ 55.6%
Provisions
€63k
Debt
€606k ▼ 16.4%
Debt's share of the balance-sheet total falls from 64.1% to 46.6%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
7.37▲
2024 · 3.98
Debt to equity
0.96▼
2024 · 1.79
ROE
35.8%▲
2024 · 8.8%
ROA
17.4%▲
2024 · 3.2%
Debt ≤ 1 year
€142k▼
2024 · €185k
Debt > 1 year
€464k▼
2024 · €535k
Income taxes
€12k▲
2024 · €100
Staff costs
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.30M▲
Fixed assets21/28€395k€252k▼
Tangible fixed assets22/27€200k€58k▼
Land and buildings22€194k€51k▼
Plant, machinery and equipment23€2k€2k=
Furniture and vehicles24€4k€4k=
Financial fixed assets28€195k€195k=
Current assets29/58€736k€1.05M▲
Amounts receivable after more than one year29€456k€310k▼
Other amounts receivable291€456k€310k▼
Amounts receivable within one year40/41€278k€733k▲
Trade receivables40€30k€25k▼
Other amounts receivable41€248k€708k▲
Cash at bank and in hand54/58€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.30M▲
Equity10/15€406k€631k▲
Contributions10/11€250k€250k=
Reserves13€56k€246k▲
Non-distributable reserves130/1€25k€25k▲
Reserves not available under the articles1311€25k€25k▲
Tax-exempt reserves132€31k€221k▲
Profit (loss) carried forward14€100k€136k▲
Provisions and deferred taxes16-€63k
Deferred taxes168-€63k
Amounts payable17/49€725k€606k▼
Amounts payable after more than one year17€535k€464k▼
Financial debts170/4€535k€464k▼
Amounts payable within one year42/48€185k€142k▼
Current portion of amounts payable after more than one year42€2k€2k=
Trade debts44€26k€6k▼
Suppliers440/4€26k€6k▼
Taxes, remuneration and social security45€12k€23k▲
Taxes450/3€12k€23k▲
Other amounts payable47/48€146k€112k▼
Accrued charges and deferred income492/3€6k-
Income statement
Code20242025
Turnover70€166k€224k▲
Goods, raw materials, services and sundry goods60/61€131k€174k▲
Remuneration, social security and pensions62€3k€4k▲
Other operating charges640/8€6k€4k▼
Gross operating margin9900€56k€59k▲
Operating profit (loss)9901€47k€51k▲
Financial income75/76B-€252k
Recurring financial income75-€252k
Non-recurring financial income76B-€252k
Financial charges65/66B€11k€3k▼
Recurring financial charges65€11k€3k▼
Profit (loss) for the period before taxes9903€36k€300k▲
Transfer to deferred taxes680-€63k
Income taxes67/77€100€12k▲
Profit (loss) for the period9904€36k€226k▲
Transfer to tax-exempt reserves689-€189k
Profit (loss) for the period to be appropriated9905€36k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€100k€136k▲
Profit (loss) brought forward from the previous period14P€64k€100k▲
Transfer to equity691/2-€289
To the legal reserve6920-€289
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €55k | €59k | €121k | €166k | €224k | ▲ 34.3% |
| Non-recurring operating income76A | - | €20k | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €60k | €49k | €63k | €131k | €174k | ▲ 33.6% |
| Remuneration, social security and pensions62 | €3k | €1k | €1k | €3k | €4k | ▲ 15.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25k | €22k | €18k | - | - | - |
| Other operating charges640/8 | €1k | €3k | €2k | €6k | €4k | ▼ 33.0% |
| Gross operating margin9900 | €9k | €31k | €65k | €56k | €59k | ▲ 5.1% |
| Operating profit (loss)9901 | €-21k | €5k | €44k | €47k | €51k | ▲ 9.1% |
| Financial income75/76B | - | - | - | - | €252k | - |
| Recurring financial income75 | - | - | - | - | €252k | - |
| Non-recurring financial income76B | - | - | - | - | €252k | - |
| Financial charges65/66B | €7k | €366k | €9k | €11k | €3k | ▼ 73.3% |
| Recurring financial charges65 | €7k | €6k | €9k | €11k | €3k | ▼ 73.3% |
| Non-recurring financial charges66B | - | €360k | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €-27k | €-362k | €36k | €36k | €300k | ▲ 740% |
| Transfer to deferred taxes680 | - | - | - | - | €63k | - |
| Income taxes67/77 | - | - | - | €100 | €12k | ▲ 11,534% |
| Profit (loss) for the period9904 | €-27k | €-362k | €36k | €36k | €226k | ▲ 533% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €189k | - |
| Profit (loss) for the period to be appropriated9905 | €-27k | €-362k | €36k | €36k | €37k | ▲ 2.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.26M | €871k | €862k | €1.13M | €1.30M | ▲ 15.0% |
| Fixed assets21/28 | €740k | €414k | €395k | €395k | €252k | ▼ 36.1% |
| Tangible fixed assets22/27 | €287k | €219k | €200k | €200k | €58k | ▼ 71.3% |
| Land and buildings22 | €270k | €209k | €194k | €194k | €51k | ▼ 73.6% |
| Plant, machinery and equipment23 | €5k | €4k | €2k | €2k | €2k | = |
| Furniture and vehicles24 | €8k | €6k | €4k | €4k | €4k | = |
| Leasing and similar rights25 | €4k | €746 | - | - | - | - |
| Financial fixed assets28 | €453k | €195k | €195k | €195k | €195k | = |
| Current assets29/58 | €515k | €457k | €467k | €736k | €1.05M | ▲ 42.5% |
| Amounts receivable after more than one year29 | €500k | €433k | €410k | €456k | €310k | ▼ 32.0% |
| Other amounts receivable291 | €500k | €433k | €410k | €456k | €310k | ▼ 32.0% |
| Amounts receivable within one year40/41 | €15k | €25k | €46k | €278k | €733k | ▲ 164% |
| Trade receivables40 | €10k | €13k | €15k | €30k | €25k | ▼ 16.8% |
| Other amounts receivable41 | €5k | €12k | €31k | €248k | €708k | ▲ 186% |
| Current investments50/53 | €476 | - | - | - | - | - |
| Cash at bank and in hand54/58 | - | - | €8k | €2k | €5k | ▲ 232% |
| Deferred charges and accrued income490/1 | - | - | €3k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.26M | €871k | €862k | €1.13M | €1.30M | ▲ 15.0% |
| Equity10/15 | €696k | €334k | €370k | €406k | €631k | ▲ 55.6% |
| Contributions10/11 | €250k | €250k | €250k | €250k | €250k | = |
| Reserves13 | €56k | €56k | €56k | €56k | €246k | ▲ 337% |
| Non-distributable reserves130/1 | €25k | €25k | €25k | €25k | €25k | ▲ 1.2% |
| Reserves not available under the articles1311 | €25k | €25k | €25k | €25k | €25k | ▲ 1.2% |
| Tax-exempt reserves132 | €31k | €31k | €31k | €31k | €221k | ▲ 600% |
| Profit (loss) carried forward14 | €390k | €28k | €64k | €100k | €136k | ▲ 36.6% |
| Provisions and deferred taxes16 | - | - | - | - | €63k | - |
| Deferred taxes168 | - | - | - | - | €63k | - |
| Amounts payable17/49 | €560k | €536k | €492k | €725k | €606k | ▼ 16.4% |
| Amounts payable after more than one year17 | €462k | €413k | €380k | €535k | €464k | ▼ 13.3% |
| Financial debts170/4 | €462k | €413k | €380k | €535k | €464k | ▼ 13.3% |
| Amounts payable within one year42/48 | €96k | €119k | €107k | €185k | €142k | ▼ 22.9% |
| Current portion of amounts payable after more than one year42 | €17k | €17k | €5k | €2k | €2k | = |
| Financial debts43 | - | €3k | - | - | - | - |
| Credit institutions430/8 | - | €3k | - | - | - | - |
| Trade debts44 | €72k | €71k | €56k | €26k | €6k | ▼ 76.1% |
| Suppliers440/4 | €72k | €71k | €56k | €26k | €6k | ▼ 76.1% |
| Taxes, remuneration and social security45 | €2k | €20k | €42k | €12k | €23k | ▲ 93.7% |
| Taxes450/3 | €509 | €11k | €19k | €12k | €23k | ▲ 93.7% |
| Remuneration and social security454/9 | €1k | €9k | €24k | - | - | - |
| Other amounts payable47/48 | €5k | €8k | €3k | €146k | €112k | ▼ 23.2% |
| Accrued charges and deferred income492/3 | €2k | €4k | €6k | €6k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-27k | €-362k | €36k | €36k | €226k | ▲ 533% |
| + Depreciation and write-downs630 | €25k | €22k | €18k | - | - | - |
| Operating cash flow (approximation) | €-2k | €-340k | €54k | €36k | €226k | ▲ 533% |
| Investment in fixed assets (approximation) | - | €305k | €0 | €0 | €143k | - |
| Change in cash | - | - | - | €-6k | €4k | ▲ 160% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
06-07
State Gazette act
RestructuringMerger · Dissolution · Mandate compensation8 facts ▸
State Gazette act
Restructuring
Merger · Dissolution · Mandate compensation8 facts ▸
- General meeting, 15-06-2026
- Merger, geruisloze fusie door overname, 31-12-2025
- Dissolution, 15-06-2026
- Mandate compensation, Christiane VAN dE VOORDE
- Capital, €250.000
- Reserve release, wettelijke reserve omgezet in beschikbare eigen vermogensrekening
- Statutes amendment
- Merger compensation, 733 verzameleffecten aan toonder categorie A (elk 10 aandelen) en 60 aandelen categorie B, 0
2025
31-12
Financial
Equity above €500kEq €631k ▲55.6%
3 profitable years in a row build equity to €631k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €36k
Net result €36k after 2 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-362k
Net result drops to €-362k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €426k
Net result €426k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 4.46
Current ratio from 1.77 to 4.46; short-term debt falls from €172k to €169k.
Show earlier events
31-12
Financial
Equity above €500kEq €723k ▲143%
Equity rises from €298k to €723k.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2008
Ground area
525 m²
Building footprint
121 m²
Volume, LiDAR
715 m³
Parcel 23048E0215/02M002, Flanders · tallest building 35.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BV CONSULT
since 20082.174.392.283
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23048E0215/02M002 | Flanders | 525 m² | 1 · 121 m² | 35.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
Het verstrekken aan ondermemingen en vennootschappen ... van alle diensten en consultaties ... Het tussenkomen in het dagelijks bestuur ... Het beheren, valoriseren en uitbreiden…
Full purpose
Het verstrekken aan ondermemingen en vennootschappen ... van alle diensten en consultaties ... Het tussenkomen in het dagelijks bestuur ... Het beheren, valoriseren en uitbreiden van een onroerend patrimonium ... Het verwerven door inschrijving of aankoop en het beheren van aandelen ... Bijdragen tot de vestiging en de ontwikkeling van ondernemingen ... Groot- en kleinhandel in kunst- en antieke voorwerpen ... Verhuur van alle roerende goederen.
Structure & network
Acquisitions and mergers
1 transactionTook over:KRANENBOUW SERVICE ANTWERPEN
Capital and shareholders
Capital over the years
- 06-07-2026 Capital stated in the act · 250,000 EUR · 2,500 shares
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 32,594 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-10-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
73300Public relations and communication consultancy
Contact
Scores and ratios are computed by Checked and are not a credit decision.