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CNVision

Active Private limited companyfounded 2008active for 18 yearsChartreuzenberg 10, 3220 HolsbeekKBO/BCE: BE 0808.277.442 #5 company by equity in Holsbeek, Administrative and support services sector

Lifetime

15 annual accounts with figures on one time axis
peak €474,183 (2023)
€10,611▲ €50,679
lowest -€79,196 (2024)
-€11,333▲ €67,863
peak €417,193 (2023)
€284,808▼ 3.8%
€476,647▼ 3.4%
Board1 name since 2021
1 directorDEGREZ-BERGES Christophe-Nathalie
Documentsfilings and deeds
09-06-202652 days before the deadline
2025micro format
Gross margin from -€40,068 to €10,611Loss of €11,333Cash from €10,299 to €1,380

Key points

from the 2025 annual accounts

Result

-€11,333 ▲ 85.7%
-€79,2002024-€11,3002025

The result rose in 2025 from -€79,196 to -€11,333.

Filings

15 annual accounts since 2011
AprilJune31 JulyOctober201520202025

Two of the last ten came late. The 2022 accounts came latest: 59 days after the end of the period.

Position in the sector

-€11,333

Lower net result than 89% of companies in office administrative support. Sector median €16,210 · 9,687 companies.

Checked score

84
Excellent
Financially stronger than 28% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▲ +0.3 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026highest value 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.2%▼ -0.3 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Weak

62-1equity 37.4% of total assets
34-4short-term debt 36.1% · cash 0.2%
29+23return on assets -1.5%

Score breakdown

raises risk
Liquidity: current ratio 2.50, cash €1,380, halved
lowers risk
Size: total assets €761,455
Founded in 2008
Figures for financial year 2025 (filed on 09-06-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 41% of them on solvency, 19% on liquidity, 19% on profitability and 33% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,686 companies had the same profile as CNVision has now. Each dot stands for 7 companies, two years later.

93.7%
were still trading
5.4%
stopped another way
0.6%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of CNVision itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,686 companies, not a prediction for CNVision. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €23,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.5 (2.71 in 2024), above the usual 1.5. Short-term debt is 36.1% and cash 0.2% of total assets. However, 62.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 2.50, cash €1,380, halved
NBB · annual accounts
lowers risk · Size: total assets €761,455
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 09-06-2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€11,333
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 days early
2024
22 days early
2023
27 days early
2022
59 days late
2021
26 days early
2020
33 days early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DB
DEGREZ-BERGES Christophe-Nathalie
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0808277442
Amendment of the articles · Legal-form change · Resignations & appointments Legal-form conversion: from private limited company (pre-2019) to private limited company · Board composition: Christophe Degrez (director) · Board composition: Nathalie Berges (director) · General meeting of 28-12-2023 · Gazette deed
First establishment BERGES CONSULTING GCV, Chartreuzenberg 10, Holsbeek
Incorporation published on 17-12-2008 · Gazette deed
All 26 events

Comparable companies

same main activity, similar in size and age
Company
CNVision Holsbeek - - 37.4% -
L & D MANAGEMENT Ledegem - - -57.3% -
LUMAMIN Grâce-Hollogne €30,000 34.5% 87.4% -
BEL CONSULTING Seneffe - - 80.9% -
MPM Bruges - - 71.9% -
Soetaert Lievegem €18,876 42.4% 94.5% -
JD PACK & GREEN Sint-Truiden - - 39.4% 0.1

These companies have the same main activity as CNVision: other business support services (NACE 82990). They are comparable in size and age: total assets between €557,000 and €986,000, founded between 2006 and 2013.

Official details

Source: KBO
Status
Active since 31-10-2008Normal situation
Activity
Other business support servicesNACE 82990and 3 others
Establishment unit
2.174.800.7723220 Holsbeek, since 01-11-2008
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

≈ €62,000estimated
€761,455▼ 3.6%
Filing
Filed on 09-06-2026, 52 days before the end of the filing period
Financials

Insights on CNVision

CNVision files the micro format. That format states no turnover. The gross margin fell from €53,151 in 2011 to €10,611 in 2025.

The balance sheet grew most in 2012 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CNVision

What is the company number of CNVision?
The company number of CNVision is 0808.277.442. The VAT number is the same number with BE in front: BE 0808.277.442.
Where is CNVision based?
The registered office is at Chartreuzenberg 10, 3220 Holsbeek.Company details
What does CNVision do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of CNVision?
CNVision is a private limited company (BV).
When was CNVision founded?
CNVision was founded on 31-10-2008.
Is CNVision still active?
Yes, CNVision is an active enterprise in the KBO register.
What is the turnover of CNVision?
The turnover in financial year 2025 is ≈ €62,000. This figure is estimated from the gross margin of €10,611 and 44 comparable companies (NACE 82990). It probably lies between €32,000 and €120,000. It is a rough estimate.Financials
Is CNVision profitable?
In financial year 2025, CNVision made a loss of €11,333.
Where can I find the annual accounts of CNVision?
CNVision filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CNVision due?
CNVision must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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