BIBOB
ActiveSummary
BIBOB has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €421,766 and a net result of €9,011. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 49% of 1323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability49▼-9
Solvency43▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.28 in 2024; short-term debt: 19% and cash: 0.9% of total assets), and 82.2% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.8%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
7 d early
2024
on the day
2023
2 d early
2022
on the day
2021
18 d early
2020
39 d early
2019
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€421,766▲ 2.2%
2024 · €412,755
Total assets
€2.4m▲ 0.3%
2024 · €2.4m
Net result
€9,011
2024 · -€2,711
Working capital
-€215,994▲ 33.5%
2024 · -€324,660
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€142,511▼ 52.9%-€66,941▲ 53.0%€58,830€35,069▼ 40.4%€65,690▲ 87.3%
Net result-€164,358below the sector's middle half▼ 44.2%-€87,644below the sector's middle half▲ 46.7%€19,277within the sector's middle half-€2,711within the sector's middle half€9,011within the sector's middle half
Equity-€402,630below the sector's middle half▼ 69.0%-€490,274below the sector's middle half▼ 21.8%€415,465above the sector's middle half€412,755above the sector's middle half▼ 0.7%€421,766above the sector's middle half▲ 2.2%
Total assets€1.8mabove the sector's middle half▼ 8.0%€1.7mabove the sector's middle half▼ 3.5%€2.5mabove the sector's middle half▲ 47.9%€2.4mabove the sector's middle half▼ 5.4%€2.4mabove the sector's middle half▲ 0.3%
Debt€2.2m▲ 0.5%€2.2m▲ 1.2%€2.1m▼ 4.4%€2.0m▼ 6.4%€2.0m▼ 0.1%
Working capital-€268,195below the sector's middle half▼ 40.6%-€354,338below the sector's middle half▼ 32.1%-€341,825below the sector's middle half▲ 3.5%-€324,660below the sector's middle half▲ 5.0%-€215,994below the sector's middle half▲ 33.5%
Solvency-23.0%below the sector's middle half▼ 10.5pp-29.0%below the sector's middle half▼ 6.0pp16.6%within the sector's middle half▲ 45.6pp17.4%within the sector's middle half▲ 0.8pp17.8%within the sector's middle half▲ 0.3pp
Current ratio0.14below the sector's middle half▼ 0.240.18below the sector's middle half▲ 0.040.30within the sector's middle half▲ 0.120.28within the sector's middle half▼ 0.020.52within the sector's middle half▲ 0.24
Return on assets (ROA)-9.4%below the sector's middle half▼ 3.4pp-5.2%below the sector's middle half▲ 4.2pp0.8%within the sector's middle half▲ 6.0pp-0.1%within the sector's middle half▼ 0.9pp0.4%within the sector's middle half▲ 0.5pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 87% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.4m
Fixed assets
€2.1m ▼ 4.4%
Current assets
€234,189 ▲ 84.1%
Equity and liabilities €2.4m
Equity
€421,766 ▲ 2.2%
Debt
€2.0m ▼ 0.1%
Debt's share of the balance-sheet total falls from 82.6% to 82.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€208,256▲
2024 · €175,916
Cash flow
€151,578▲
2024 · €138,137
Debt to equity
4.63▼
2024 · 4.73
ROE
2.1%▲
2024 · -0.7%
Interest coverage
3.58▼
2024 · 4.68
Debt ≤ 1 year
€450,183▼
2024 · €451,863
Debt > 1 year
€1.5m=
2024 · €1.5m
Income taxes
€201▼
2024 · €204
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,368 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.7%
went bankrupt
1.4%
stopped otherwise
97%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €733 | - | - | - |
| Remuneration, social security and pensions62 | - | €135 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €95,828 | €96,097 | €144,146 | €140,847 | €142,567 | ▲ 1.2% |
| Other operating charges640/8 | - | €6,046 | €8,579 | €5,253 | €5,935 | ▲ 13.0% |
| Non-recurring operating charges66A | - | - | - | €15,953 | €624 | ▼ 96.1% |
| Gross operating margin9900 | -€19,135 | €35,338 | €211,554 | €197,122 | €214,816 | ▲ 9.0% |
| Operating profit (loss)9901 | -€142,511 | -€66,941 | €58,830 | €35,069 | €65,690 | ▲ 87.3% |
| Financial income75/76B | - | - | - | - | €1,752 | - |
| Recurring financial income75 | €0 | - | - | - | €1,752 | - |
| Financial charges65/66B | - | €20,499 | €39,229 | €37,575 | €58,230 | ▲ 55.0% |
| Recurring financial charges65 | €20,273 | €20,499 | €39,229 | €37,575 | €58,230 | ▲ 55.0% |
| Profit (loss) for the period before taxes9903 | -€162,784 | -€87,440 | €19,600 | -€2,507 | €9,212 | ▲ 468% |
| Income taxes67/77 | €1,574 | €204 | €324 | €204 | €201 | ▼ 1.7% |
| Profit (loss) for the period9904 | -€164,358 | -€87,644 | €19,277 | -€2,711 | €9,011 | ▲ 432% |
| Profit (loss) for the period to be appropriated9905 | -€164,358 | -€87,644 | €19,277 | -€2,711 | €9,011 | ▲ 432% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.8m | €1.7m | €2.5m | €2.4m | €2.4m | ▲ 0.3% |
| Fixed assets21/28 | €1.7m | €1.6m | €2.4m | €2.2m | €2.1m | ▼ 4.4% |
| Intangible fixed assets21 | €210,000 | €180,000 | €135,000 | €105,000 | €75,000 | ▼ 28.6% |
| Tangible fixed assets22/27 | €1.5m | €1.4m | €2.2m | €2.1m | €2.1m | ▼ 3.3% |
| Land and buildings22 | - | €1.4m | €2.2m | €2.1m | €2.1m | ▼ 3.3% |
| Current assets29/58 | €44,986 | €78,854 | €146,294 | €127,203 | €234,189 | ▲ 84.1% |
| Amounts receivable after more than one year29 | - | - | €23,750 | €23,750 | €23,750 | = |
| Other amounts receivable291 | - | - | €23,750 | €23,750 | €23,750 | = |
| Amounts receivable within one year40/41 | €23,784 | €12,727 | €42,816 | €70,035 | €183,507 | ▲ 162% |
| Trade receivables40 | - | €12,456 | €42,816 | €57,593 | €50,000 | ▼ 13.2% |
| Other amounts receivable41 | - | €272 | - | €12,442 | €133,507 | ▲ 973% |
| Cash at bank and in hand54/58 | €0 | €41,738 | €63,604 | €27,063 | €20,202 | ▼ 25.4% |
| Deferred charges and accrued income490/1 | - | €24,389 | €16,123 | €6,354 | €6,729 | ▲ 5.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.8m | €1.7m | €2.5m | €2.4m | €2.4m | ▲ 0.3% |
| Equity10/15 | -€402,630 | -€490,274 | €415,465 | €412,755 | €421,766 | ▲ 2.2% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Revaluation surpluses12 | - | - | €886,463 | €886,463 | €886,463 | = |
| Profit (loss) carried forward14 | -€421,230 | -€508,874 | -€489,597 | -€492,308 | -€483,297 | ▲ 1.8% |
| Amounts payable17/49 | €2.2m | €2.2m | €2.1m | €2.0m | €2.0m | ▼ 0.1% |
| Amounts payable after more than one year17 | €1.8m | €1.7m | €1.6m | €1.5m | €1.5m | = |
| Financial debts170/4 | - | €1.4m | €1.3m | €1.2m | €1.2m | = |
| Other amounts payable178/9 | - | €300,000 | €300,000 | €300,000 | €300,000 | = |
| Amounts payable within one year42/48 | €313,181 | €433,192 | €488,118 | €451,863 | €450,183 | ▼ 0.4% |
| Current portion of amounts payable after more than one year42 | - | €94,077 | €99,695 | €96,937 | €69,731 | ▼ 28.1% |
| Trade debts44 | €93,380 | €37,721 | €44,947 | €48,358 | €14,338 | ▼ 70.3% |
| Suppliers440/4 | - | €37,721 | €44,947 | €48,358 | €14,338 | ▼ 70.3% |
| Taxes, remuneration and social security45 | - | €439 | €324 | €4,017 | €23,512 | ▲ 485% |
| Taxes450/3 | - | €439 | €324 | €4,017 | €23,512 | ▲ 485% |
| Other amounts payable47/48 | - | €300,956 | €343,152 | €302,550 | €342,602 | ▲ 13.2% |
| Accrued charges and deferred income492/3 | - | €7,772 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€164,358 | -€87,644 | €19,277 | -€2,711 | €9,011 | ▲ 432% |
| + Depreciation and write-downs630 | €95,828 | €96,097 | €144,146 | €140,847 | €142,567 | ▲ 1.2% |
| Operating cash flow (approximation) | -€68,531 | €8,454 | €163,423 | €138,137 | €151,578 | ▲ 9.7% |
| Investment in fixed assets (approximation) | - | €0 | -€886,463 | -€24,035 | -€42,962 | ▼ 78.7% |
| Change in cash | - | €41,738 | €21,866 | -€36,541 | -€6,861 | ▲ 81.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9,011
Net result €9,011 after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €19,277
Net result €19,277 after 4 loss-making years.
31-12
Financial
Equity above €200,000Eq €415,465
Equity rises from -€490,274 to €415,465.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet -€164,358
Net result drops to -€164,358, the lowest in the series; recovery starts the following year.
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2016
Ground area
1,807 m²
Building footprint
345 m²
Volume, LiDAR
1,879 m³
2 parcels, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Carnegielaan 27, 3500 Hasselt
since 20162.262.874.495
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0082/00S000 | Flanders | 953 m² | 1 · 154 m² | 9.8 m · 2 fl. |
| 71327G0418/00T003 | Flanders | 853 m² | 1 · 191 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 3 entries · 140,654 EUR awarded · 18,172 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 120,882 EUR | 18,172 EUR |
| 2024 | 1 | 19,772 EUR | 0 EUR |
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Of 2,393 companies in sector 55100 we hold annual accounts for 1,517. 1,090 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
55100Hotels and similar accommodation
56210Event catering
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0667769972
Also
9925:BE0667769972
Registered
08-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.