BUZZZ
ActiveSummary
BUZZZ has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.38M and a net result of €360k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 40% of 4867 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81=
Solvency62▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days only on tighter terms
Liquidity ample (current ratio 1.7 against 1.63 in 2024; short-term debt: 40% and cash: 25.6% of total assets), but 63.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.8%
Return on assets
9.6%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-07-2026, 156 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
156 d late
2024
6 d late
2023
1 d early
2022
13 d early
2021
1 d late
2020
on the day
2019
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€7.20M
EBIT margin
5.1%
Net result
€360k▲ 7.3%
2024 · €336k
2019: €279k
2020: €218k
2021: €-331k
2022: €370k
2023: €308k
2024: €336k
2019 → 2025
Working capital
€1.05M▲ 1.6%
2024 · €1.03M
2019: €968k
2020: €1.54M
2021: €1.03M
2022: €1.43M
2023: €1.21M
2024: €1.03M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.12M-€1.49M▲ 32.9%€1.30M▼ 12.9%€1.34M▲ 2.9%€1.38M▲ 3.0%
Operating result€-368k-€381k€434k▲ 13.8%€481k▲ 10.9%€496k▲ 3.1%
Net result€-331k-€370k€308k▼ 16.7%€336k▲ 9.0%€360k▲ 7.3%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.74M
Fixed assets
€1.19M ▲ 34.2%
Current assets
€2.55M ▼ 4.6%
Equity and liabilities €3.74M
Equity
€1.38M ▲ 3.0%
Provisions
€21k =
Debt
€2.34M ▲ 6.3%
Debt's share of the balance-sheet total rises from 61.8% to 62.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€603k▲
2024 · €536k
Cash flow
€467k▲
2024 · €391k
Current ratio
1.70▲
2024 · 1.63
Quick ratio
1.69▲
2024 · 1.62
Debt to equity
1.70▲
2024 · 1.65
ROE
26.2%▲
2024 · 25.1%
ROA
9.6%▲
2024 · 9.4%
Interest coverage
9.69▼
2024 · 16.85
Debt ≤ 1 year
€1.50M▼
2024 · €1.64M
Debt > 1 year
€834k▲
2024 · €543k
Income taxes
€74k▼
2024 · €114k
Staff costs
€583k▼
2024 · €649k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 62 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.56M€3.74M▲
Fixed assets21/28€888k€1.19M▲
Tangible fixed assets22/27€826k€1.16M▲
Land and buildings22€680k€730k▲
Plant, machinery and equipment23€35k€36k▲
Furniture and vehicles24€110k€76k▼
Leasing and similar rights25-€315k
Financial fixed assets28€63k€34k▼
Current assets29/58€2.67M€2.55M▼
Stocks and contracts in progress3€23k€23k=
Stocks30/36€23k€23k=
Amounts receivable within one year40/41€1.43M€1.38M▼
Trade receivables40€1.41M€1.28M▼
Other amounts receivable41€18k€99k▲
Current investments50/53-€3k
Cash at bank and in hand54/58€1.07M€958k▼
Deferred charges and accrued income490/1€147k€182k▲
Equity and liabilities
Total equity and liabilities10/49€3.56M€3.74M▲
Equity10/15€1.34M€1.38M▲
Contributions10/11€150k€150k=
Capital10€150k€150k=
Issued capital100€150k€150k=
Reserves13€273k€430k▲
Non-distributable reserves130/1€65k€65k=
Legal reserve130€65k€65k=
Tax-exempt reserves132€208k€365k▲
Profit (loss) carried forward14€872k€755k▼
Investment grants15€42k€42k=
Provisions and deferred taxes16€21k€21k=
Deferred taxes168€21k€21k=
Amounts payable17/49€2.20M€2.34M▲
Amounts payable after more than one year17€543k€834k▲
Financial debts170/4€543k€834k▲
Amounts payable within one year42/48€1.64M€1.50M▼
Current portion of amounts payable after more than one year42€85k€214k▲
Trade debts44€1.08M€982k▼
Suppliers440/4€1.08M€982k▼
Taxes, remuneration and social security45€123k€268k▲
Taxes450/3€50k€156k▲
Remuneration and social security454/9€72k€112k▲
Other amounts payable47/48€352k€32k▼
Accrued charges and deferred income492/3€21k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62€649k€583k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€107k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€88k€-2k▼
Other operating charges640/8€120k€19k▼
Gross operating margin9900€1.39M€1.20M▼
Operating profit (loss)9901€481k€496k▲
Financial income75/76B€881€139▼
Recurring financial income75€881€139▼
Financial charges65/66B€32k€62k▲
Recurring financial charges65€32k€62k▲
Profit (loss) for the period before taxes9903€450k€434k▼
Income taxes67/77€114k€74k▼
Profit (loss) for the period9904€336k€360k▲
Transfer from tax-exempt reserves789€6k€6k=
Transfer to tax-exempt reserves689-€164k
Profit (loss) for the period to be appropriated9905€342k€203k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.19M€1.08M▼
Profit (loss) brought forward from the previous period14P€850k€872k▲
Profit to be distributed694/7€320k€320k=
Return on contributions (dividend)694€320k€320k=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-09
State Gazette act
Resignation: Abdessamad Sedki (director)Registered-office move3 facts ▸
State Gazette act
Resignation: Abdessamad Sedki (director)
Registered-office move3 facts ▸
- General meeting, 22-09-2026
- Registered-office move, Avenue Louise 143 boîte 4, 1050 Ixelles
- Director resignation, Abdessamad Sedki (director)
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 156 days late
2025
06-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 6 days late
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
18-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Back to profitnet €370k
Net result €370k after one loss-making year.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 1 day late
2021
30-06
Financial
Weakest financial yearnet €-331k ▼252%
Net result drops to €-331k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
09-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
24-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
22-09-2026
Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antoon van Osslaan 11120 BrusselGround area
1.2 ha
Building footprint
264 m²
Volume, LiDAR
2,610 m³
2 parcels, Brussels · tallest building 22.0 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Maxi Pesca
since 19992.091.746.701
Maxi Pesca
since 20092.179.725.107
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819A0099/00M012 | Brussels | 1.2 ha | 1 · 94 m² | 0.9 m |
| 21810L2201/00M016 | Brussels | 528 m² | 1 · 170 m² | 22.0 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.091.746.701
Similar companies · same sector, comparable size
DB DISCOUNT
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BE 0413.799.822
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NEPTUR
BE 0712.523.693
Antwerpen · Eq €1.32M
Swift & Co
BE 0404.736.062
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PETER - FISH
BE 0462.977.040
Brugge · Eq €1.23M
Of 231 companies in sector 46323 we hold annual accounts for 155. 94 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-10-1997
Fiscal year end30-06
Activities, NACEBEL 2025
46323Wholesale trade
47230Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.