Turnover
≈ €64,000 estimated
The micro format states no turnover.
BUZZY BEE
Overview
Lifetime
1 annual account with figurespeak €17,409 (2025)
€17,409
peak €10,784 (2025)
€10,784
peak €15,784 (2025)
€15,784
€7,778
Board1 name since 2024
1 directorANNÉ Jan Gaston
Documentsfilings and deeds
14-07-202617 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€5,000 1,000 shares
Checked score
97
Excellent
Financially stronger than 78% of micro companies in education (NACE 85)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 0.4%
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.5%▲ +0.1 percentage points vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026highest value
07-2026: 0.5%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.5 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Education (NACE 85)
Liquidity: current ratio 2.66, cash €19,492
Figures for financial year 2025 (filed on 14-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 68% of them on solvency, 76% on liquidity and 90% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as BUZZY BEE has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BUZZY BEE itself is lower: < 0.1% within 12 months. It rests on far more data about BUZZY BEE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BUZZY BEE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.66, above the usual 1.5. Short-term debt is 33% and cash 82.7% of total assets. 33% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
17 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014075909
Incorporation
Founding capital of €5,000, 1,000 shares · Founder: ANNÉ Jan Gaston · Appointment: ANNÉ Jan Gaston (director) · published on 27-09-2024 · Gazette deed
First establishment
Bovenbroekweg 4, Bornem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BUZZY BEE Bornem | €23,562 | €17,409 | 67.0% | - |
| JEFF MONBALLIU Antwerp | €24,396 | €19,395 | 57.3% | - |
| Pascal De Witte Lokeren | €23,979 | €17,988 | 62.9% | - |
| ENDLESS EDGE CONSULTANCY Tervuren | €26,949 | €16,634 | 82.3% | - |
| Real Estate Consultancy & Development Antwerp | €17,456 | €14,015 | 66.3% | - |
| WaMaLo Hove | €38,737 | €15,756 | 38.0% | - |
| Durch Antwerp | €14,962 | €12,384 | 84.8% | - |
These companies have the same main activity as BUZZY BEE: other education (NACE 85599). They are comparable in size and age: total assets between €15,000 and €38,700, founded in 2024.
Official details
Source: KBO- Status
- Active since 25-09-2024Normal situation
- Activity
- Other educationNACE 85599and 5 others
- Establishment unit
- 2.364.477.7402880 Bornem, since 25-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 23-10-2025
Annual accounts 2025
- €17,409
- €10,784
- €15,784
- €23,562
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Insights on BUZZY BEE
BUZZY BEE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,784 and a net result of €10,784.
Its solvency ranks better than 70% of 2,612 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 14-07-2026, 17 days before the deadline€17,409
€16,603
€10,784
€12,914
67.0%
2.66
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €64,000. Estimated: probably between €43,000 and €130,000.
Balance sheet
balance sheet total €23,562 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
67.0%
Higher than 70% of 2,612 companies in 2025.
2.66
Higher than 64% of 2,481 companies in 2025.
45.8%
Higher than 91% of 2,510 companies in 2025.
BUZZY BEE
Middle half of the sector
80% of the sector
Micro accounts in education (NACE 85)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
23,562 | |
21/28 |
2,870 | |
22/27 |
2,870 | |
23 |
2,870 | |
29/58 |
20,693 | |
40/41 |
648 | |
40 |
648 | |
54/58 |
19,492 | |
490/1 |
553 | |
| Balance sheet: equity and liabilities | ||
10/49 |
23,562 | |
10/15 |
15,784 | |
10/11 |
5,000 | |
13 |
10,784 | |
133 |
10,784 | |
17/49 |
7,778 | |
42/48 |
7,778 | |
44 |
408 | |
440/4 |
408 | |
45 |
5,770 | |
450/3 |
5,770 | |
47/48 |
1,600 | |
| Income statement | ||
9900 |
17,409 | |
630 |
686 | |
640/8 |
120 | |
9901 |
16,603 | |
65/66B |
1,863 | |
65 |
1,863 | |
9903 |
14,740 | |
67/77 |
3,955 | |
9904 |
10,784 | |
9905 |
10,784 | |
| Appropriation of the result | ||
9906 |
10,784 | |
691/2 |
10,784 | |
6921 |
10,784 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 14-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 14-07-2026 | 2026-00288425 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 17,289 | ||
| 11,470 | ||
| 3,556 | ||
| 12,914 | ||
| 67.0% | ||
| 2.66 | ||
| 0.49 | ||
| 68.3% | ||
| 45.8% | ||
| 9.28 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €3,556 |
| €686 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on BUZZY BEE
Debt's share of the balance-sheet total is 33.0%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 27-09-2024
listed in the 2025 annual accounts, filed on 14-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “De besluiten van het collegiaal bestuursorgaan kunnen bij eenparig schriftelijk akkoord van alle bestuurders worden genomen. §2. Externe…”deed of 27-09-2024
Mandates through the years
1 name, the dashed line is todayANNÉ Jan Gaston
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- ANNÉ Jan Gaston
- Director (not named in the articles), appointed by deed of 27-09-2024, still in office
Control
Capital
- Contribution
- €5,000
- Shares
- 1,000
- Contribution per share
- €5
- Equity per share
- €15.78 in 2025
- Source
- deed of 27-09-2024
Articles of association
deed of 27-09-2024 (in Dutch)- Daily managementDay-to-day management handles the everyday running of the business without the full board.
- The board decides whether the delegates act alone or jointly
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Profit allocationThe articles set how profit is distributed. A BV may only pay out after a balance-sheet and liquidity test.
- “Eenparigheid van stemmen van alle aandeelhouders, algemene vergadering”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 20 June at 20:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Shareholders
At incorporation
deed of 27-09-2024 ↗
- ANNÉ Jan Gaston 1,000 shares (100%) · €5,000 in cash
Network & group
No group
BUZZY BEE has no parent and no holdings in its annual accounts. ANNÉ Jan Gaston is the only director. BUZZY BEE shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 17 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1014075909
2024
IncorporationFounding capital of €5,000, 1,000 shares · Founder: ANNÉ Jan Gaston · Appointment: ANNÉ Jan Gaston (director) · published on 27-09-20245 points ▸
- Founder, ANNÉ Jan Gaston
- Founding capital, €5,000, 1,000 shares
- Registered office clause, Bovenbroekweg 4, 2880 Bornem
- Director appointment, ANNÉ Jan Gaston (director (not named in the articles))
- ANNÉ Jan Gaston holds 1,000 shares
- The deed holds 5 more points.
First establishment Bovenbroekweg 4, Bornem
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1014.075.909
- VAT number
- BE 1014.075.909
- Peppol ID
- 0208:1014075909
- Other Peppol ID
- 9925:BE1014075909
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 25-09-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 20 June at 20:00deed of 27-09-2024 (in Dutch)
- Peppol
- Reachable since 23-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BUZZY BEE in Dutch
- Entity type
- Legal entity
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 27-09-2024 (in Dutch)
Activities
NACEBEL 202585599
Other education main activity
Codes under NACEBEL 2008
85599
Other education main activity
47910
Retail trade
70220
Business consulting
81100
Combined facilities support activities
81290
Services to buildings and landscape activities
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het geven van opleidingen in de meest ruime zin; Het uitvoeren van veiligheidscontroles; Het verdelgen van wespen en aanverwanten…”deed of 27-09-2024 (in Dutch)
21 activities
- Het geven van opleidingen in de meest ruime zin;
- Het uitvoeren van veiligheidscontroles;
- Het verdelgen van wespen en aanverwanten;
- Managementdiensten in de meest uitgebreide zin van het woord;
- Studie-, organisatie- en adviesbureau betreffende bedrijfseconomische aangelegenheden, zoals planning, organisatie, veiligheid, marketing, personeelsbeleid en efficiënt beheer van ondernemingen, het verstrekken van alle diensten, en activiteiten in verband met administratie, het beleid, de controle en beheer van handels- en industriële ondernemingen op alle niveaus;
- Het aankopen, verkopen, opbouwen, verbouwen, ruilen, vernieuwen, financieren afbreken, projectontwikkeling, verhuren en huren al dan niet gemeubeld, leasen, beheren en promoveren van gebouwen, alsook het kopen, verkopen, ruilen, verhuren, huren, leasen, prospecteren en uitbaten, valoriseren en verkavelen van gronden, alle gebouwen en terreinen. Alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals onder meer erfpacht- en opstalrechten en de huurfinanciering van onroerende goederen;
- Dit alles in volle eigendom en/of blote eigendom en/of vruchtgebruik. Het betreft geen limitatieve opsomming;
- Informatieverwerking en dienstbureau voor derden, delegatie van gespecialiseerd personeel;
- Technisch en commercieel personeel delegeren in het domein van bedrijfseconomische aangelegenheden, zoals planning, organisatie, veiligheid, marketing, personeelsbeleid en efficiënte beheer van ondernemingen, het verstrekken van alle diensten, en activiteiten in verband met administratie, het beleid, de controle en beheer van handels- en industriële ondernemingen;
- Ontwerp en inrichting van bedrijven en inkoop;
- Het geven van adviezen, het maken van studies, het voorbereiden en op gang brengen van alle mogelijke organisatiesystemen en beleidssystemen. Het in toepassing brengen van alle technieken in verband met het technisch, automatisatie, administratief, milieu, boekhoudkundig, fiscaal, sociaal, financieel, economisch en algemeen beheer van ondernemingen, het geven van scholing en het organiseren van seminaries en voordrachten over deze technieken, dit zowel in eigen lokalen als in lokalen van derden;
- Aan- en verkoop van handelsgoederen door middel van e-commerce (internet);
- Verhuren en verkopen van diensten inzake bedrijfseconomische aangelegenheden, zoals planning, organisatie, veiligheid, marketing, personeelsbeleid en efficiënt beheer van ondernemingen, het verstrekken van alle diensten, en activiteiten in verband met administratie, het beleid, de controle en beheer van handels- en industriële ondernemingen, engineering, studie en planning via e-commerce (internet);
- Het realiseren, produceren en distribueren van informatie van allerlei aard via eender welke drager;
- De ontwikkeling, studie, aankoop, verkoop, leasing, huur en software, rechtstreeks of onrechtstreeks, voor eigen rekening of voor rekening van derden tegen commissie of op percent, in regie of door vertegenwoordiging van welke firma ook;
- Het beleggen, besturen en uitbaten van roerende waarden en bezitting. Het financieren van investeringen voor eigen rekening;
- Het deelnemen en het zich op andere wijze interesseren in het (doen) financieren van het voeren van directie en beheer over, het verlenen van diensten aan, en het behartigen van belangen van vennootschappen en ondernemingen van onderscheiden aard en doelstellingen. Het beleggen van vermogen in schuldvorderingen, effecten en andere vermogenswaarde roerende en onroerende goederen, en stellen van zekerheden en verplichtingen van groepsmaatschappijen en derden, in zoverre door de wet toegestaan;
- Het verwerven, onderschrijven, kopen en verkopen van aandelen, deelbewijzen en obligaties van om het even welke vennootschap, vereniging en onderneming; zij kan in deze of andere vennootschappen, verenigingen of ondernemingen mandaten van om het even welke management-, organisatie- of bestuursopdracht aanvaarden en in het raam van de uitvoering ervan alle activiteiten stellen die hiervoor noodzakelijk zijn;
- Het houden, kopen, verkopen, verhuren en ter beschikking stellen van alle activiteiten die hiermee verband houden;
- Het in- en uitvoeren van, en het handel drijven in om het even welke producten en goederen, bestemd voor handel, nijverheid en verbruik;
- Alle activiteiten die verband houden met publiciteit, marketing en promotie, zowel wat betreft de conceptie, de creatie als de materiële uitvoering.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Bovenbroekweg 4 registered office 2880 Bornem | 25-09-2024 | 2.364.477.740 |
Buildings and parcels at the address
- Ground area
- 924 m²
- Buildings
- 161 m²
- Volume, LiDAR
- 1,049 m³
- Tallest building
- 10.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12015B1265/00H000 | 924 m² | 1 · 161 m² | 10.4 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1014.075.909