Buyse Bram
ActiveThe computed 12-month bankruptcy probability of Buyse Bram is 1.9% (moderate). The 2025 annual accounts show equity of €24k and a net result of €23k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 18% of 4462 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+15
Solvency33▼-35
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.69 against 1.28 in 2024; short-term debt: 90% and cash: 26.1% of total assets), and 91.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.3%
Return on assets
8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 4462 sector peers (2025).
NBB · sector comparisonPosition among 4462 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
25 d late
2024
28 d early
2023
71 d early
2022
31 d early
2021
34 d early
2020
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▼ 81.2%
2024 · €128k
2020: €79k
2021: €113k
2022: €119k
2023: €139k
2024: €128k
2020 → 2025
Total assets
€289k▼ 2.6%
2024 · €296k
2020: €397k
2021: €450k
2022: €393k
2023: €345k
2024: €296k
2020 → 2025
Net result
€23k
2024 · €-11k
2020: €78k
2021: €35k
2022: €6k
2023: €20k
2024: €-11k
2020 → 2025
Working capital
€-80k
2024 · €35k
2020: €18k
2021: €26k
2022: €9k
2023: €38k
2024: €35k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€113k-€119k▲ 5.3%€139k▲ 16.8%€128k▼ 8.2%€24k▼ 81.2%
Operating result€45k-€11k▼ 75.9%€29k▲ 171%€-10k€27k
Net result€35k-€6k▼ 82.8%€20k▲ 234%€-11k€23k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €27k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289k
Fixed assets
€109k▼ 20.0%
Current assets
€180k▲ 12.2%
Equity and liabilities €289k
Equity
€24k▼ 81.2%
Debt
€265k▲ 57.0%
The debt ratio rises from 56.9% to 91.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€69k▲
2024 · €43k
Cash flow
€65k▲
2024 · €41k
Solvency
8.3%▼
2024 · 43.1%
Current ratio
0.69▼
2024 · 1.28
Quick ratio
0.55▼
2024 · 0.94
Debt / equity
11.03▲
2024 · 1.32
ROE
95.8%▲
2024 · -9.0%
ROA
8.0%▲
2024 · -3.9%
Interest coverage
67.56▲
2024 · 26.88
Debt
€265k▲
2024 · €169k
Debt ≤ 1 year
€260k▲
2024 · €126k
Debt > 1 year
€5k▼
2024 · €43k
Income taxes
€3k▲
2024 · €12
Staff costs
€8k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€296k€289k▼
Fixed assets21/28€136k€109k▼
Intangible fixed assets21€97k€77k▼
Tangible fixed assets22/27€39k€32k▼
Plant, machinery and equipment23€28k€24k▼
Furniture and vehicles24€11k€5k▼
Other tangible fixed assets26-€4k
Current assets29/58€161k€180k▲
Stocks and contracts in progress3€42k€38k▼
Stocks30/36€42k€38k▼
Amounts receivable within one year40/41€58k€63k▲
Trade receivables40€57k€58k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€57k€75k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€296k€289k▼
Equity10/15€128k€24k▼
Contributions10/11€1k€1k=
Reserves13€127k€23k▼
Distributable reserves133€127k€23k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€169k€265k▲
Amounts payable after more than one year17€43k€5k▼
Financial debts170/4€43k€5k▼
Amounts payable within one year42/48€126k€260k▲
Current portion of amounts payable after more than one year42€43k€38k▼
Trade debts44€3k€32k▲
Suppliers440/4€3k€32k▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€3k▼
Remuneration and social security454/9€647€1k▲
Other amounts payable47/48€74k€186k▲
Accrued charges and deferred income492/3-€15
Income statement
Code20242025
Non-recurring operating income76A€110€0▼
Remuneration, social security and pensions62€2k€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€42k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€47k€79k▲
Operating profit (loss)9901€-10k€27k▲
Financial income75/76B€126€230▲
Recurring financial income75€126€230▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-11k€26k▲
Income taxes67/77€12€3k▲
Profit (loss) for the period9904€-11k€23k▲
Profit (loss) for the period to be appropriated9905€-11k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€23k▲
Transfer from equity791/2€11k€127k▲
Transfer to equity691/2€0€23k▲
To other reserves6921€0€23k▲
Profit to be distributed694/7-€127k
Return on contributions (dividend)694-€127k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-11k ▼157%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €113k ▲44.2%
2 profitable years in a row build equity to €113k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lichtervelde · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wulleputstraat 258810 LichterveldeGround area
6,013 m²
Building footprint
279 m²
Volume, LiDAR
1,461 m³
Parcel 36011D0068/00L000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tuin- & Waterrealisaties Buyse
since 20192.296.075.914
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36011D0068/00L000 | Flanders | 6,013 m² | 1 · 279 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,323 EUR awarded · 1,323 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 75 EUR | 75 EUR |
| 2023 | 1 | 248 EUR | 248 EUR |
Schemes
Premie kwalificerend werkplekleren
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
5 live approvals · 1 endedGroenaanleg en –beheer duaal (so)
Medewerker groen- en tuinaanleg (vwo)
Medewerker groen- en tuinaanleg duaal (so)
Medewerker groen- en tuinbeheer (vwo)
Medewerker groen- en tuinbeheer duaal (so)
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Of 21,219 companies in sector 81300 we hold annual accounts for 4,363. 3,257 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2019
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.