BUWO
ActiveBUWO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €-831. Its solvency ranks better than 8% of 12685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-15
Solvency28▼-1
Growth32
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.4%
Return on assets
-1.5%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 12685 sector peers (2025).
NBB · sector comparisonPosition among 12685 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-12-2025, 57 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
57 d early
2024
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 30.7%
2024 · €3k
2024: €3k
2024 → 2025
Total assets
€54k▼ 16.2%
2024 · €65k
2024: €65k
2024 → 2025
Net result
€-831
2024 · €3k
2024: €3k
2024 → 2025
Working capital
€-14k▼ 34.5%
2024 · €-10k
2024: €-10k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€3k-€2k▼ 30.7%
Operating result€5k-€1k▼ 72.9%
Net result€3k-€-831
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54k
Fixed assets
€46k▼ 15.6%
Current assets
€9k▼ 19.0%
Equity and liabilities €54k
Equity
€2k▼ 30.7%
Debt
€53k▼ 15.5%
The debt ratio rises from 95.8% to 96.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €12k
Cash flow
€8k▼
2024 · €9k
Solvency
3.4%▼
2024 · 4.2%
Current ratio
0.39▼
2024 · 0.51
Quick ratio
0.39▼
2024 · 0.51
Debt / equity
28.03▲
2024 · 22.99
ROE
-44.3%▼
2024 · 92.6%
ROA
-1.5%▼
2024 · 3.9%
Interest coverage
5.04▼
2024 · 8.72
Debt
€53k▼
2024 · €62k
Debt ≤ 1 year
€23k▲
2024 · €21k
Debt > 1 year
€30k▼
2024 · €41k
Income taxes
€346▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€65k€54k▼
Fixed assets21/28€54k€46k▼
Tangible fixed assets22/27€54k€46k▼
Plant, machinery and equipment23€178€97▼
Furniture and vehicles24€54k€46k▼
Current assets29/58€11k€9k▼
Amounts receivable within one year40/41€870€8k▲
Trade receivables40-€8k
Other amounts receivable41€870€153▼
Cash at bank and in hand54/58€9k€100▼
Deferred charges and accrued income490/1€683€908▲
Equity and liabilities
Total equity and liabilities10/49€65k€54k▼
Equity10/15€3k€2k▼
Contributions10/11€1k€1k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14-€-831
Amounts payable17/49€62k€53k▼
Amounts payable after more than one year17€41k€30k▼
Financial debts170/4€41k€30k▼
Amounts payable within one year42/48€21k€23k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€1k€1k▼
Taxes450/3€1k€1k▼
Other amounts payable47/48€6k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€557€785▲
Gross operating margin9900€12k€11k▼
Operating profit (loss)9901€5k€1k▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€4k€-485▼
Income taxes67/77€2k€346▼
Profit (loss) for the period9904€3k€-831▼
Profit (loss) for the period to be appropriated9905€3k€-831▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-831▼
Transfer to equity691/2€2k-
To other reserves6921€2k-
Profit to be distributed694/7€800-
Return on contributions (dividend)694€800-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
05-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 358800 RoeselareGround area
146 m²
Building footprint
65 m²
Volume, LiDAR
363 m³
Parcel 36503C1437/00B000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BUWO
since 20232.345.543.142
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36503C1437/00B000 | Flanders | 146 m² | 1 · 65 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ADVOCAAT RYCKAERT LEEN
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SILVER SEASON
BE 0786.831.831
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BD Law
BE 0795.115.136
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Of 22,052 companies in sector 69101 we hold annual accounts for 9,053. 1,432 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2023
Fiscal year end30-06
Activities, NACEBEL
69101Activities of lawyers
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.