ButterflyEffect
ActiveButterflyEffect has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €12k. Equity is shrinking by ~38.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 32% of 786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100
Solvency50
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.6%
Return on assets
52.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
11 d late
2023
30 d early
2022
13 d early
2021
26 d early
2020
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k
2024 · €-6k
2020: €2k
2021: €-680
2022: €-3k
2023: €-5k
2024: €-6k
2020 → 2025
Total assets
€23k▲ 1,130,360%
2023 · €2
2020: €5k
2021: €474
2022: €19
2023: €2
2020 → 2025
Net result
€12k
2024 · €-2k
2020: €188
2021: €-3k
2022: €-3k
2023: €-1k
2024: €-2k
2020 → 2025
Working capital
€6k
2023 · €-5k
2020: €2k
2021: €-680
2022: €-3k
2023: €-5k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-680-€-3k▼ 389%€-5k▼ 44.2%€-6k▼ 32.9%€6k
Operating result€-3k-€-3k▲ 8.2%€-1k▲ 45.1%€-2k▼ 7.5%€14k
Net result€-3k-€-3k▲ 7.7%€-1k▲ 44.5%€-2k▼ 7.3%€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
Equity and liabilities €23k
Equity
€6k
Debt
€17k
Debt finances 75.4% of the balance-sheet total.
Key figures and ratios
Solvency
24.6%
Current ratio
1.33
Quick ratio
1.33
Debt / equity
3.07▲
2024 · -1.00
ROE
214.6%
ROA
52.7%
Debt
€17k▲
2024 · €6k
Debt ≤ 1 year
€17k▲
2024 · €6k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58-€23k
Current assets29/58-€23k
Amounts receivable within one year40/41-€3k
Trade receivables40-€603
Other amounts receivable41-€2k
Cash at bank and in hand54/58-€20k
Equity and liabilities
Total equity and liabilities10/49-€23k
Equity10/15€-6k€6k▲
Contributions10/11€2k€2k=
Reserves13€188€188▼
Distributable reserves133€188€188▼
Profit (loss) carried forward14€-9k€3k▲
Amounts payable17/49€6k€17k▲
Amounts payable within one year42/48€6k€17k▲
Financial debts43€10-
Credit institutions430/8€10-
Trade debts44€589€1k▲
Suppliers440/4€589€1k▲
Taxes, remuneration and social security45-€7k
Taxes450/3-€7k
Other amounts payable47/48€6k€9k▲
Income statement
Code20242025
Other operating charges640/8€504€653▲
Gross operating margin9900€-1k€15k▲
Operating profit (loss)9901€-2k€14k▲
Financial charges65/66B€47€67▲
Recurring financial charges65€47€67▲
Profit (loss) for the period before taxes9903€-2k€14k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-2k€12k▲
Profit (loss) for the period to be appropriated9905€-2k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€3k▲
Profit (loss) brought forward from the previous period14P€-7k€-9k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €12k
Net result €12k after 4 loss-making years.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-3k ▼1627%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisstraat 352500 LierGround area
555 m²
Building footprint
98 m²
Volume, LiDAR
532 m³
Parcel 12019B0706/00H000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ButterflyEffect
since 20192.293.834.917
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12019B0706/00H000 | Flanders | 555 m² | 1 · 98 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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De Flexperts
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ALLIANCE EVENT
BE 0739.521.466
Liège · Eq €5k
ABALONE TT LIEGE
BE 0650.888.509
Liège · Eq €6k
Tobeau
BE 0767.572.282
Halle · Eq €5k
Of 1,014 companies in sector 78200 we hold annual accounts for 645. 181 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-2019
Fiscal year end31-12
Activities, NACEBEL
78200Temporary employment agencies and other provision of personnel
78300Employment activities
70200Business and other management consultancy
70220Business consulting
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.