Equity
-€11,154
Debts exceed assets in financial year 2025.
BUSY BUSINESS
Lifetime
8 annual accounts with figures on one time axispeak €9,628 (2020)
-€23,717▼ €28,461
lowest -€28,374 (2025)
-€28,374▼ €32,026
peak €25,062 (2020)
-€11,154▼ €28,374
€57,824▲ 217%
Board4 names since 2021
2 directorsVAN HOOF Toon Hendrik Lodewijk Franciscus and 1 other
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €4,744 to -€23,717Loss of €28,374Registered office moved from Lille to Poederiee 07-01Equity from €17,221 to -€11,154Debts from €18,223 to €57,824Investments €9,796
Key points
from the 2025 annual accountsDebts
€57,824 124% of the balance sheet
Suppliers 74%Taxes and wages 6%Other 21%
Investments
€9,796 2.9 × depreciation
Green is investment, beige is depreciation. Machinery stands 59.6% higher than in 2024.
Liquidity
0.45 was 1.16 in 2024
Short-term debts rose from €18,223 to €57,824.
Filings
8 annual accounts 7 late
The 2020 accounts came latest: 152 days after the end of the period.
Position in the sector
-€28,374
Lower net result than 92% of companies in retail trade. Sector median €5,059 · 22,852 companies.
Turnover not published (micro format)
Checked score
28
Weak
Financially stronger than 10% of micro companies in retail trade (NACE 47)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
11.2% High
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,280 companies (NACE 47, micro).
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.1%
01-2025: 2.1%● unchanged vs 12-2024lowest value
02-2025: 3.1%▲ +1.0 percentage point vs 01-2025
03-2025: 3.1%● unchanged vs 02-2025
04-2025: 3.4%▲ +0.3 percentage points vs 03-2025
05-2025: 3.4%● unchanged vs 04-2025
06-2025: 3.3%▼ -0.1 percentage points vs 05-2025
07-2025: 3.6%▲ +0.3 percentage points vs 06-2025
08-2025: 4.6%▲ +1.0 percentage point vs 07-2025
09-2025: 5.2%▲ +0.6 percentage points vs 08-2025
10-2025: 8.6%▲ +3.4 percentage points vs 09-2025
11-2025: 8.7%▲ +0.1 percentage points vs 10-2025
12-2025: 3.0%▼ -5.7 percentage points vs 11-2025
01-2026: 2.7%▼ -0.3 percentage points vs 12-2025
02-2026: 2.7%● unchanged vs 01-2026
03-2026: 2.7%● unchanged vs 02-2026
04-2026: 2.8%▲ +0.1 percentage points vs 03-2026
05-2026: 3.0%▲ +0.2 percentage points vs 04-2026
06-2026: 2.9%▼ -0.1 percentage points vs 05-2026
07-2026: 2.9%● unchanged vs 06-2026
08-2026: 5.6%▲ +2.7 percentage points vs 07-2026
09-2026: 5.6%● unchanged vs 08-2026
10-2026: 11.2%▲ +5.6 percentage points vs 09-2026highest value
11-2026: 11.2%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
2 changes of registered office in 24 months
Negative equity -€11,154
Loss of €28,374 (financial year 2025)
lowers risk
Size: total assets €46,670
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 13% of them on solvency, 17% on liquidity, 6% on profitability and 4% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the high class on 30-06-2025, 14.6% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as BUSY BUSINESS has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BUSY BUSINESS itself is higher: 11.2% within 12 months. It rests on far more data about BUSY BUSINESS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for BUSY BUSINESS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.45 (1.16 in 2024), below 1. Short-term debt is 123.9% and cash 14.7% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€11,154
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
94 days late
2023
61 days late
2022
151 days late
2021
151 days late
2020
152 days late
2019
24 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 90 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 November (4 of the last 5 accounts filed within 57 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Lille to Leopoldsburg-Heppen
New registered office: Hamsesteenweg 51 te 3971 Leopoldsburg-Heppen · Previous registered office: Berkenlaan 19 2275 Lille · Gazette deed
Registered office moved from Lille to Poederiee
New registered office: Berkenlaan 19 te 2275 Poederiee · Previous registered office: Herentalsesteenweg 22 2275 Lille · Appointment: Louis Buersens (director) · General meeting of 20-06-2024 · Gazette deed
New establishment in Beringen
Beverlo-Dorp 16
1 director appointed, 1 manager resigning
Change of role: VAN HOOF Toon Hendrik Lodewijk Franciscus, from manager to director · Resignation: DE BRUYNE Mario (manager) · Appointment: VAN HOOF Koen Jozef Constant (director) · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BUSY BUSINESS Leopoldsburg | - | - | -23.9% | - |
| TJ TRADING Brussels | €59,565 | -35.3% | -67.7% | - |
| Maison Odette De Haan | - | - | 45.8% | - |
| SCARPA AZURA Uccle | - | - | -177.2% | - |
| ANKANTC STORE Dison | - | - | -109.4% | - |
| EVeCO Mortsel | - | - | 95.6% | - |
| Rafael Samir Antwerp | €131,038 | -53.1% | -229.5% | - |
These companies have the same main activity as BUSY BUSINESS: retail sale of footwear (NACE 47721). They are comparable in size and age: total assets between €25,200 and €67,100, founded between 2011 and 2019.
Official details
Source: KBO- Status
- Active since 11-08-2017Normal situation
- Activity
- Retail sale of footwearNACE 47721and 3 others
- Establishment units
- 2.361.777.0812275 Lille, since 01-01-2022
- 2.361.777.2793581 Beringen, since 01-03-2024
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €46,670▲ 31.7%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on BUSY BUSINESS
BUSY BUSINESS files the micro format. That format states no turnover. The gross margin fell from €3,471 in 2018 to -€23,717 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BUSY BUSINESS
- What is the company number of BUSY BUSINESS?
- The company number of BUSY BUSINESS is 0679.765.706. The VAT number is the same number with BE in front: BE 0679.765.706.
- Where is BUSY BUSINESS based?
- The registered office is at Hamsesteenweg 51, 3971 Leopoldsburg.Company details
- What does BUSY BUSINESS do?
- According to the KBO register, the main activity is retail sale of footwear (NACE 47721).
- What is the legal form of BUSY BUSINESS?
- BUSY BUSINESS is a private limited company (BV).
- When was BUSY BUSINESS founded?
- BUSY BUSINESS was founded on 11-08-2017.
- Is BUSY BUSINESS still active?
- Yes, BUSY BUSINESS is an active enterprise in the KBO register.
- What is the turnover of BUSY BUSINESS?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is BUSY BUSINESS profitable?
- In financial year 2025, BUSY BUSINESS made a loss of €28,374.
- Where can I find the annual accounts of BUSY BUSINESS?
- BUSY BUSINESS filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BUSY BUSINESS due?
- BUSY BUSINESS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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