BUSSCHODTS INFORMATICA DEVELOPMENT & CONSULTING
ActiveBUSSCHODTS INFORMATICA DEVELOPMENT & CONSULTING has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173k and a net result of €2k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 74% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-32
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 4.53 against 4.61 in 2024; short-term debt: 22.1% and cash: 87.6% of total assets), and 22.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.9%
Return on assets
1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
14 d early
2023
7 d early
2022
3 d early
2021
24 d late
2020
61 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€173k▲ 1.2%
2024 · €170k
2018: €75k
2019: €92k
2020: €112k
2021: €124k
2022: €140k
2023: €159k
2024: €170k
2018 → 2025
Total assets
€222k▲ 1.8%
2024 · €218k
2018: €276k
2019: €114k
2020: €224k
2021: €201k
2022: €200k
2023: €208k
2024: €218k
2018 → 2025
Net result
€2k▼ 81.5%
2024 · €11k
2018: €11k
2019: €17k
2020: €19k
2021: €13k
2022: €15k
2023: €19k
2024: €11k
2018 → 2025
Working capital
€173k▲ 1.5%
2024 · €170k
2018: €73k
2019: €91k
2020: €105k
2021: €118k
2022: €134k
2023: €154k
2024: €170k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€124k-€140k▲ 12.2%€159k▲ 13.9%€170k▲ 7.2%€173k▲ 1.2%
Operating result€21k-€23k▲ 10.9%€29k▲ 25.3%€15k▼ 48.0%€4k▼ 74.2%
Net result€13k-€15k▲ 17.0%€19k▲ 28.4%€11k▼ 40.8%€2k▼ 81.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 74% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €222k
Equity
€173k▲ 1.2%
Debt
€49k▲ 4.0%
The debt ratio rises from 21.6% to 22.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €21k
Cash flow
€3k▼
2024 · €17k
Solvency
77.9%▼
2024 · 78.4%
Current ratio
4.53▼
2024 · 4.61
Quick ratio
4.53▼
2024 · 4.61
Debt / equity
0.28▲
2024 · 0.28
ROE
1.2%▼
2024 · 6.7%
ROA
1.0%▼
2024 · 5.3%
Interest coverage
2.78▼
2024 · 44.65
Debt
€49k▲
2024 · €47k
Debt ≤ 1 year
€49k▲
2024 · €47k
Income taxes
€819▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€218k€222k▲
Fixed assets21/28€499€0▼
Tangible fixed assets22/27€499€0▼
Furniture and vehicles24€499€0▼
Current assets29/58€217k€222k▲
Amounts receivable within one year40/41€8k€26k▲
Trade receivables40€8k€26k▲
Cash at bank and in hand54/58€208k€194k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€218k€222k▲
Equity10/15€170k€173k▲
Contributions10/11€12k€12k=
Reserves13€139k€139k=
Distributable reserves133€139k€139k=
Profit (loss) carried forward14€19k€21k▲
Amounts payable17/49€47k€49k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€47k€49k▲
Current portion of amounts payable after more than one year42€844€0▼
Trade debts44€2k€1,000▼
Suppliers440/4€2k€1,000▼
Taxes, remuneration and social security45€37k€42k▲
Taxes450/3€15k€12k▼
Remuneration and social security454/9€23k€30k▲
Other amounts payable47/48€7k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€499▼
Other operating charges640/8€615€473▼
Gross operating margin9900€21k€5k▼
Operating profit (loss)9901€15k€4k▼
Financial income75/76B€635€637▲
Recurring financial income75€635€637▲
Financial charges65/66B€460€2k▲
Recurring financial charges65€460€2k▲
Profit (loss) for the period before taxes9903€15k€3k▼
Income taxes67/77€4k€819▼
Profit (loss) for the period9904€11k€2k▼
Profit (loss) for the period to be appropriated9905€11k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€21k▲
Profit (loss) brought forward from the previous period14P€7k€19k▲
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼81.5%
Net result drops to €2k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €19k ▲28.4%
Operating result €29k, net result €19k, both a record.
31-12
Financial
Equity above €150kEq €159k ▲13.9%
6 profitable years in a row build equity to €159k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Equity above €100kEq €112k ▲21.1%
3 profitable years in a row build equity to €112k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 5.10
Current ratio from 1.36 to 5.10; short-term debt falls from €201k to €22k.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Werchtersesteenweg 1813130 BegijnendijkGround area
504 m²
Building footprint
163 m²
Volume, LiDAR
664 m³
Parcel 24010C0183/00B002, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Werchtersesteenweg 181, 3130 Begijnendijk
since 20012.093.194.672
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24010C0183/00B002 | Flanders | 504 m² | 1 · 163 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ZIPA
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FOOD SAFETY INFORMATION
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,645 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2001
Fiscal year end31-12
Abbreviation NL
B.I.D.C.
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.