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Busnesswire

Active
Klaverbladstraat 21 ·3560 Lummen, Belgium
BE 0785.381.581
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Busnesswire is 0.7% (low). The 2024 annual accounts show equity of €24k and a net result of €-2k. Its solvency ranks better than 18% of 7321 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.7% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7321 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-2k
Working capital€24k-7.9%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
€-5k€0€5k€10kOperating result 2023: €9k€9kNet result 2023: €6k€6kOperating result 2024: €-2k€-2kNet result 2024: €-2k€-2k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 24.8% 65.1%
better than 18% of 7321 sector peers
Net result €-2k €32k
better than 14% of 7318 sector peers
Equity €24k €58k
better than 25% of 7323 sector peers
Gross operating margin €-2k €52k
better than 9% of 7312 sector peers
Staff costs €73 €17k
higher than 8% of 1074 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€-2k
- far below sector median
Total assets
€96k
+50.0% +115% vs sector
Equity
€24k
-7.8% +56% vs sector
Working capital
€24k
-7.9% far above sector median
Employees (FTE)
1
- 23-24
Staff costs
€73
-99.8% -100% vs sector
Income taxes
€3k
- +139% vs sector
Debt
€72k
+89.1% +136% vs sector
Debt ≤ 1y
€72k
+89.1% +136% vs sector
Current ratio
1.33
-20.6% +23% vs sector
Quick ratio
1.33
-20.6% +23% vs sector
Solvency
24.8%
-38.6% -32% vs sector
Debt / equity
3.04
+105.1% +45% vs sector
ROE
-8.5%
- far below sector median
ROA
-2.1%
- far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€-2k
Cash flow-
Staff costs€73
Income taxes-
Dividends-
Total assets€96k
Equity€24k
Debt€72k
of which ≤ 1y€72k
of which > 1y-
Working capital€24k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.33
Quick ratio1.33
Working capital ratio24.6%
Solvency24.8%
Debt / equity3.04
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-2.1%
ROE-8.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€96k
Fixed assets 21/28€165
Financial fixed assets 28€165
Current assets 29/58€96k
Amounts receivable within one year 40/41€78k
Cash & bank 54/58€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€96k
Equity 10/15€24k
Contributions / capital 10/11€20k
Reserves 13€6k
Accumulated profits (losses) 14€-2k
Amounts payable 17/49€72k
Amounts payable within one year 42/48€72k
Trade debts payable within one year 44€66k
Income statement
Gross operating margin 9900€-2k
Operating result 9901€-2k
Financial income 75€318
Financial charges 65€77
Result before taxes 9903€-2k
Net result for the period 9904€-2k
Result to be appropriated 9905€-2k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
37 / 100 Weak
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Busnesswire
Klaverbladstraat 21, 3560 LummenComputerconsultancy-activiteiten
since 20222.330.505.370
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2.1 ha
Buildings1
Building footprint2,940 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71037A2178/00D000 Flanders 2.1 ha 1 · 2,940 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health37Profitability0Solvency44Growth32Stability94
41 / 100

Fragile profile, watch profitability in particular.

Health 37
Profitability 0
Solvency 44
Growth 32
Stability 94

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameNL Busnesswire
Registered office
Klaverbladstraat 21
3560 Lummen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.