BusinessFocus Plus is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €361k and a net result of €-71k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 47% of 7980 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
3 d early
2020
2 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€361k▼ 16.4%
2024 · €432k
2019: €160k
2020: €226k
2021: €270k
2022: €319k
2023: €380k
2024: €432k
2019 → 2025
Net result
€-71k
2024 · €52k
2019: €73k
2020: €66k
2021: €44k
2022: €49k
2023: €61k
2024: €52k
2019 → 2025
Total assets
€746k▲ 58.2%
2024 · €472k
2019: €170k
2020: €245k
2021: €315k
2022: €354k
2023: €436k
2024: €472k
2019 → 2025
Solvency
48.4%▼ 43.1pp
2024 · 91.5%
2019: 93.7%
2020: 92.0%
2021: 85.6%
2022: 90.2%
2023: 87.2%
2024: 91.5%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€270k-€319k▲ 18.3%€380k▲ 19.1%€432k▲ 13.6%€361k▼ 16.4%
Operating result€63k-€72k▲ 13.6%€86k▲ 20.5%€69k▼ 20.1%€-67k
Net result€44k-€49k▲ 12.0%€61k▲ 23.1%€52k▼ 15.3%€-71k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €67k after €69k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €746k
Fixed assets
€367k▲ 2,136%
Current assets
€380k▼ 16.7%
Equity and liabilities €746k
Equity
€361k▼ 16.4%
Debt
€385k▲ 861%
The debt ratio rises from 8.5% to 51.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
48.4%▼
2024 · 91.5%
ROE
-19.6%▼
2024 · 11.9%
ROA
-9.5%▼
2024 · 10.9%
Debt
€385k▲
2024 · €40k
Debt ≤ 1 year
€194k▲
2024 · €40k
Debt > 1 year
€191k
Income taxes
€777▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€472k€746k▲
Fixed assets21/28€16k€367k▲
Tangible fixed assets22/27€16k€367k▲
Land and buildings22-€70k
Plant, machinery and equipment23€3k€6k▲
Furniture and vehicles24€13k€5k▼
Assets under construction and advance payments27-€286k
Current assets29/58€455k€380k▼
Amounts receivable within one year40/41€26k€250k▲
Trade receivables40€23k€226k▲
Other amounts receivable41€3k€24k▲
Current investments50/53€402k€112k▼
Cash at bank and in hand54/58€21k€11k▼
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€472k€746k▲
Equity10/15€432k€361k▼
Contributions10/11€19k€19k=
Reserves13€413k€342k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€413k€342k▼
Amounts payable17/49€40k€385k▲
Amounts payable after more than one year17-€191k
Financial debts170/4-€191k
Amounts payable within one year42/48€40k€194k▲
Current portion of amounts payable after more than one year42-€9k
Trade debts44€28k€182k▲
Suppliers440/4€28k€182k▲
Taxes, remuneration and social security45€12k€2k▼
Taxes450/3€12k€2k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€512€2k▲
Income statement
Code20242025
Non-recurring operating income76A€309€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€18k▲
Other operating charges640/8€448€2k▲
Gross operating margin9900€78k€-47k▼
Operating profit (loss)9901€69k€-67k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€449€7k▲
Recurring financial charges65€449€7k▲
Profit (loss) for the period before taxes9903€73k€-70k▼
Income taxes67/77€21k€777▼
Profit (loss) for the period9904€52k€-71k▼
Profit (loss) for the period to be appropriated9905€52k€-71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€-71k▼
Transfer from equity791/2-€71k
Transfer to equity691/2€52k€0▼
To other reserves6921€52k€0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-71k ▼237%
Net result drops to €-71k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €200kEq €226k ▲41.4%
2 profitable years in a row build equity to €226k.
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Martinusbaan 951860 MeiseGround area
1,158 m²
Building footprint
145 m²
Volume, LiDAR
868 m³
Parcel 23050F0172/00E000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BusinessFocus Plus / BFP / BFplus / BF+
since 20112.199.148.762
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0172/00E000 | Flanders | 1,158 m² | 1 · 145 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 3,877 EUR awarded · 2,618 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 997 EUR | 611 EUR |
| 2024 | 1 | 2,221 EUR | 1,348 EUR |
| 2022 | 1 | 659 EUR | 659 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,780 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2011
Fiscal year end30-06
Abbreviation NL
BFP, BF+ of BF plus
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
69109Other legal services
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.