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BUSINESS SOLUTION CONSTRUCTION

Active
Private limited companyfounded 20197 yrs activeRue de Gembloux, Rhisnes 5, 5080 La Bruyère, BelgiumKBO/BCE: BE 0732.839.156
Summary

The computed 12-month bankruptcy probability of BUSINESS SOLUTION CONSTRUCTION is 2.5% (moderate). The 2025 annual accounts show equity of €27,337 and a net result of €26,874. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 67% of 11293 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
BUSINESS SOLUTION CONSTRUCTIONActiveChecked score 54/100
Risk analysis ReportCompare

Overview

What they do
Retail sale of hardware, building materials, paint and glass (general range)
NACE 47521Site preparation NACE 43120
1 site
How big
€50,963total assets 2025
Equity
€27,337
Profit
€26,874
Turnover not published (abridged schema)
Financially healthy?
54 Fair Checked score 2025
Bankruptcy chance 12 m
2.5%
Who decides
Accounts 7 d early0 of 3 deeds read
Why 54- Liquidity: current ratio 2.16, cash €31- 1 of the last 3 late- Founded in 2019- Sector Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 72% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 79-21
equity 53.6% of total assets
Liquidity 27+10
short-term debt 46.4% · cash 0.1%
Profitability 100+100
return on assets 52.7%
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,869 companies)
Last 24 months 11-2024: 2.7% 12-2024: 2.5%▼ -4.2% vs 11-2024 01-2025: 2.5%▼ -0.6% vs 12-2024 02-2025: 2.5%● 0.0% vs 01-2025 03-2025: 2.6%▲ +0.8% vs 02-2025 04-2025: 2.8%▲ +10.8% vs 03-2025 05-2025: 3.0%▲ +4.5% vs 04-2025 06-2025: 3.1%▲ +3.4% vs 05-2025 07-2025: 1.8%▼ -42.6% vs 06-2025lowest value 08-2025: 2.3%▲ +29.7% vs 07-2025 09-2025: 2.4%▲ +5.4% vs 08-2025 10-2025: 3.4%▲ +42.1% vs 09-2025 11-2025: 3.4%▲ +0.7% vs 10-2025 12-2025: 4.2%▲ +22.4% vs 11-2025 01-2026: 6.4%▲ +51.5% vs 12-2025 02-2026: 6.4%● 0.0% vs 01-2026 03-2026: 6.6%▲ +4.0% vs 02-2026highest value 04-2026: 6.1%▼ -7.7% vs 03-2026 05-2026: 6.1%● 0.0% vs 04-2026 06-2026: 4.6%▼ -24.0% vs 05-2026 07-2026: 4.7%▲ +0.6% vs 06-2026 08-2026: 2.5%▼ -46.5% vs 07-2026 09-2026: 2.5%● 0.0% vs 08-2026 10-2026: 2.5%● 0.0% vs 09-2026
  • Liquidity: current ratio 2.16, cash €31 raises the probability
  • 1 of the last 3 late raises the probability
  • Founded in 2019 raises the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.16; short-term debt: 46.4% and cash: 0.1% of total assets), and 46.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 67%, liquidity 24%, profitability 96%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 2.16, cash €31
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Founded in 2019
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
20232425
2020 to 2025 · latest year €27,337
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
7 d early
2024
301 d late
2023
14 d late
2020
138 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 112 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 October (3 of the last 4 filed years within 84 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €26,874

Key points

  • Caution: Among the weakest 20% on equitysector median €247,818 · 11,303 companies €27,337 View
  • Total assets 20254 fiscal years filed €50,963 View
  • Active since 2019founded 23-08-2019 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€50,963
Profit
€26,874
Solvency
53.6%
Total assets▲ 10,909%
Net result
20202025
Go to Financials

Timeline

Events
5
Since
2021
Next accounts
by 31-07-2027
  1. 24-07-2026Annual accounts filed
  2. 28-05-2026Annual accounts filed
  3. 31-12-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of hardware, building materials, paint and…NACE 47521
Founded
23-08-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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