BUSINESS & PROJECT SERVICES
ActiveBUSINESS & PROJECT SERVICES has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €973k and a net result of €45k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-29
Solvency71▼-29
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 5.64 in 2024; short-term debt: 53.7% and cash: 4.3% of total assets), but 53.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.2%
Return on assets
2.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
42 d early
2023
44 d early
2022
6 d early
2021
63 d early
2020
13 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€902k
EBIT margin
73.0%
Net result
€45k▼ 93.2%
2024 · €661k
2019: €258k
2020: €202k
2021: €322k
2022: €448k
2023: €200k
2024: €661k
2019 → 2025
Working capital
€916k▼ 49.3%
2024 · €1.81M
2019: €707k
2020: €842k
2021: €1.02M
2022: €1.09M
2023: €1.20M
2024: €1.81M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€902k
Equity€1.02M-€1.41M▲ 37.7%€1.50M▲ 6.5%€1.90M▲ 26.8%€973k▼ 48.8%
Operating result€473k-€659k▲ 39.3%€289k▼ 56.2%€178k▼ 38.3%€18k▼ 89.8%
Net result€322k-€448k▲ 39.1%€200k▼ 55.3%€661k▲ 230%€45k▼ 93.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 90% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.10M
Fixed assets
€58k▼ 38.7%
Current assets
€2.05M▼ 6.8%
Equity and liabilities €2.10M
Equity
€973k▼ 48.8%
Debt
€1.13M▲ 190%
The debt ratio rises from 17.1% to 53.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€55k▼
2024 · €211k
Cash flow
€82k▼
2024 · €694k
Solvency
46.2%▼
2024 · 82.9%
Current ratio
1.81▼
2024 · 5.64
Quick ratio
1.81▼
2024 · 5.64
Debt / equity
1.16▲
2024 · 0.21
ROE
4.6%▼
2024 · 34.8%
ROA
2.1%▼
2024 · 28.8%
Interest coverage
120.92▼
2024 · 1307.31
Debt
€1.13M▲
2024 · €391k
Debt ≤ 1 year
€1.13M▲
2024 · €390k
Income taxes
€19k▼
2024 · €304k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.29M€2.10M▼
Fixed assets21/28€94k€58k▼
Tangible fixed assets22/27€94k€58k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€87k€53k▼
Current assets29/58€2.20M€2.05M▼
Amounts receivable within one year40/41€106k€30k▼
Trade receivables40€93k-
Other amounts receivable41€13k€30k▲
Current investments50/53€2.05M€1.90M▼
Cash at bank and in hand54/58€46k€91k▲
Deferred charges and accrued income490/1-€26k
Equity and liabilities
Total equity and liabilities10/49€2.29M€2.10M▼
Equity10/15€1.90M€973k▼
Contributions10/11€12k€12k=
Reserves13€1.87M€938k▼
Distributable reserves133€1.87M€938k▼
Profit (loss) carried forward14€22k€22k=
Amounts payable17/49€391k€1.13M▲
Amounts payable within one year42/48€390k€1.13M▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€93k€18k▼
Taxes450/3€90k€15k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€294k€1.11M▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Non-recurring operating income76A€21k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€36k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€216k€57k▼
Operating profit (loss)9901€178k€18k▼
Financial income75/76B€786k€46k▼
Recurring financial income75€3k€46k▲
Non-recurring financial income76B€784k-
Financial charges65/66B€162€451▲
Recurring financial charges65€162€451▲
Profit (loss) for the period before taxes9903€964k€64k▼
Income taxes67/77€304k€19k▼
Profit (loss) for the period9904€661k€45k▼
Profit (loss) for the period to be appropriated9905€661k€45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€683k€67k▼
Profit (loss) brought forward from the previous period14P€22k€22k=
Transfer from equity791/2€258k€973k▲
Transfer to equity691/2€661k€45k▼
To other reserves6921€661k€45k▼
Profit to be distributed694/7€258k€973k▲
Return on contributions (dividend)694€258k€973k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €45k ▼93.2%
Net result drops to €45k, the lowest in the series.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €661k ▲230%
Net result €661k, the highest in the series.
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 7.93
Current ratio from 3.15 to 7.93; short-term debt falls from €508k to €173k.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Equity above €1MEq €1.02M ▲21.4%
3 profitable years in a row build equity to €1.02M.
18-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 2452820 BonheidenGround area
2,575 m²
Building footprint
275 m²
Volume, LiDAR
1,777 m³
Parcel 12005D0119/00D005, Flanders · tallest building 22.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B.P.S.
since 20022.114.299.003
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005D0119/00D005 | Flanders | 2,575 m² | 1 · 275 m² | 22.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JADEC
BE 0808.746.507
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GELECOM
BE 0433.162.507
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SBR invest
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,328. 4,736 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2002
Fiscal year end30-06
Activities, NACEBEL
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:b.p.s@telenet.be
Phone:0032479943027