BUSINESS NETWORK SYSTEMS
ActiveBUSINESS NETWORK SYSTEMS has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €420k and a net result of €-30k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 474 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency15▼-2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity short (current ratio 0.78 against 0.85 in 2024), and 86.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€30k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
10 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€420k▼ 6.6%
2024 · €450k
2018: €335k
2019: €340k
2020: €346k
2021: €392k
2022: €412k
2023: €450k
2024: €450k
2018 → 2025
Total assets
€3.13M▼ 6.6%
2024 · €3.36M
2018: €1.78M
2019: €1.82M
2020: €2.10M
2021: €1.96M
2022: €3.00M
2023: €3.38M
2024: €3.36M
2018 → 2025
Net result
€-30k▼ 21,830%
2024 · €-136
2018: €80k
2019: €5k
2020: €56k
2021: €46k
2022: €20k
2023: €38k
2024: €-136
2018 → 2025
Working capital
€-433k▼ 63.8%
2024 · €-264k
2018: €351k
2019: €374k
2020: €262k
2021: €372k
2022: €-394k
2023: €-285k
2024: €-264k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€392k-€412k▲ 5.1%€450k▲ 9.3%€450k=€420k▼ 6.6%
Operating result€100k-€69k▼ 31.6%€71k▲ 2.9%€99k▲ 40.4%€34k▼ 65.9%
Net result€46k-€20k▼ 57.0%€38k▲ 92.9%€-136€-30k▼ 21,830%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.13M
Fixed assets
€1.63M▼ 9.7%
Current assets
€1.50M▼ 2.9%
Equity and liabilities €3.13M
Equity
€420k▼ 6.6%
Debt
€2.71M▼ 6.6%
The debt ratio stays at 86.6%.
Key figures and ratios
EBITDA
€487k▼
2024 · €502k
Cash flow
€423k▲
2024 · €403k
Solvency
13.4%=
2024 · 13.4%
Current ratio
0.78▼
2024 · 0.85
Quick ratio
0.74▼
2024 · 0.81
Debt / equity
6.46=
2024 · 6.46
ROE
-7.1%▼
2024 · 0.0%
ROA
-1.0%▼
2024 · 0.0%
Interest coverage
10.08▲
2024 · 9.07
Debt
€2.71M▼
2024 · €2.91M
Debt ≤ 1 year
€1.94M▲
2024 · €1.81M
Debt > 1 year
€611k▼
2024 · €848k
Income taxes
€20k▼
2024 · €49k
Staff costs
€2.49M▲
2024 · €2.47M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.36M€3.13M▼
Fixed assets21/28€1.81M€1.63M▼
Intangible fixed assets21€548k€629k▲
Tangible fixed assets22/27€1.26M€1.00M▼
Plant, machinery and equipment23€40k€82k▲
Furniture and vehicles24€892k€635k▼
Other tangible fixed assets26€328k€287k▼
Current assets29/58€1.55M€1.50M▼
Stocks and contracts in progress3€75k€67k▼
Stocks30/36€75k€67k▼
Amounts receivable within one year40/41€1.13M€1.16M▲
Trade receivables40€1.08M€1.15M▲
Other amounts receivable41€49k€10k▼
Cash at bank and in hand54/58€299k€236k▼
Deferred charges and accrued income490/1€48k€34k▼
Equity and liabilities
Total equity and liabilities10/49€3.36M€3.13M▼
Equity10/15€450k€420k▼
Contributions10/11€19k€19k=
Reserves13€431k€402k▼
Distributable reserves133€431k€402k▼
Amounts payable17/49€2.91M€2.71M▼
Amounts payable after more than one year17€848k€611k▼
Financial debts170/4€848k€611k▼
Amounts payable within one year42/48€1.81M€1.94M▲
Current portion of amounts payable after more than one year42€248k€238k▼
Financial debts43€61k€221k▲
Credit institutions430/8€61k€221k▲
Trade debts44€426k€407k▼
Suppliers440/4€426k€407k▼
Taxes, remuneration and social security45€558k€601k▲
Taxes450/3€151k€182k▲
Remuneration and social security454/9€407k€419k▲
Other amounts payable47/48€518k€468k▼
Accrued charges and deferred income492/3€246k€169k▼
Income statement
Code20242025
Non-recurring operating income76A€87k€0▼
Remuneration, social security and pensions62€2.47M€2.49M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€403k€453k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-2k
Other operating charges640/8€6k€9k▲
Gross operating margin9900€2.98M€2.99M▲
Operating profit (loss)9901€99k€34k▼
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€55k€48k▼
Recurring financial charges65€55k€48k▼
Profit (loss) for the period before taxes9903€49k€-10k▼
Income taxes67/77€49k€20k▼
Profit (loss) for the period9904€-136€-30k▼
Profit (loss) for the period to be appropriated9905€-136€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-136€-30k▼
Transfer from equity791/2€136€30k▲
Social balance
Average headcount (FTE)908736.635.9▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 3 establishment units since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bisschopsweyerstraat 373570 AlkenGround area
7,462 m²
Building footprint
1,988 m²
Volume, LiDAR
18,008 m³
3 parcels, Flanders · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
BUSINESS NETWORK SYSTEMS
since 19912.052.651.741
BUSINESS NETWORK SYSTEMS
since 20172.261.086.232
Business Network Systems
since 20192.283.816.795
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D0383/00P003 | Flanders | 5,551 m² | 1 · 1,032 m² | 16.0 m · 4 fl. |
| 73001H0285/00F000 | Flanders | 1,205 m² | 1 · 875 m² | 11.3 m · 2 fl. |
| 71327G0616/00R005 | Flanders | 706 m² | 1 · 81 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 20,145 EUR awarded · 20,041 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 557 EUR | 482 EUR |
| 2024 | 3 | 2,783 EUR | 11,040 EUR |
| 2023 | 2 | 13,476 EUR | 7,230 EUR |
| 2022 | 1 | 3,329 EUR | 1,289 EUR |
Schemes
Werkbaarheidscheque (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
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ORIZ EUPEN
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THOMAS & PIRON ICT
BE 0444.345.716
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ELCIA Belgium
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Of 2,119 companies in sector 46500 we hold annual accounts for 1,399. 1,036 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-1991
Fiscal year end31-12
Activities, NACEBEL
46500Wholesale of information and communication equipment
46510Wholesale trade
51840
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72300
80424
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
5 entriesWebsite:www.mybns.com
E-mail:management@mybns.com
Phone:011/858.858
Fax:011/858.858
E-mail:bart.bylemans@mybns.com