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BUSINESS MINDS

Active
Private limited companyfounded 2017active for 8 yearsEindhovensebaan 55, 3940 Hechtel-Eksel, BelgiumKBO/BCE: BE 0684.971.438
Summary

BUSINESS MINDS has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €253,479 and a net result of €95,580. Equity has been growing by about 58% per year since 2018. Its solvency ranks better than 53% of 15,759 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 24-11-2017 Normal situation
Activity
Certified accountants and tax accountants NACE 69201
Joint committee
336 Paritair Comité voor de vrije beroepen · annual accounts 2023
Establishment unit
2.270.139.597 3940 Hechtel-Eksel, since 24-11-2017
Financial year end
31 December
Peppol
Reachable since 28-05-2025

Board and ownership

Board
  • Peeters BenDirector

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€152,785
▲ 27.3%
Turnover
≈ €290,000
estimated
Profit
€95,580
▲ 151%
Equity
€253,479
▲ 60.5%
Total assets
€422,194
▼ 1.2%
Employees on 31-12-2025
0
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Score breakdownraises riskLast filed accounts filed 31 days late; 2 of the last 3 accounts latelowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 4.41, cash €154,678Equity €253,479 (60.0% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 70% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Strong
Solvency 85+23
equity 60.0% of total assets
Liquidity 88+31
short-term debt 22.7% · cash 36.6%
Profitability 97+10
return on assets 22.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,087 companies, NACE 69, micro)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.2 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.5 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €24,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.41 (3.21 in 2024), above the usual 1.5. Short-term debt is 22.7% and cash 36.6% of total assets. 40% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 56% of them on solvency, 80% on liquidity, 60% on profitability and 83% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 4.41, cash €154,678
NBB · annual accounts
lowers risk · Equity €253,479 (60.0% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
31 days late
2024
71 days late
2023
1 day late
2022
2 days late
2021
12 days early
2020
15 days early
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 24 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €38,053 to €95,580 ▲ 151% View
  • Positive: 8 profitable years in a rowprofit 2025: €95,580 8 years View

Recent changes

  1. · Gazette deed Change of role: PEETERS, Benny, from manager to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as BUSINESS MINDS: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €352,000 and €478,000, founded between 2017 and 2019.

CompanyTotal assetsGross margin
BUSINESS MINDS Hechtel-Eksel€422,194€152,785
Fiduciaire A. CHARLIER Verviers€454,387€140,163
AUDREY LEBEAU Sprimont€478,403€161,684
AM CHALLENGES Waregem€371,629€160,962
EXPERTCO ACCOUNTANCY AND TAX Chastre€352,276€148,733
DVVR Ardooie€451,690€127,821
KC TAX & LEGAL CONSULTING Hasselt€393,916€127,229
Full comparison

Key facts about BUSINESS MINDS

What is the company number of BUSINESS MINDS?
The company number of BUSINESS MINDS is 0684.971.438. The VAT number is the same number with BE in front: BE 0684.971.438.
Where is BUSINESS MINDS based?
The registered office is at Eindhovensebaan 55, 3940 Hechtel-Eksel.Company details
What does BUSINESS MINDS do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of BUSINESS MINDS?
The legal form of BUSINESS MINDS is Private limited company (BV).
When was BUSINESS MINDS founded?
BUSINESS MINDS was founded on 24-11-2017.
Is BUSINESS MINDS still active?
Yes, BUSINESS MINDS is an active enterprise in the KBO register.
How many employees does BUSINESS MINDS have?
BUSINESS MINDS had an average of 1.6 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does BUSINESS MINDS fall under?
In its 2023 annual accounts, BUSINESS MINDS states joint committee 336 (Paritair Comité voor de vrije beroepen).
What is the turnover of BUSINESS MINDS?
The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €152,785 and 40 comparable companies (NACE 69201). It probably lies between €230,000 and €350,000. In financial year 2024 turnover was €215,137.
Is BUSINESS MINDS profitable?
In financial year 2025, BUSINESS MINDS made a profit of €95,580.
Where can I find the annual accounts of BUSINESS MINDS?
BUSINESS MINDS filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BUSINESS MINDS due?
BUSINESS MINDS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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