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BUSINESS

Active
Public limited companyfounded 198541 yrs activeRené Comhairelaan 59, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0427.923.121
Summary

BUSINESS has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65,829 and a net result of €15,008. Equity is growing by ~27.4% per year across the filed fiscal years. Its solvency ranks better than 34% of 3825 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
BUSINESSActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Other tax advisory services
NACE 69209Legal and accounting activities NACE 69202NACE 74121
#6 oldest company in Sint-Agatha-Berchem, Professional and technical services sector1 site
Size
€265,308total assets 2025
Equity
€65,829
Profit
€15,008
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 28 d late0 of 3 deeds read
Why 92- Liquidity: current ratio 15.96, cash €282+ Founded in 1985+ Size: total assets €265,308+ Sector Legal and accounting activities (NACE 69)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 35% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 50+6
equity 24.8% of total assets
Liquidity 50=
short-term debt 3.7% · cash 0.1%
Profitability 52+2
return on assets 5.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,768 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%● 0.0% vs 12-2024lowest value 02-2025: 0.1%▲ +3.2% vs 01-2025 03-2025: 0.1%▲ +13.8% vs 02-2025 04-2025: 0.1%▼ -1.4% vs 03-2025 05-2025: 0.1%▼ -6.8% vs 04-2025 06-2025: 0.1%▲ +13.2% vs 05-2025 07-2025: 0.1%▲ +70.1% vs 06-2025 08-2025: 0.2%▲ +90.8% vs 07-2025 09-2025: 0.1%▼ -55.2% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +8.9% vs 02-2026 04-2026: 0.1%▲ +6.6% vs 03-2026 05-2026: 0.1%▼ -16.9% vs 04-2026 06-2026: 0.1%▲ +12.0% vs 05-2026 07-2026: 0.1%▲ +10.7% vs 06-2026 08-2026: 0.3%▲ +149% vs 07-2026highest value 09-2026: 0.1%▼ -76.6% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Liquidity: current ratio 15.96, cash €282 raises the probability
  • Founded in 1985 lowers the probability for this profile
  • Size: total assets €265,308 lowers the probability for this profile
  • Sector Legal and accounting activities (NACE 69) lowers the probability
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 15.96 against 6.25 in 2024; short-term debt: 3.7% and cash: 0.1% of total assets), but 75.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 26%, liquidity 30%, profitability 12%, growth against the median 71%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 15.96, cash €282
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1985
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €265,308
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
25 d late
2023
29 d late
2022
30 d late
2021
23 d late
2020
5 d late
2019
4 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €15,008 ▲11.6%
  3. Liquidity triplescurrent ratio 15.96

Key points

  • Positive: Oldest company in Sint-Agatha-Berchem, Professional and technical services…in the Checked rankings #6 View
  • Positive: 7 profitable years in a rowprofit 2025: €15,008 7 years View
  • Active since 1985founded 01-09-1985 41 years View

By topic

Financials

Fiscal year
2025
Total assets
€265,308
Profit
€15,008
Solvency
24.8%
Total assets▼ 0.2%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 28-08-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 31-12-2025Liquidity triples
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other tax advisory servicesNACE 69209
Founded
01-09-1985
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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