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Bus-IT CONSULT

Active
Private limited company (pre-2019)founded 201511 yrs activeTen Ede 157, 9620 Zottegem, BelgiumKBO/BCE: BE 0636.814.106

Bus-IT CONSULT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €-892. Equity is shrinking by ~32.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 84% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
70 / 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 6.76 against 7.08 in 2024), and 14.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.2%
Return on assets
-2.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
23 d late
2023
17 d late
2022
4 d late
2021
20 d late
2020
28 d late
2019
14 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€34k▼ 2.6%
2024 · €34k
2018: €208k 2019: €286k 2020: €188k 2021: €182k 2022: €23k 2023: €37k 2024: €34k
2018 → 2025
Total assets
€39k▼ 1.8%
2024 · €40k
2018: €251k 2019: €301k 2020: €205k 2021: €189k 2022: €23k 2023: €42k 2024: €40k
2018 → 2025
Net result
€-892▲ 65.7%
2024 · €-3k
2018: €67k 2019: €77k 2020: €82k 2021: €-6k 2022: €-14k 2023: €14k 2024: €-3k
2018 → 2025
Working capital
€34k▼ 2.6%
2024 · €34k
2018: €154k 2019: €246k 2020: €170k 2021: €182k 2022: €23k 2023: €37k 2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€182k-€23k▼ 87.3%€37k▲ 59.7%€34k▼ 7.0%€34k▼ 2.6%
Operating result€-6k-€-14k▼ 144%€17k€-2k€-747▲ 68.5%
Net result€-6k-€-14k▼ 135%€14k€-3k€-892▲ 65.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10k€20kOperating result 2021: €-6k€-6kNet result 2021: €-6k€-6kOperating result 2022: €-14k€-14kNet result 2022: €-14k€-14kOperating result 2023: €17k€17kNet result 2023: €14k€14kOperating result 2024: €-2k€-2kNet result 2024: €-3k€-3kOperating result 2025: €-747€-747Net result 2025: €-892€-89220212022202320242025
The operating result stays negative: a loss of €747 in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €39k
Equity €34k▼ 2.6%
Debt €6k▲ 2.9%
The debt ratio rises from 14.1% to 14.8%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
Solvency
85.2%
2024 · 85.9%
Current ratio
6.76
2024 · 7.08
Quick ratio
6.76
2024 · 7.08
Debt / equity
0.17
2024 · 0.16
ROE
-2.7%
2024 · -7.5%
ROA
-2.3%
2024 · -6.5%
Debt
€6k
2024 · €6k
Debt ≤ 1 year
€6k
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€40k€39k
Current assets29/58€40k€39k
Cash at bank and in hand54/58€40k€39k
Equity and liabilities
Total equity and liabilities10/49€40k€39k
Equity10/15€34k€34k
Contributions10/11€19k€19k=
Reserves13€16k€15k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€14k€13k
Amounts payable17/49€6k€6k
Amounts payable within one year42/48€6k€6k
Trade debts44€64€130
Suppliers440/4€64€130
Taxes, remuneration and social security45€34€34=
Taxes450/3€34€34=
Other amounts payable47/48€6k€6k
Income statement Code20242025
Other operating charges640/8€675€681
Gross operating margin9900€-2k€-66
Operating profit (loss)9901€-2k€-747
Financial charges65/66B€230€145
Recurring financial charges65€230€145
Profit (loss) for the period before taxes9903€-3k€-892
Profit (loss) for the period9904€-3k€-892
Profit (loss) for the period to be appropriated9905€-3k€-892
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-892
Transfer from equity791/2€3k€892

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
17-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
30-09
Financial Back to profitnet €14k
Net result €14k after 2 loss-making years.
04-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
30-09
Financial Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
30-09
Financial Liquidity triplescurrent ratio 93.30
Current ratio from 26.71 to 93.30; short-term debt falls from €7k to €252.
20-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 20 days late
2021
30-09
Financial Liquidity doublescurrent ratio 26.71
Current ratio from 11.16 to 26.71; short-term debt falls from €17k to €7k.
28-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
30-09
Financial Highest result since 2018net €82k ▲6.7%
Operating result €104k, net result €82k, both a record.
14-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
30-09
Financial Liquidity quadruplescurrent ratio 17.03
Current ratio from 4.58 to 17.03; short-term debt falls from €43k to €15k.
13-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
12-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 12 days late
2017
11-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ten Ede 1579620 Zottegem
Ground area
2,407 m²
Building footprint
225 m²
Volume, LiDAR
1,281 m³
Parcel 41017A1144/00M000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ten Ede 157, 9620 Zottegem
Agents specialised in the wholesale of other particular products
since 20152.247.434.372
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41017A1144/00M000 Flanders 2,407 m² 1 · 225 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,419 companies in sector 82990 we hold annual accounts for 9,361. 6,457 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded07-09-2015
Fiscal year end30-09
Activities, NACEBEL
82990Other business support services
62900Other information technology and computer services
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.