Equity
€17,498 from €465,973 in 2017
Equity fell by 96% in 8 years.
NICOLE BURRICK
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €177,213 (2021)
€177,030▲ €253,485
lowest -€148,871 (2024)
-€85,341▲ €63,530
peak €465,973 (2017)
€17,498▼ 83.0%
€368,258▼ 17.0%
peak 2.7 FTE (2013)
-not published
Board2 names since 2021
1 directorIbrahim SENER
Owners2 names in the annual accounts
Documentsfilings and deeds
13-10-202674 days late
2025micro format
Gross margin from -€76,455 to €177,030Loss of €85,341Equity from €102,839 to €17,498Debts from €443,588 to €368,258Investments €3,476
Key points
from the 2025 annual accountsLosses
-€234,211 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Debts
€368,258 95% of the balance sheet
Suppliers 47%Taxes and wages 13%Other 39%
Investments
€3,476 3.0 × depreciation
Green is investment, beige is depreciation.
Staff
5 employees on 31-12-2025
In 2025, 5 people joined and 4 left.
Filings
49 annual accounts 50 filings, 74 days
Latest accounts filed late: after the legal deadline.
Checked score
50
Fair
Financially stronger than 11% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 9.9%
01-2025: 10.5%▲ +0.6 percentage points vs 12-2024
02-2025: 10.6%▲ +0.1 percentage points vs 01-2025highest value
03-2025: 4.9%▼ -5.7 percentage points vs 02-2025
04-2025: 4.5%▼ -0.4 percentage points vs 03-2025
05-2025: 4.5%● unchanged vs 04-2025
06-2025: 1.9%▼ -2.6 percentage points vs 05-2025lowest value
07-2025: 2.2%▲ +0.3 percentage points vs 06-2025
08-2025: 2.8%▲ +0.6 percentage points vs 07-2025
09-2025: 3.0%▲ +0.2 percentage points vs 08-2025
10-2025: 4.0%▲ +1.0 percentage point vs 09-2025
11-2025: 4.0%● unchanged vs 10-2025
12-2025: 4.0%● unchanged vs 11-2025
01-2026: 4.0%● unchanged vs 12-2025
02-2026: 4.0%● unchanged vs 01-2026
03-2026: 3.9%▼ -0.1 percentage points vs 02-2026
04-2026: 3.9%● unchanged vs 03-2026
05-2026: 3.8%▼ -0.1 percentage points vs 04-2026
06-2026: 3.9%▲ +0.1 percentage points vs 05-2026
07-2026: 3.9%● unchanged vs 06-2026
08-2026: 4.7%▲ +0.8 percentage points vs 07-2026
09-2026: 4.7%● unchanged vs 08-2026
10-2026: 2.6%▼ -2.1 percentage points vs 09-2026
11-2026: 2.6%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €85,341, the second in a row (financial year 2025)
Last filed accounts filed 74 days late; 3 of the last 3 accounts late
Sector: Retail trade (NACE 47)
lowers risk
Size: total assets €385,756
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 22% of them on solvency, 8% on liquidity, 6% on profitability and 7% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 540 companies had the same profile as NICOLE BURRICK has now. Each dot stands for 2 companies, two years later.
85.7%
were still trading
8.3%
stopped another way
5.2%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of NICOLE BURRICK itself: 2.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 540 companies, not a prediction for NICOLE BURRICK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.99 (1.2 in 2024), below 1. Short-term debt is 95.5% and cash 4.8% of total assets. 95.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€85,341
raises risk · 2025 accounts filed 74 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-10-2026, 74 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
74 days late
2024
61 days late
2023
295 days late
2022
570 days late
2021
153 days late
2020
82 days late
2019
159 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 199 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 December (4 of the last 5 accounts filed within 143 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- SENER GROUP INTERNATIONAL 99.6%score 88equity €195,595 (2025) · 2022 annual accounts of SENER GROUP INTERNATIONAL
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0416990726
Change of role: Ibrahim SENER, from manager to director
Director discharge: Ibrahim SENER · Gazette deed
Resignation: Sener Group International BV (director)
Director discharge: Sener Group International BV · General meeting of 18-01-2023 · Gazette deed
First establishment
Meibloemstraat 80, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NICOLE BURRICK Ghent | €385,756 | €177,030 | 4.5% | - |
| SALOME Neupré | €329,668 | €148,435 | 74.2% | - |
| KARISS Koksijde | €735,617 | €179,929 | 47.4% | - |
| ETABLISSEMENTEN DEMANET J. Halle | €562,849 | €110,266 | 34.1% | - |
| NELE Hoeilaart | €746,045 | €134,938 | 71.6% | - |
| ARTLUX LEDERWAREN Hasselt | €330,276 | €55,351 | 64.7% | - |
| LEDERWAREN JAMA Mortsel | €332,423 | €60,705 | 56.0% | 1.1 |
These companies have the same main activity as NICOLE BURRICK: retail trade (NACE 47722). They are comparable in size and age: total assets between €330,000 and €746,000, founded between 1978 and 1989.
Official details
Source: KBO- Status
- Active since 10-03-1977Normal situation
- Activity
- Retail tradeNACE 47722
- Establishment unit
- 2.013.545.3019000 Ghent, since 10-03-1977
- Financial year end
- 31 December
- Peppol
- Reachable since 04-09-2025
Annual accounts 2025
- ≈ €540,000estimated
- €385,756▼ 29.4%
- Employeeson 31-12-2025
- 5▲ 25.0%
- Filing
- Filed on 13-10-2026
Insights on NICOLE BURRICK
NICOLE BURRICK files the micro format. That format states no turnover. The gross margin rose from €134,991 in 2006 to €177,030 in 2025.
SENER GROUP INTERNATIONAL holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NICOLE BURRICK
- What is the company number of NICOLE BURRICK?
- The company number of NICOLE BURRICK is 0416.990.726. The VAT number is the same number with BE in front: BE 0416.990.726.
- Where is NICOLE BURRICK based?
- The registered office is at Meibloemstraat 80, 9000 Ghent.Company details
- What does NICOLE BURRICK do?
- According to the KBO register, the main activity is retail trade (NACE 47722).
- What is the legal form of NICOLE BURRICK?
- NICOLE BURRICK is a private limited company (BV).
- When was NICOLE BURRICK founded?
- NICOLE BURRICK was founded on 10-03-1977.
- Is NICOLE BURRICK still active?
- Yes, NICOLE BURRICK is an active enterprise in the KBO register.
- How many employees does NICOLE BURRICK have?
- NICOLE BURRICK had an average of 3.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of NICOLE BURRICK?
- The turnover in financial year 2025 is ≈ €540,000. This figure is estimated from the gross margin of €177,030 and 31 comparable companies (NACE 477). It probably lies between €380,000 and €1.0m.
- Is NICOLE BURRICK profitable?
- In financial year 2025, NICOLE BURRICK made a loss of €85,341.
- Where can I find the annual accounts of NICOLE BURRICK?
- NICOLE BURRICK filed 50 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NICOLE BURRICK due?
- NICOLE BURRICK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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