BURO-STORE
ActiveSummary
BURO-STORE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,624 and a net result of -€16,813. Equity is shrinking by ~16.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 76% of 18716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-73
Solvency90▼-5
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.15 against 2.25 in 2024; short-term debt: 34.6% and cash: 11.5% of total assets), and 34.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.4%
Return on assets
-29.2%
Age of the figures
10 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 04-06-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
14 d early
2023
5 d late
2022
on the day
2021
1 d early
2020
28 d late
2019
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today30-11-2026 close30-06-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€16,813
2024 · €2,445
Working capital
€2,974▼ 90.0%
2024 · €29,819
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€45,700-€29,416▲ 35.6%-€31,705▼ 7.8%€5,340-€14,668
Net result-€48,277below the sector's middle half-€32,460below the sector's middle half▲ 32.8%-€34,336below the sector's middle half▼ 5.8%€2,445within the sector's middle half-€16,813below the sector's middle half
Equity€118,787above the sector's middle half▼ 28.9%€86,327within the sector's middle half▼ 27.3%€51,992within the sector's middle half▼ 39.8%€54,436within the sector's middle half▲ 4.7%€37,624within the sector's middle half▼ 30.9%
Total assets€226,300within the sector's middle half▼ 21.6%€166,279within the sector's middle half▼ 26.5%€86,861within the sector's middle half▼ 47.8%€78,219within the sector's middle half▼ 9.9%€57,493below the sector's middle half▼ 26.5%
Debt€107,513▼ 11.6%€79,952▼ 25.6%€34,869▼ 56.4%€23,783▼ 31.8%€19,869▼ 16.5%
Working capital€119,458above the sector's middle half▼ 32.1%€65,507within the sector's middle half▼ 45.2%€28,845within the sector's middle half▼ 56.0%€29,819within the sector's middle half▲ 3.4%€2,974within the sector's middle half▼ 90.0%
Solvency52.5%within the sector's middle half▼ 5.4pp51.9%within the sector's middle half▼ 0.6pp59.9%within the sector's middle half▲ 7.9pp69.6%above the sector's middle half▲ 9.7pp65.4%above the sector's middle half▼ 4.2pp
Current ratio2.17within the sector's middle half▼ 0.401.87within the sector's middle half▼ 0.301.97within the sector's middle half▲ 0.092.25within the sector's middle half▲ 0.291.15within the sector's middle half▼ 1.10
Return on assets (ROA)-21.3%below the sector's middle half▼ 29.8pp-19.5%below the sector's middle half▲ 1.8pp-39.5%below the sector's middle half▼ 20.0pp3.1%within the sector's middle half▲ 42.7pp-29.2%below the sector's middle half▼ 32.4pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14,668 after €5,340 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57,493
Fixed assets
€34,650 ▲ 40.8%
Current assets
€22,843 ▼ 57.4%
Equity and liabilities €57,493
Equity
€37,624 ▼ 30.9%
Debt
€19,869 ▼ 16.5%
Debt's share of the balance-sheet total rises from 30.4% to 34.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€6,868▼
2024 · €17,582
Cash flow
-€9,013▼
2024 · €14,687
Quick ratio
0.62▼
2024 · 1.91
Debt to equity
0.53▲
2024 · 0.44
ROE
-44.7%▼
2024 · 4.5%
Interest coverage
-2.51▼
2024 · 6.21
Debt ≤ 1 year
€19,869▼
2024 · €23,783
Income taxes
€140▼
2024 · €272
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,834 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.7%
went bankrupt
13%
stopped otherwise
84%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,834 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €1,414 | - | - | - |
| Remuneration, social security and pensions62 | €2,241 | €21,091 | -€23 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,530 | €5,289 | €5,889 | €12,242 | €7,800 | ▼ 36.3% |
| Other operating charges640/8 | €5,345 | €6,804 | €8,046 | €8,114 | €6,522 | ▼ 19.6% |
| Non-recurring operating charges66A | - | €2,553 | - | - | €3,587 | - |
| Gross operating margin9900 | -€35,584 | €6,321 | -€17,794 | €25,696 | €3,241 | ▼ 87.4% |
| Operating profit (loss)9901 | -€45,700 | -€29,416 | -€31,705 | €5,340 | -€14,668 | ▼ 375% |
| Financial income75/76B | €6 | €1 | €101 | €205 | €735 | ▲ 258% |
| Recurring financial income75 | €6 | €1 | €101 | €205 | €735 | ▲ 258% |
| Financial charges65/66B | €2,468 | €2,928 | €2,732 | €2,829 | €2,740 | ▼ 3.2% |
| Recurring financial charges65 | €2,468 | €2,928 | €2,732 | €2,829 | €2,740 | ▼ 3.2% |
| Profit (loss) for the period before taxes9903 | -€48,162 | -€32,343 | -€34,336 | €2,716 | -€16,673 | ▼ 714% |
| Income taxes67/77 | €114 | €117 | - | €272 | €140 | ▼ 48.5% |
| Profit (loss) for the period9904 | -€48,277 | -€32,460 | -€34,336 | €2,445 | -€16,813 | ▼ 788% |
| Profit (loss) for the period to be appropriated9905 | -€48,277 | -€32,460 | -€34,336 | €2,445 | -€16,813 | ▼ 788% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €226,300 | €166,279 | €86,861 | €78,219 | €57,493 | ▼ 26.5% |
| Fixed assets21/28 | €4,829 | €25,821 | €28,146 | €24,618 | €34,650 | ▲ 40.8% |
| Tangible fixed assets22/27 | €4,709 | €25,701 | €28,026 | €24,498 | €34,530 | ▲ 41.0% |
| Plant, machinery and equipment23 | €90 | - | - | €7,922 | €6,180 | ▼ 22.0% |
| Furniture and vehicles24 | €4,619 | €25,701 | €28,026 | €16,575 | €28,350 | ▲ 71.0% |
| Financial fixed assets28 | €120 | €120 | €120 | €120 | €120 | = |
| Current assets29/58 | €221,471 | €140,458 | €58,714 | €53,602 | €22,843 | ▼ 57.4% |
| Stocks and contracts in progress3 | €15,132 | €8,500 | €14,923 | €8,230 | €10,436 | ▲ 26.8% |
| Stocks30/36 | €15,132 | €8,500 | €14,923 | €8,230 | €10,436 | ▲ 26.8% |
| Amounts receivable within one year40/41 | €187,875 | €115,459 | €31,270 | €34,728 | €4,895 | ▼ 85.9% |
| Trade receivables40 | €6,696 | €459 | €6,437 | €7,529 | €1,226 | ▼ 83.7% |
| Other amounts receivable41 | €181,178 | €115,000 | €24,833 | €27,199 | €3,670 | ▼ 86.5% |
| Cash at bank and in hand54/58 | €18,192 | €15,010 | €11,480 | €10,076 | €6,624 | ▼ 34.3% |
| Deferred charges and accrued income490/1 | €273 | €1,489 | €1,042 | €568 | €888 | ▲ 56.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €226,300 | €166,279 | €86,861 | €78,219 | €57,493 | ▼ 26.5% |
| Equity10/15 | €118,787 | €86,327 | €51,992 | €54,436 | €37,624 | ▼ 30.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €62,337 | €62,337 | €62,337 | €62,337 | €62,337 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €60,477 | €60,477 | €60,477 | €60,477 | €60,477 | = |
| Profit (loss) carried forward14 | €37,851 | €5,391 | -€28,945 | -€26,501 | -€43,313 | ▼ 63.4% |
| Amounts payable17/49 | €107,513 | €79,952 | €34,869 | €23,783 | €19,869 | ▼ 16.5% |
| Amounts payable within one year42/48 | €102,013 | €74,952 | €29,869 | €23,783 | €19,869 | ▼ 16.5% |
| Trade debts44 | €20,918 | €17,260 | €28,987 | €20,863 | €18,069 | ▼ 13.4% |
| Suppliers440/4 | €20,918 | €17,260 | €28,987 | €20,863 | €18,069 | ▼ 13.4% |
| Taxes, remuneration and social security45 | €7,711 | €2,231 | €882 | €2,920 | €1,800 | ▼ 38.4% |
| Taxes450/3 | €7,688 | €2,207 | €882 | €1,420 | €1,800 | ▲ 26.7% |
| Remuneration and social security454/9 | €23 | €23 | - | €1,500 | - | - |
| Other amounts payable47/48 | €73,383 | €55,460 | - | - | - | - |
| Accrued charges and deferred income492/3 | €5,500 | €5,000 | €5,000 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€48,277 | -€32,460 | -€34,336 | €2,445 | -€16,813 | ▼ 788% |
| + Depreciation and write-downs630 | €2,530 | €5,289 | €5,889 | €12,242 | €7,800 | ▼ 36.3% |
| Operating cash flow (approximation) | -€45,747 | -€27,171 | -€28,447 | €14,687 | -€9,013 | ▼ 161% |
| Investment in fixed assets (approximation) | - | -€26,281 | -€8,214 | -€8,713 | -€17,832 | ▼ 105% |
| Change in cash | - | -€3,181 | -€3,531 | -€1,404 | -€3,452 | ▼ 146% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-11
Financial
Back to profitnet €2,445
Net result €2,445 after 3 loss-making years.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-11
Financial
Weakest financial yearnet -€48,277
Net result drops to -€48,277, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
30-11
Financial
Highest result since 2018net €24,532 ▲81.7%
Operating result €37,470, net result €24,532, both a record.
30-11
Financial
Equity above €150,000Eq €167,064 ▲17.2%
2 profitable years in a row build equity to €167,064.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2019
30-11
Financial
Back to profitnet €13,504
Net result €13,504 after one loss-making year.
Show earlier events
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 25 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2006
Ground area
556 m²
Building footprint
386 m²
Volume, LiDAR
2,434 m³
2 parcels, Brussels, Flanders · tallest building 16.9 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Buro-Store
since 20062.157.070.954
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077A0045/00B003 | Flanders | 389 m² | 1 · 282 m² | 7.6 m · 2 fl. |
| 21612C0073/00G000 | Brussels | 166 m² | 1 · 104 m² | 16.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,224 companies in sector 47400 we hold annual accounts for 1,808. 1,381 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-09-2006
Fiscal year end30-11
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0883761951
Also
9925:BE0883761951
Registered
07-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.