BuRo&Ro
ActiveSummary
BuRo&Ro has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €230k and a net result of €74k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 12.39 against 3.24 in 2024; short-term debt: 7.4% and cash: 10.7% of total assets), and 7.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.6%
Return on assets
29.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
108 d early
2024
9 d early
2023
19 d early
2022
29 d late
2021
5 d late
2020
24 d early
2019
34 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€230k▲ 34.8%
2024 · €171k
2018: €147k
2019: €162k
2020: €182k
2021: €153k
2022: €184k
2023: €186k
2024: €171k
2018 → 2025
Total assets
€248k▲ 6.2%
2024 · €234k
2018: €168k
2019: €179k
2020: €204k
2021: €169k
2022: €219k
2023: €221k
2024: €234k
2018 → 2025
Net result
€74k▲ 17.1%
2024 · €63k
2018: €15k
2019: €14k
2020: €21k
2021: €28k
2022: €62k
2023: €25k
2024: €63k
2018 → 2025
Working capital
€209k▲ 49.1%
2024 · €140k
2018: €142k
2019: €162k
2020: €182k
2021: €153k
2022: €133k
2023: €145k
2024: €140k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€153k-€184k▲ 20.3%€186k▲ 1.1%€171k▼ 8.2%€230k▲ 34.8%
Operating result€36k-€83k▲ 131%€34k▼ 58.5%€79k▲ 129%€81k▲ 3.1%
Net result€28k-€62k▲ 118%€25k▼ 59.2%€63k▲ 151%€74k▲ 17.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €248k
Fixed assets
€20k ▼ 33.4%
Current assets
€228k ▲ 12.1%
Equity and liabilities €248k
Equity
€230k ▲ 34.8%
Debt
€18k ▼ 70.9%
Debt's share of the balance-sheet total falls from 27.1% to 7.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€91k▲
2024 · €89k
Cash flow
€84k▲
2024 · €73k
Current ratio
12.39▲
2024 · 3.24
Debt to equity
0.08▼
2024 · 0.37
ROE
32.0%▼
2024 · 36.9%
ROA
29.7%▲
2024 · 26.9%
Interest coverage
15.61▼
2024 · 105.16
Debt ≤ 1 year
€18k▼
2024 · €63k
Debt > 1 year
€0▼
2024 · €633
Income taxes
€28k▲
2024 · €16k
Staff costs
€696▼
2024 · €947
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€234k€248k▲
Fixed assets21/28€31k€20k▼
Tangible fixed assets22/27€31k€20k▼
Furniture and vehicles24€31k€20k▼
Current assets29/58€203k€228k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€101k€61k▼
Trade receivables40€54k€24k▼
Other amounts receivable41€47k€37k▼
Current investments50/53€85k€136k▲
Cash at bank and in hand54/58€14k€27k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€234k€248k▲
Equity10/15€171k€230k▲
Contributions10/11€19k€19k=
Reserves13€152k€211k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€150k€209k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€63k€18k▼
Amounts payable after more than one year17€633€0▼
Financial debts170/4€633€0▼
Amounts payable within one year42/48€63k€18k▼
Current portion of amounts payable after more than one year42€7k€633▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€15k€12k▼
Taxes450/3€15k€12k▼
Other amounts payable47/48€38k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€947€696▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€782€778▼
Gross operating margin9900€91k€93k▲
Operating profit (loss)9901€79k€81k▲
Financial income75/76B€2k€26k▲
Recurring financial income75€2k€26k▲
Financial charges65/66B€845€6k▲
Recurring financial charges65€845€6k▲
Profit (loss) for the period before taxes9903€79k€101k▲
Income taxes67/77€16k€28k▲
Profit (loss) for the period9904€63k€74k▲
Profit (loss) for the period to be appropriated9905€63k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€74k▲
Transfer from equity791/2€15k€14k▼
Transfer to equity691/2€0€74k▲
To other reserves6921€0€74k▲
Profit to be distributed694/7€78k€14k▼
Return on contributions (dividend)694€78k€14k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €74k ▲17.1%
Net result €74k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 12.39
Current ratio from 3.24 to 12.39; short-term debt falls from €63k to €18k.
31-12
Financial
Equity above €200kEq €230k ▲34.8%
8 profitable years in a row build equity to €230k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
31-12
Financial
Weakest financial yearnet €14k ▼5.6%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €162k ▲9.8%
2 profitable years in a row build equity to €162k.
Show earlier events
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hugo Verrieststraat 231702 DilbeekGround area
1,099 m²
Building footprint
120 m²
Volume, LiDAR
768 m³
Parcel 23026B0004/00B002, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BuRo&Ro
since 20142.227.112.575
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026B0004/00B002 | Flanders | 1,099 m² | 1 · 120 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 659 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 659 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
699400934HIFRZQMOL17
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,277 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47791Retail sale of antiques
64999Other financial services
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.