Buro Lagae
ActiveBuro Lagae has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €481k and a net result of €216k. Equity is growing by ~45.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 3263 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency78▼-7
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 2.32 in 2024; short-term debt: 39.4% and cash: 23.4% of total assets), and 47.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.9%
Return on assets
23.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€481k▲ 3.5%
2024 · €465k
2022: €39k
2023: €194k
2024: €465k
2022 → 2025
Total assets
€909k▲ 16.5%
2024 · €780k
2022: €359k
2023: €829k
2024: €780k
2022 → 2025
Net result
€216k▼ 20.0%
2024 · €271k
2022: €33k
2023: €235k
2024: €271k
2022 → 2025
Working capital
€270k▼ 5.1%
2024 · €284k
2022: €26k
2023: €142k
2024: €284k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€39k-€194k▲ 394%€465k▲ 139%€481k▲ 3.5%
Operating result€36k-€280k▲ 687%€362k▲ 29.4%€292k▼ 19.3%
Net result€33k-€235k▲ 605%€271k▲ 15.3%€216k▼ 20.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €909k
Fixed assets
€281k▲ 0.4%
Current assets
€628k▲ 25.6%
Equity and liabilities €909k
Equity
€481k▲ 3.5%
Debt
€428k▲ 35.6%
The debt ratio rises from 40.5% to 47.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€317k▼
2024 · €385k
Cash flow
€242k▼
2024 · €294k
Solvency
52.9%▼
2024 · 59.5%
Current ratio
1.75▼
2024 · 2.32
Quick ratio
1.75▼
2024 · 2.32
Debt / equity
0.89▲
2024 · 0.68
ROE
45.0%▼
2024 · 58.2%
ROA
23.8%▼
2024 · 34.7%
Interest coverage
3662.48▲
2024 · 3001.61
Debt
€428k▲
2024 · €316k
Debt ≤ 1 year
€358k▲
2024 · €216k
Debt > 1 year
€70k▼
2024 · €100k
Income taxes
€78k▼
2024 · €94k
Staff costs
€550k▲
2024 · €425k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€780k€909k▲
Fixed assets21/28€280k€281k▲
Intangible fixed assets21€12k€11k▼
Tangible fixed assets22/27€268k€271k▲
Land and buildings22€179k€172k▼
Plant, machinery and equipment23€75k€65k▼
Furniture and vehicles24€14k€33k▲
Financial fixed assets28-€120
Current assets29/58€500k€628k▲
Amounts receivable within one year40/41€283k€387k▲
Trade receivables40€281k€371k▲
Other amounts receivable41€2k€16k▲
Cash at bank and in hand54/58€205k€213k▲
Deferred charges and accrued income490/1€11k€28k▲
Equity and liabilities
Total equity and liabilities10/49€780k€909k▲
Equity10/15€465k€481k▲
Contributions10/11€6k€6k=
Reserves13€459k€475k▲
Distributable reserves133€459k€475k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€316k€428k▲
Amounts payable after more than one year17€100k€70k▼
Financial debts170/4€100k€70k▼
Amounts payable within one year42/48€216k€358k▲
Trade debts44€50k€206k▲
Suppliers440/4€50k€206k▲
Taxes, remuneration and social security45€166k€152k▼
Taxes450/3€119k€78k▼
Remuneration and social security454/9€47k€74k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€425k€550k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€25k▲
Other operating charges640/8€14k€13k▼
Gross operating margin9900€825k€880k▲
Operating profit (loss)9901€362k€292k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€128€87▼
Recurring financial charges65€128€87▼
Profit (loss) for the period before taxes9903€365k€294k▼
Income taxes67/77€94k€78k▼
Profit (loss) for the period9904€271k€216k▼
Profit (loss) for the period to be appropriated9905€271k€216k▼
Appropriation of the result
Profit (loss) to be appropriated9906€271k€216k▼
Transfer from equity791/2-€200k
Transfer to equity691/2€271k€216k▼
To other reserves6921€271k€216k▼
Profit to be distributed694/7€0€200k▲
Return on contributions (dividend)694-€200k
Directors or managers695€0-
Social balance
Average headcount (FTE)90877.99.7▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
State Gazette act
General meeting · Director resignation
Director appointment · Mandate compensation
08-09
State Gazette act
Incorporation · Founding capital
Corporate purpose · Director appointment
01-09
State Gazette act
Incorporation · Founding capital
Bank account · Corporate purpose
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
19-08
State Gazette act
Incorporation · Founding capital
Bank account · Corporate purpose
17-08
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
17-08
State Gazette act
General meeting · Board meeting
Director resignation · Power of attorney
17-08
State Gazette act
General meeting · Director resignation
Power of attorney
07-08
State Gazette act
General meeting · Director resignation
Director appointment · Mandate compensation
04-08
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
04-08
State Gazette act
General meeting · Director resignation
Director discharge · Power of attorney
31-07
State Gazette act
General meeting · Director appointment
Mandate compensation · Power of attorney
31-07
State Gazette act
General meeting · Net-asset statement
Dissolution · Liquidation closure · Peter Verstraete
31-07
State Gazette act
General meeting · Director resignation
Director discharge · Power of attorney
31-07
State Gazette act
General meeting · Director appointment
Mandate compensation · Power of attorney
24-07
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
20-07
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
20-07
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
20-07
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
16-07
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
14-07
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
10-07
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
10-07
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
09-07
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
01-07
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
29-06
State Gazette act
Incorporation · Founder
Founding capital · Bank account
31-03
State Gazette act
General meeting · Registered-office move
Power of attorney
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
31-12
Financial
Highest result since 2022net €271k ▲15.3%
Operating result €362k, net result €271k, both a record.
31-12
Financial
Equity above €200kEq €465k ▲139%
3 profitable years in a row build equity to €465k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Equity above €150kEq €194k ▲394%
2 profitable years in a row build equity to €194k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ter Reigerie 78800 RoeselareGround area
1.4 ha
Building footprint
1,030 m²
Volume, LiDAR
10,927 m³
Parcel 36504D0232/00T000, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Buro Lagae
since 20222.332.420.626
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0232/00T000 | Flanders | 1.4 ha | 1 · 1,029 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 3,820 EUR awarded · 3,952 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 279 EUR | 279 EUR |
| 2024 | 1 | 3,408 EUR | 3,408 EUR |
| 2023 | 1 | 133 EUR | 265 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,639. 5,545 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2022
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.