Buro Blanco
ActiveBuro Blanco has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €8k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+79
Solvency80▲+7
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.93 against 0.36 in 2024; short-term debt: 45.1% and cash: 23.2% of total assets), and 45.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.9%
Return on assets
8.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
29 d early
2024
30 d early
2023
30 d early
2022
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▲ 18.2%
2024 · €42k
2022: €41k
2023: €69k
2024: €42k
2022 → 2025
Total assets
€91k▲ 3.2%
2024 · €88k
2022: €62k
2023: €155k
2024: €88k
2022 → 2025
Net result
€8k
2024 · €-27k
2022: €36k
2023: €28k
2024: €-27k
2022 → 2025
Working capital
€-3k▲ 89.6%
2024 · €-30k
2022: €-907
2023: €-51k
2024: €-30k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€41k-€69k▲ 68.7%€42k▼ 38.7%€50k▲ 18.2%
Operating result€50k-€36k▼ 28.2%€-26k€8k
Net result€36k-€28k▼ 21.8%€-27k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €26k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets
€53k▼ 26.1%
Current assets
€38k▲ 130%
Equity and liabilities €91k
Equity
€50k▲ 18.2%
Debt
€41k▼ 10.6%
The debt ratio falls from 52.1% to 45.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▲
2024 · €-7k
Cash flow
€26k▲
2024 · €-8k
Solvency
54.9%▲
2024 · 47.9%
Current ratio
0.93▲
2024 · 0.36
Quick ratio
0.93▲
2024 · 0.36
Debt / equity
0.82▼
2024 · 1.09
ROE
15.4%▲
2024 · -63.1%
ROA
8.4%▲
2024 · -30.2%
Interest coverage
594.98▲
2024 · -21.17
Debt
€41k▼
2024 · €46k
Debt ≤ 1 year
€41k▼
2024 · €46k
Income taxes
€269▼
2024 · €283
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€91k▲
Fixed assets21/28€72k€53k▼
Tangible fixed assets22/27€72k€53k▼
Plant, machinery and equipment23€1k€743▼
Furniture and vehicles24€71k€52k▼
Current assets29/58€17k€38k▲
Amounts receivable within one year40/41€3k€17k▲
Trade receivables40€3k€17k▲
Cash at bank and in hand54/58€14k€21k▲
Equity and liabilities
Total equity and liabilities10/49€88k€91k▲
Equity10/15€42k€50k▲
Contributions10/11€5k€5k=
Reserves13€64k€45k▼
Distributable reserves133€64k€45k▼
Profit (loss) carried forward14€-27k-
Amounts payable17/49€46k€41k▼
Amounts payable within one year42/48€46k€41k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€12k€7k▼
Taxes450/3€12k€7k▼
Other amounts payable47/48€33k€33k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Other operating charges640/8€347€231▼
Non-recurring operating charges66A€9k-
Gross operating margin9900€2k€27k▲
Operating profit (loss)9901€-26k€8k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€341€45▼
Recurring financial charges65€341€45▼
Profit (loss) for the period before taxes9903€-26k€8k▲
Income taxes67/77€283€269▼
Profit (loss) for the period9904€-27k€8k▲
Profit (loss) for the period to be appropriated9905€-27k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-19k▲
Profit (loss) brought forward from the previous period14P-€-27k
Transfer from equity791/2-€19k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-27k ▼195%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leymveld 23650 Dilsen-StokkemGround area
741 m²
Building footprint
245 m²
Volume, LiDAR
966 m³
Parcel 72005A0481/00E000, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Buro Blanco
since 20212.323.634.703
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72005A0481/00E000 | Flanders | 741 m² | 1 · 245 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 5,338 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2021
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.