BURO-B
ActiveBURO-B has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €47k and a net result of €29k. Equity is growing by ~152.7% per year across the filed fiscal years. Its solvency ranks better than 23% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81=
Solvency41▲+10
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.94 in 2023; short-term debt: 23.1% and cash: 13.8% of total assets), and 84.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.9%
Return on assets
9.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9517 sector peers (2024).
NBB · sector comparisonPosition among 9517 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-10-2025, 88 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
88 d late
2023
82 d late
2022
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€47k▲ 159%
2023 · €18k
2022: €-8k
2023: €18k
2022 → 2024
Total assets
€298k▲ 4.8%
2023 · €285k
2022: €40k
2023: €285k
2022 → 2024
Net result
€29k▲ 8.9%
2023 · €27k
2022: €-12k
2023: €27k
2022 → 2024
Working capital
€-18k▼ 271%
2023 · €-5k
2022: €-28k
2023: €-5k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€-8k-€18k€47k▲ 159%
Operating result€-11k-€39k€48k▲ 21.1%
Net result€-12k-€27k€29k▲ 8.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 21% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €298k
Fixed assets
€248k▲ 19.2%
Current assets
€50k▼ 34.1%
Equity and liabilities €298k
Equity
€47k▲ 159%
Debt
€251k▼ 5.8%
The debt ratio falls from 93.6% to 84.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▲
2023 · €40k
Cash flow
€37k▲
2023 · €27k
Solvency
15.9%▲
2023 · 6.4%
Current ratio
0.73▼
2023 · 0.94
Quick ratio
0.73▼
2023 · 0.94
Debt / equity
5.28▼
2023 · 14.53
ROE
61.4%▼
2023 · 146.3%
ROA
9.8%▲
2023 · 9.4%
Interest coverage
10.19▲
2023 · 7.12
Debt
€251k▼
2023 · €266k
Debt ≤ 1 year
€69k▼
2023 · €82k
Debt > 1 year
€182k▼
2023 · €185k
Income taxes
€13k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€285k€298k▲
Fixed assets21/28€208k€248k▲
Tangible fixed assets22/27€0€40k▲
Furniture and vehicles24€0€40k▲
Financial fixed assets28€208k€208k=
Current assets29/58€77k€50k▼
Amounts receivable within one year40/41€3k€8k▲
Trade receivables40€3k€8k▲
Other amounts receivable41€0€4▲
Cash at bank and in hand54/58€73k€41k▼
Deferred charges and accrued income490/1-€898
Equity and liabilities
Total equity and liabilities10/49€285k€298k▲
Equity10/15€18k€47k▲
Contributions10/11€4k€4k=
Reserves13€14k€43k▲
Distributable reserves133€14k€43k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€266k€251k▼
Amounts payable after more than one year17€185k€182k▼
Financial debts170/4€185k€182k▼
Amounts payable within one year42/48€82k€69k▼
Current portion of amounts payable after more than one year42€30k€29k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€23k€27k▲
Taxes450/3€22k€27k▲
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48€25k€10k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€583€8k▲
Other operating charges640/8€3k€853▼
Gross operating margin9900€43k€57k▲
Operating profit (loss)9901€39k€48k▲
Financial income75/76B€8€0▼
Recurring financial income75€8€0▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€34k€42k▲
Income taxes67/77€7k€13k▲
Profit (loss) for the period9904€27k€29k▲
Profit (loss) for the period to be appropriated9905€27k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€29k▲
Profit (loss) brought forward from the previous period14P€-12k€0▲
Transfer to equity691/2€14k€29k▲
To other reserves6921€14k€29k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 88 days late
2024
31-12
Financial
Highest result since 2022net €29k ▲8.9%
Operating result €48k, net result €29k, both a record.
21-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 82 days late
2023
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Breydellaan 258200 BruggeGround area
318 m²
Building footprint
113 m²
Volume, LiDAR
707 m³
Parcel 31424B0774/00T002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Buro-B
since 20212.318.031.962
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31424B0774/00T002 | Flanders | 318 m² | 1 · 113 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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'T SOETE HEEM
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''DIPENCO''
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Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,533 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2021
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.