Buro 43
ActiveBuro 43 has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €498k and a net result of €140k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 43% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency83▼-7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.74 in 2024), but 52.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.2%
Return on assets
13.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
8 d early
2023
on the day
2022
on the day
2021
1 d early
2020
on the day
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€498k=
2024 · €498k
2018: €322k
2019: €449k
2020: €509k
2021: €698k
2022: €498k
2023: €498k
2024: €498k
2018 → 2025
Total assets
€1.06M▲ 6.9%
2024 · €987k
2018: €715k
2019: €1.18M
2020: €954k
2021: €1.07M
2022: €1.35M
2023: €812k
2024: €987k
2018 → 2025
Net result
€140k▼ 20.1%
2024 · €175k
2018: €45k
2019: €128k
2020: €60k
2021: €189k
2022: €311k
2023: €42k
2024: €175k
2018 → 2025
Working capital
€223k▼ 1.0%
2024 · €225k
2018: €258k
2019: €596k
2020: €218k
2021: €402k
2022: €211k
2023: €214k
2024: €225k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€698k-€498k▼ 28.6%€498k=€498k=€498k=
Operating result€264k-€419k▲ 58.5%€48k▼ 88.6%€237k▲ 397%€184k▼ 22.3%
Net result€189k-€311k▲ 64.1%€42k▼ 86.6%€175k▲ 321%€140k▼ 20.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€448k▼ 2.1%
Current assets
€608k▲ 14.8%
Equity and liabilities €1.06M
Equity
€498k=
Provisions
€8k=
Debt
€549k▲ 14.3%
The debt ratio rises from 48.7% to 52.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€213k▼
2024 · €265k
Cash flow
€169k▼
2024 · €203k
Solvency
47.2%▼
2024 · 50.5%
Current ratio
1.58▼
2024 · 1.74
Quick ratio
1.58▼
2024 · 1.74
Debt / equity
1.10▲
2024 · 0.96
ROE
28.1%▼
2024 · 35.2%
ROA
13.3%▼
2024 · 17.8%
Interest coverage
54.20▼
2024 · 62.87
Debt
€549k▲
2024 · €481k
Debt ≤ 1 year
€385k▲
2024 · €304k
Debt > 1 year
€165k▼
2024 · €176k
Income taxes
€41k▼
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€987k€1.06M▲
Fixed assets21/28€458k€448k▼
Tangible fixed assets22/27€268k€259k▼
Land and buildings22€262k€255k▼
Plant, machinery and equipment23€878-
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€190k€190k=
Current assets29/58€529k€608k▲
Amounts receivable within one year40/41€214k€157k▼
Trade receivables40€207k€148k▼
Other amounts receivable41€7k€9k▲
Cash at bank and in hand54/58€315k€451k▲
Equity and liabilities
Total equity and liabilities10/49€987k€1.06M▲
Equity10/15€498k€498k=
Contributions10/11€19k€19k=
Reserves13€480k€480k=
Distributable reserves133€480k€480k=
Provisions and deferred taxes16€8k€8k=
Provisions for liabilities and charges160/5€8k€8k=
Other liabilities and charges164/5€8k€8k=
Amounts payable17/49€481k€549k▲
Amounts payable after more than one year17€176k€165k▼
Financial debts170/4€176k€165k▼
Amounts payable within one year42/48€304k€385k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€41k€34k▼
Suppliers440/4€41k€34k▼
Taxes, remuneration and social security45€58k€6k▼
Taxes450/3€58k€3k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€194k€333k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€29k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€270k€219k▼
Operating profit (loss)9901€237k€184k▼
Financial income75/76B€0€277▲
Recurring financial income75€0€277▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€233k€181k▼
Income taxes67/77€58k€41k▼
Profit (loss) for the period9904€175k€140k▼
Profit (loss) for the period to be appropriated9905€175k€140k▼
Appropriation of the result
Profit (loss) to be appropriated9906€175k€140k▼
Profit to be distributed694/7€175k€140k▼
Return on contributions (dividend)694€175k€140k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €42k ▼86.6%
Net result drops to €42k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity doublescurrent ratio 2.82
Current ratio from 1.33 to 2.82; short-term debt falls from €630k to €118k.
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €311k ▲64.1%
Operating result €419k, net result €311k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €500kEq €509k ▲13.3%
3 profitable years in a row build equity to €509k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 140 days late
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Scharent 433150 HaachtGround area
943 m²
Building footprint
102 m²
Volume, LiDAR
616 m³
Parcel 24033B0233/00K000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Buro43
since 20162.263.286.944
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24033B0233/00K000 | Flanders | 943 m² | 1 · 102 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CBRE Global Investment Administration Belgium
BE 0630.993.512
Etterbeek · Eq €498k
INVALESCO
BE 0800.850.806
Elsene · Eq €499k
DG CITADELLE CONSEILS
BE 0658.723.238
Profondeville · Eq €498k
D Real Estate
BE 0508.585.351
Ternat · Eq €498k
FRECA
BE 0462.669.115
Berlare · Eq €499k
Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 34,659 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2016
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.