BURGGRAAF
ActiveSummary
BURGGRAAF has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €6k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 37% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-17
Solvency59▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.86 against 1.26 in 2024; short-term debt: 9.6% and cash: 7.4% of total assets), and 65.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.1%
Return on assets
1.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
20 d late
2023
77 d early
2022
39 d early
2021
53 d early
2020
5 d early
2019
65 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k▲ 4.4%
2024 · €149k
2018: €76k
2019: €90k
2020: €100k
2021: €114k
2022: €129k
2023: €144k
2024: €149k
2018 → 2025
Total assets
€458k▼ 2.2%
2024 · €468k
2018: €128k
2019: €122k
2020: €133k
2021: €145k
2022: €156k
2023: €171k
2024: €468k
2018 → 2025
Net result
€6k▲ 16.1%
2024 · €6k
2018: €11k
2019: €13k
2020: €11k
2021: €14k
2022: €14k
2023: €15k
2024: €6k
2018 → 2025
Working capital
€-6k
2024 · €12k
2018: €-40k
2019: €-25k
2020: €-20k
2021: €4k
2022: €27k
2023: €51k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€129k▲ 12.5%€144k▲ 11.8%€149k▲ 3.9%€156k▲ 4.4%
Operating result€22k-€23k▲ 4.4%€24k▲ 3.6%€13k▼ 44.8%€20k▲ 57.0%
Net result€14k-€14k▲ 1.0%€15k▲ 5.9%€6k▼ 63.1%€6k▲ 16.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 57% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €458k
Fixed assets
€420k ▲ 1.9%
Current assets
€38k ▼ 32.6%
Equity and liabilities €458k
Equity
€156k ▲ 4.4%
Debt
€302k ▼ 5.3%
Debt's share of the balance-sheet total falls from 68.1% to 65.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▲
2024 · €22k
Cash flow
€16k▲
2024 · €15k
Current ratio
0.86▼
2024 · 1.26
Debt to equity
1.94▼
2024 · 2.13
ROE
4.2%▲
2024 · 3.7%
ROA
1.4%▲
2024 · 1.2%
Interest coverage
2.76▼
2024 · 4.87
Debt ≤ 1 year
€44k▼
2024 · €45k
Debt > 1 year
€258k▼
2024 · €274k
Income taxes
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€468k€458k▼
Fixed assets21/28€412k€420k▲
Tangible fixed assets22/27€412k€420k▲
Land and buildings22€83k€91k▲
Other tangible fixed assets26€328k€328k=
Current assets29/58€56k€38k▼
Amounts receivable within one year40/41-€4k
Other amounts receivable41-€4k
Cash at bank and in hand54/58€56k€34k▼
Equity and liabilities
Total equity and liabilities10/49€468k€458k▼
Equity10/15€149k€156k▲
Contributions10/11€44k€44k=
Reserves13€106k€112k▲
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€101k€107k▲
Amounts payable17/49€319k€302k▼
Amounts payable after more than one year17€274k€258k▼
Financial debts170/4€274k€258k▼
Amounts payable within one year42/48€45k€44k▼
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€197€227▲
Suppliers440/4€197€227▲
Taxes, remuneration and social security45€3k€849▼
Taxes450/3€3k€849▼
Other amounts payable47/48€26k€27k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€25k€33k▲
Operating profit (loss)9901€13k€20k▲
Financial charges65/66B€5k€11k▲
Recurring financial charges65€5k€11k▲
Profit (loss) for the period before taxes9903€8k€10k▲
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€6k€6k▲
Profit (loss) for the period to be appropriated9905€6k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€6k▲
Transfer to equity691/2€6k€6k▲
To other reserves6921€6k€6k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Equity above €150kEq €156k ▲4.4%
8 profitable years in a row build equity to €156k.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Weakest financial yearnet €6k ▼63.1%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €15k ▲5.9%
Operating result €24k, net result €15k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 1.12
Current ratio from 0.40 to 1.12; short-term debt falls from €33k to €30k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €100k ▲11.8%
3 profitable years in a row build equity to €100k.
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Burggravenlaan 2649000 GentGround area
357 m²
Building footprint
176 m²
Volume, LiDAR
1,119 m³
Parcel 44808H0164/00D003, Flanders · tallest building 13.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Burggravenlaan 264, 9000 Gent
since 20022.114.297.320
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0164/00D003 | Flanders | 357 m² | 1 · 176 m² | 13.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALVACO
BE 0733.562.696
Sint-Martens-Latem · Eq €155,860
BLUEBIRD
BE 0699.718.903
Beersel · Eq €155,828
WESLEY VAN EYNDE
BE 0713.689.475
Temse · Eq €155,807
Gemmlogic
BE 0544.306.392
Antwerpen · Eq €156,085
Kornatris
BE 0683.923.046
Grimbergen · Eq €155,643
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,109 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2001
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.