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BUO S.A.

Active
Public limited companyfounded 196165 yrs activeHougoumontlaan 9, 1180 Ukkel, BelgiumKBO/BCE: BE 0403.253.249
Summary

BUO S.A. has been active since 1961 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €485,979 and a net result of -€41,669. Equity is shrinking by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 20890 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
BUO S.A.ActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020NACE 72100
#1 oldest company in the Brussels-Capital Region, Computer programming and consultancy sector1 site
Size
€14,100turnover 2025
Staff
1 FTE
Equity
€485,979
Loss
-€41,669
Financial health
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Board
2 members
Accounts 102 d early1 of 10 deeds read
Why 88- Loss of €41,669, the second in a row (FY 2025)- Liquidity: current ratio 48.05, cash €13,762+ Sector Computer programming, consultancy and related activities (NACE 62)+ Equity €485,979 (98.0% of total assets)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 41% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 98.0% of total assets
Liquidity 53+2
short-term debt 2.0% · cash 2.8%
Profitability 5+5
return on assets -8.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,829 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -2.4% vs 12-2024lowest value 02-2025: < 0.1%▲ +2.4% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▲ +2.4% vs 03-2025 05-2025: < 0.1%▼ -2.3% vs 04-2025 06-2025: 0.2%▲ +345% vs 05-2025 07-2025: 0.2%● 0.0% vs 06-2025 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -2.7% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▲ +3.3% vs 02-2026 04-2026: 0.2%▲ +6.9% vs 03-2026highest value 05-2026: 0.2%▼ -4.0% vs 04-2026 06-2026: 0.2%● 0.0% vs 05-2026 07-2026: 0.2%● 0.0% vs 06-2026 08-2026: 0.2%● 0.0% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%● 0.0% vs 09-2026
  • Loss of €41,669, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 48.05, cash €13,762 raises the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Equity €485,979 (98.0% of total assets) lowers the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 48.05 against 6.11 in 2024; short-term debt: 2% and cash: 2.8% of total assets), and 2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 85%, liquidity 35%, profitability 12%, growth against the median 32%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €41,669, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 48.05, cash €13,762
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Equity €485,979 (98.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€41,669
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
102 d early
2024
87 d early
2023
23 d early
2022
48 d early
2021
69 d early
2020
58 d early
2019
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 56 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 May (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Reappointments: Dolly LAMOTE (director) and Philippe…Appointments: Dolly LAMOTE (managing director)…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Liquidity times 8current ratio 48.05

Key points

  • Caution: Among the weakest 5% on net resultsector median €28,724 · 20,897 companies -€41,669 View
  • Positive: Result rose in 2025from -€198,772 to -€41,669 ▲ 79.0% View
  • Board changedlatest change 25-06-2026 · 2 in office 2 joined · 1 left View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€41,669 View
  • Active since 1961founded 26-07-1961 65 years View

By topic

Financials

Fiscal year
2025
Turnover
€14,100
Loss
-€41,669
Solvency
98.0%
Turnover▲ 144%
Net result
20212025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 02-09-2026Reappointments: Dolly LAMOTE (director) and Philippe GILLART…
  2. 20-04-2026Annual accounts filed
  3. 31-12-2025Liquidity times 8
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
26-07-1961
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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