BÚNI

Active

Public limited companyfounded 1988active for 38 yearsStoomtuigstraat 12, 8830 Hooglede, BelgiumKBO/BCE: BE 0433.793.007

Summary

BÚNI has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €265,947 and a net result of -€76,260. Equity remains stable across the filed financial years (±1.5% per year). Its solvency ranks better than 16% of 6,136 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow Report Compare

BÚNIActiveChecked score 65/100

Risk analysis Report Compare

Activity

Wholesale of non-electrical household articles

NACE 46494

1 site

Size

€1.9mtotal assets 2025

Staff: 7.1 FTE
Equity: €265,947
Loss: -€76,260

Financial health

65 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.0%

Structure

Parent: Finart BV

2025 accounts filed 21 days late1 of 8 deeds summarised

Why 65raises riskEquity €265,947 (14.1% of total assets)Size: 7.1 FTE, total assets €1.9mLiquidity: current ratio 0.70, cash €58,857lowers riskFounded in 1988Show the evidence

Checked score

Score 2025

65 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 24% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 39-4

equity 14.1% of total assets

Liquidity 30-4

short-term debt 47.6% · cash 3.1%

Profitability 22-16

return on assets -4.1%

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,868 companies, NACE 46, micro)

Last 24 months 11-2024: 0.4%lowest value 12-2024: 0.4%● unchanged vs 11-2024lowest value 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025lowest value 03-2025: 0.4%● unchanged vs 02-2025lowest value 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%▲ +0.1 percentage points vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 1.0%▲ +0.4 percentage points vs 07-2025 09-2025: 1.3%▲ +0.3 percentage points vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.4%▲ +0.1 percentage points vs 03-2026 05-2026: 1.7%▲ +0.3 percentage points vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 2.4%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 1.7%▼ -0.7 percentage points vs 08-2026 10-2026: 1.0%▼ -0.7 percentage points vs 09-2026

Credit of up to €17,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.7, compared with 0.79 in 2024, below 1; short-term debt: 47.6% and cash: 3.1% of total assets), and 85.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 27% on solvency, 28% on liquidity, 23% on profitability and 18% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Equity €265,947 (14.1% of total assets)

NBB · annual accounts

Size: 7.1 FTE, total assets €1.9m

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 0.70, cash €58,857

NBB · annual accounts

Founded in 1988

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 6136 sector peers (2025).

NBB · sector comparison

Position among 6136 sector peers

Solvency

better than 16%

← weakest strongest →

2025 accounts filed 21 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

21 days late

2024

29 days late

2023

23 days late

2022

24 days late

2021

52 days early

2020

8 days late

2019

2 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

21-08-2026 Annual accounts filedfinancial year 2025 · full…
29-08-2025 Annual accounts filedfinancial year 2024 · abbreviated…
22-10-2024 Registered officeRegistered-office move

Key points

Caution: From profit to loss in 2025after €4,064 in 2024 -€76,260 View
Caution: Among the weakest 14% on net resultsector median €112,676 · 6,071 companies -€76,260 View
Controlled by Finart BV parent View

By topic

Financials

Financial year: 2025
Total assets: €1.9m
Loss: -€76,260
Solvency: 14.1%

Total assets▼ 1.5%

Net result

20192025

Go to Financials

Board & ownership

Parent: Finart BV

Go to Board & ownership

Timeline

Events: 37
Since: 1990
Next accounts: by 31-07-2027

23-08-2024Annual accounts filed
31-12-2023Back to profit
22-08-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Wholesale of non-electrical household articlesNACE 46494
Founded: 28-03-1988
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about BÚNI

What is the company number of BÚNI?: 0433.793.007. In Belgium the VAT number is the company number with BE in front: BE 0433.793.007.
Where is BÚNI based?: The registered office is at Stoomtuigstraat 12, 8830 Hooglede.Company details
What does BÚNI do?: According to the KBO register, the main activity is wholesale of non-electrical household articles (NACE 46494).
What is the legal form of BÚNI?: Public limited company (NV).
When was BÚNI founded?: On 28-03-1988.
Is BÚNI still active?: Yes, BÚNI is an active enterprise in the KBO register.
How many employees does BÚNI have?: On average 7.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BÚNI?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is BÚNI profitable?: In financial year 2025, BÚNI made a loss of €76,260.
Where can I find the annual accounts of BÚNI?: BÚNI filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BÚNI due?: By 31-07-2027, for financial year 2026.Timeline