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BUMO

Active
Private limited companyfounded 2020active for 6 yearsSint-Annastraat 2, 1701 Dilbeek, BelgiumKBO/BCE: BE 0755.565.167
Summary

The computed 12-month bankruptcy probability of BUMO is 4.6% (elevated). For BUMO, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €28,612 and a net result of -€2,365. Equity is shrinking by about 5.3% per year across the filed financial years. Its solvency ranks better than 53% of 3,656 sector peers (NACE 01, financial year 2023). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Raising of horses and other equines
NACE 01430
1 site
Size
€60,799turnover 2023
Equity
€28,612
Loss
-€2,365
Financial health
Bankruptcy probabilitywithin 12 months
4.6%
2023 figures too old to score
Structure
Accounts 443 days overdue0 of 2 deeds read
Signalsraises risk2 financial years not filed after the legal deadline; latest accounts 184 days late; 2 of the last 3 lateFigures for financial year 2023 (filed 05-02-2025)Two or more financial years not filedFiled more than 90 days latelowers riskSector: Crop and animal production, hunting and related service activities (NACE 01)Liquidity: current ratio 1.18, cash €49,575Show the evidence

Bankruptcy probability

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Average
Solvency 58-23
equity 32.8% of total assets
Liquidity 64+35
short-term debt 67.2% · cash 56.8%
Profitability 29-15
return on assets -2.7%
Bankruptcy probability, 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,686 companies, NACE 01, micro)
Last 24 months 11-2024: 5.1% 12-2024: 5.6%▲ +0.5 percentage points vs 11-2024 01-2025: 7.0%▲ +1.4 percentage points vs 12-2024highest value 02-2025: 7.0%● unchanged vs 01-2025highest value 03-2025: 0.7%▼ -6.3 percentage points vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.7%▼ -0.1 percentage points vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025lowest value 08-2025: 1.1%▲ +0.4 percentage points vs 07-2025 09-2025: 1.4%▲ +0.3 percentage points vs 08-2025 10-2025: 2.4%▲ +1.0 percentage point vs 09-2025 11-2025: 2.2%▼ -0.2 percentage points vs 10-2025 12-2025: 2.6%▲ +0.4 percentage points vs 11-2025 01-2026: 3.7%▲ +1.1 percentage points vs 12-2025 02-2026: 3.7%● unchanged vs 01-2026 03-2026: 3.7%● unchanged vs 02-2026 04-2026: 3.4%▼ -0.3 percentage points vs 03-2026 05-2026: 3.4%● unchanged vs 04-2026 06-2026: 3.3%▼ -0.1 percentage points vs 05-2026 07-2026: 3.3%● unchanged vs 06-2026 08-2026: 4.6%▲ +1.3 percentage points vs 07-2026 09-2026: 4.6%● unchanged vs 08-2026 10-2026: 4.6%● unchanged vs 09-2026
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Signals

Six signals.
lowers riskraises risk
raises risk · 2 financial years not filed after the legal deadline; latest accounts 184 days late; 2 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2023 (filed 05-02-2025)
NBB · annual accounts
lowers risk · Sector: Crop and animal production, hunting and related service activities (NACE 01)
KBO
lowers risk · Liquidity: current ratio 1.18, cash €49,575
NBB · annual accounts
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filings
Position against the passed deadline
31-12-2024 year end31-07-2025 deadline17-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-01-2025, 184 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
184 days late
2022
135 days late
2021
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 116 days after the deadline; the sector median (NACE 01) for financial year 2024 is 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2023 · micro…
  2. Weakest financial yearnet -€2,365
  3. Annual accounts filedfinancial year 2022 · micro…

Financials · financial year 2023, micro format

2024 annual accounts not yet filed, deadline passed on 31 July 2025 Financial year closed on 31 December 2024; filing due at the latest 7 months after the close (Companies Code art. 3:10). 2 financial years without a filing since the last one filed. Source: NBB filings, as of 17 October 2026.

Turnover
€60,799
EBIT margin
-4.2%
Net result
-€2,365▼ 153%
2022 · -€936
Working capital
€10,712▲ 339%
2022 · €2,442
Trend over the years

2021 to 2023, 3 financial years

The operating result stays negative: a loss of €2,525 in 2023 against €793 in 2022; the loss grows and 2023 has the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€2,525 2023 Net result-€2,365 2023

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 01, Crop and animal production, hunting and related service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202120222023
Turnover€60,799
Operating result€36,869--€793-€2,525▼ 218%
Net result€29,413above the sector's middle half--€936within the sector's middle half-€2,365within the sector's middle half▼ 153%
EBIT margin-4.2%
Equity€31,913within the sector's middle half-€30,977within the sector's middle half▼ 2.9%€28,612within the sector's middle half▼ 7.6%
Total assets€46,144below the sector's middle half-€55,283below the sector's middle half▲ 19.8%€87,226below the sector's middle half▲ 57.8%
Debt€14,230-€24,305▲ 70.8%€58,614▲ 141%
Working capital€11,649within the sector's middle half-€2,442within the sector's middle half▼ 79.0%€10,712within the sector's middle half▲ 339%
Solvency69.2%above the sector's middle half-56.0%within the sector's middle half▼ 13.1pp32.8%within the sector's middle half▼ 23.2pp
Current ratio1.82within the sector's middle half-1.10within the sector's middle half▼ 0.721.18within the sector's middle half▲ 0.08
Return on assets (ROA)63.7%above the sector's middle half--1.7%within the sector's middle half▼ 65.4pp-2.7%below the sector's middle half▼ 1.0pp
above within below the middle half of NACE 01, Crop and animal production, hunting and related service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €87,226
Fixed assets €17,900 ▼ 37.3%
Current assets €69,326 ▲ 159%
Equity and liabilities €87,226
Equity €28,612 ▼ 7.6%
Debt €58,614 ▲ 141%
Debt's share of the balance-sheet total rises from 44.0% to 67.2%. Equity is lower and debt is higher.
Key figures and ratios
2023 value · change against 2022
EBITDA
€610▼
2022 · €838
Cash flow
€769▲
2022 · €695
Debt to equity
2.05▲
2022 · 0.78
ROE
-8.3%▼
2022 · -3.0%
Interest coverage
1.89▼
2022 · 3.23
Debt ≤ 1 year
€58,614▲
2022 · €24,305
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 42 lines
Balance sheet Code20222023
Assets
Total assets20/58€55,283€87,226▲
Fixed assets21/28€28,536€17,900▼
Tangible fixed assets22/27€28,286€17,650▼
Plant, machinery and equipment23€4,700€2,260▼
Furniture and vehicles24€1,186€490▼
Other tangible fixed assets26€22,400€14,900▼
Financial fixed assets28€250€250=
Current assets29/58€26,747€69,326▲
Amounts receivable within one year40/41€26,690€19,751▼
Trade receivables40€23,025€18,471▼
Other amounts receivable41€3,665€1,280▼
Cash at bank and in hand54/58€57€49,575▲
Equity and liabilities
Total equity and liabilities10/49€55,283€87,226▲
Equity10/15€30,977€28,612▼
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€28,477€26,112▼
Amounts payable17/49€24,305€58,614▲
Amounts payable within one year42/48€24,305€58,614▲
Financial debts43€85€2,189▲
Credit institutions430/8€85€2,189▲
Trade debts44€16,867€45,822▲
Suppliers440/4€16,867€45,822▲
Taxes, remuneration and social security45€7,353€9,431▲
Taxes450/3€7,353€9,431▲
Other amounts payable47/48€0€1,172▲
Income statement Code20222023
Turnover70-€60,799
Goods, raw materials, services and sundry goods60/61-€105,303
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,631€3,134▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€0€1,653▲
Gross operating margin9900€838€2,263▲
Operating profit (loss)9901-€793-€2,525▼
Financial income75/76B€117€482▲
Recurring financial income75€117€482▲
Financial charges65/66B€260€322▲
Recurring financial charges65€260€322▲
Profit (loss) for the period before taxes9903-€936-€2,365▼
Income taxes67/77€0-
Profit (loss) for the period9904-€936-€2,365▼
Profit (loss) for the period to be appropriated9905-€936-€2,365▼
Appropriation of the result
Profit (loss) to be appropriated9906€28,477€26,112▼
Profit (loss) brought forward from the previous period14P€29,413€28,477▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202120222023Change
Turnover70--€60,799-
Goods, raw materials, services and sundry goods60/61--€105,303-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€785€1,631€3,134▲ 92.1%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7,000€0--
Other operating charges640/8€4,650€0€1,653-
Gross operating margin9900€49,304€838€2,263▲ 170%
Operating profit (loss)9901€36,869-€793-€2,525▼ 218%
Financial income75/76B€15€117€482▲ 312%
Recurring financial income75€15€117€482▲ 312%
Financial charges65/66B€118€260€322▲ 24.1%
Recurring financial charges65€118€260€322▲ 24.1%
Profit (loss) for the period before taxes9903€36,767-€936-€2,365▼ 153%
Income taxes67/77€7,353€0--
Profit (loss) for the period9904€29,413-€936-€2,365▼ 153%
Profit (loss) for the period to be appropriated9905€29,413-€936-€2,365▼ 153%
Line202120222023Change
Assets
Total assets20/58€46,144€55,283€87,226▲ 57.8%
Fixed assets21/28€20,265€28,536€17,900▼ 37.3%
Tangible fixed assets22/27€20,015€28,286€17,650▼ 37.6%
Plant, machinery and equipment23€2,515€4,700€2,260▼ 51.9%
Furniture and vehicles24-€1,186€490▼ 58.6%
Other tangible fixed assets26€17,500€22,400€14,900▼ 33.5%
Financial fixed assets28€250€250€250=
Current assets29/58€25,879€26,747€69,326▲ 159%
Amounts receivable within one year40/41€19,064€26,690€19,751▼ 26.0%
Trade receivables40€19,064€23,025€18,471▼ 19.8%
Other amounts receivable41-€3,665€1,280▼ 65.1%
Cash at bank and in hand54/58€6,814€57€49,575▲ 87,165%
Equity and liabilities
Total equity and liabilities10/49€46,144€55,283€87,226▲ 57.8%
Equity10/15€31,913€30,977€28,612▼ 7.6%
Contributions10/11€2,500€2,500€2,500=
Profit (loss) carried forward14€29,413€28,477€26,112▼ 8.3%
Amounts payable17/49€14,230€24,305€58,614▲ 141%
Amounts payable within one year42/48€14,230€24,305€58,614▲ 141%
Financial debts43€10€85€2,189▲ 2,476%
Credit institutions430/8€10€85€2,189▲ 2,476%
Trade debts44€4,943€16,867€45,822▲ 172%
Suppliers440/4€4,943€16,867€45,822▲ 172%
Taxes, remuneration and social security45€9,235€7,353€9,431▲ 28.2%
Taxes450/3€9,235€7,353€9,431▲ 28.2%
Other amounts payable47/48€42€0€1,172-
Line202120222023Change
Profit (loss) for the period9904€29,413-€936-€2,365▼ 153%
+ Depreciation and write-downs630€785€1,631€3,134▲ 92.1%
Operating cash flow (approximation)€30,199€695€769▲ 10.6%
Investment in fixed assets (approximation)--€9,902€7,501-
Change in cash--€6,758€49,518-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2023 micro format 31-01-2025 2025-00028503
31-12-2022 micro format 13-12-2023 2023-00527640
31-12-2021 micro format 29-08-2022 2022-20352818

Similar companies · same sector, comparable size

Of the 1,936 active companies whose main activity is raising of horses and other equines (NACE 01430), figures are known for 743. 481 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

BUMO was incorporated on 1 October 2020 as a private limited company.1 Total assets rose from €46,144 in 2021 to €87,226 in 2023.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2023

Acts, filings and financial milestones

2025
31-01
NBB filing Annual accounts filed
financial year 2023 · micro format · 184 days late
2023
31-12
Financial Weakest financial yearnet -€2,365
Net result drops to -€2,365, the lowest in the series.
13-12
NBB filing Annual accounts filed
financial year 2022 · micro format · 135 days late
2022
29-08
NBB filing Annual accounts filed
financial year 2021 · micro format · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 2 deeds read
About the unread acts

We know of 2 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded01-10-2020
Financial year end31-12
Activities, NACEBEL 2025
01430Raising of horses and other equines
85510Sports and recreation education
93127Equestrian clubs
E-invoicing
Reachable via Peppol
Peppol ID 0208:0755565167
Also 9925:BE0755565167
Registered 16-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 16 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2020
registered office establishment The establishment unit on the map
Ground area
1,400 m²
Building footprint
220 m²
Building volume
1,188 m³
2 parcels, Flanders, Wallonia · tallest building 7.9 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
BUMO
Rue La Rue 1, 4357 DonceelRaising of horses and other equines
since 2020unit no. 2.308.116.582
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
64033B0025/00L000 Wallonia 1,124 m² 1 · 132 m² 7.9 m · 2
23037B0300/00H000 Flanders 275 m² 1 · 89 m² 7.3 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.