Higher net result than 90% of companies in computer programming and consultancy. Sector median €28,031 · 22,044 companies.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 39,274 companies had the same profile as BUMBLEBIT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Micro
2 to 5 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for BUMBLEBIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0792841079
Registered office moved from Antwerp to Lille
New registered office: Kardinaal Cardijnlaan 22 te 2275 Lille · Previous registered office: Terlostraat 47 te 2140 Antwerpen · Permanent representatives: Hidden nameVisible after signing in and Name after signing inVisible after signing in · General meeting of 08-11-2023 · Gazette deed
Incorporation
Founding capital of €2,000, 100 shares · Founder: Name hiddenVisible after signing in · Appointment: Hidden nameVisible after signing in (director) · published on 27-10-2022 · Gazette deed
First establishment
Kardinaal Cardijnlaan 22, Lille
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as BUMBLEBIT: computer programming (NACE 62100). They are comparable in size and age: total assets between €266,000 and €292,000, founded between 2021 and 2023.
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €190,000. Estimated: probably between €160,000 and €270,000.
Balance sheet
balance sheet total €275,350 on 31-12-2025
What the company ownsHow it is paid for
in euro
in euro
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
each dot is a set of accounts, on the day it reached the National Bank
2025 annual accounts filed 11 days after the deadline. Filed on 11 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00391530.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
2023
2022
128,498
121,229
114,356
21,906
93,456
91,685
88,172
17,270
25,246
37,025
123,224
7,298
-21,840
-20,944
44,820
-
-5,183
118,568
68,564
11,971
31.5%
60.3%
48.0%
41.1%
0.95
4.17
4.11
1.44
2.17
0.66
1.08
1.43
97.7%
44.6%
81.8%
89.5%
30.8%
26.9%
39.2%
36.8%
22.04
16.96
28.68
over 100
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
2024
2023
2022
Tangible fixed assets
€25,246
€37,025
€123,224
€7,298
€8,712
€7,376
€2,485
€182
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on BUMBLEBIT
The operating result for 2025 is 5% higher than in 2024 and the highest since 2022. It is the third rise in a row.
Debt's share of the balance-sheet total rises from 39.7% to 68.5%. Equity is lower and debt is higher.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
2 names, the dashed line is today
2022202320242025202620272028
Name hiddenVisible after signing in Director
Hidden nameVisible after signing in Manager (not named in the articles)
BoardEarlierend not dated
Mandates as a list
Name after signing inVisible after signing in
Director, appointed by deed of 27-10-2022, still in office
Name hiddenVisible after signing in
Manager (not named in the articles), appointed by deed of 07-12-2023, no longer listed in the 2025 annual accounts
Name after signing inVisible after signing in100 shares (100%)
Network & group
No group
BUMBLEBIT has no parent and no holdings in its annual accounts. Name hiddenVisible after signing in is the only director. BUMBLEBIT shares no director with another company.
Timeline
Timeline
12 events since 2022
Board
Filings
Financial
Establishments
Address
20222023202420252026
Deadline for the 2026 accounts:
31-07-2027
2026
Annual accounts 2025 filedNBB ↗micro format · 11 days late
2025
Annual accounts 2024 filedPDFmicro format · 70 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0792841079
2024
Equity above €150,000equity €189,084 ▲80.5% With a profit in every financial year since 2022, equity grows to €189,084.
Annual accounts 2023 filedPDFmicro format · 20 days late
2023
Highest result from 2022 to 2025net €85,687 ▲401% The net result of €85,687 is the highest of those years.
Liquidity more than doubledcurrent ratio 4.11 The current ratio rises from 1.44 to 4.11. Short-term debt falls from €27,360 to €22,013.
Equity above €100,000equity €104,774 ▲449% With a profit in every financial year since 2022, equity grows to €104,774.
Registered office moved from Antwerp to LilleNew registered office: Kardinaal Cardijnlaan 22 te 2275 Lille · Previous registered office: Terlostraat 47 te 2140 Antwerpen · Permanent representatives: Name after signing inVisible after signing in and Name hiddenVisible after signing in · General meeting of 08-11-20237 points ▸
General meeting, 08-11-2023
Registered-office move, Kardinaal Cardijnlaan 22 te 2275 Lille
Permanent representative, Hidden nameVisible after signing in
Permanent representative, Name after signing inVisible after signing in
Annual accounts 2022 filedPDFmicro format · 3 days before the deadline
2022
IncorporationFounding capital of €2,000, 100 shares · Founder: Name after signing inVisible after signing in · Appointment: Name hiddenVisible after signing in (director) · published on 27-10-20225 points ▸
Founder, Hidden nameVisible after signing in
Founding capital, €2,000, 100 shares
Name after signing inVisible after signing in holds all the shares
Director appointment, Name hiddenVisible after signing in
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
BUMBLEBIT was incorporated on 25 October 2022 as a private limited company by one natural person, with a starting capital of €2,000.12The registered office was moved to Lille in 2023.3Hidden nameVisible after signing in is director of the company, appointed by deed of 27-10-2022.2Total assets rose from €46,447 in 2022 to €275,350 in 2025.4
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
62010Computer programming, consultancy and related activities main activity
62020IT consultancy
PurposeThe purpose describes the activities the company may carry out under its articles.
“Ontwerpen en programmeren van computerprogramma's; Overige diensten op het gebied van informatietechnologie en computer; Ter beschikking…”
52 activities
Ontwerpen en programmeren van computerprogramma's
Overige diensten op het gebied van informatietechnologie en computer
Ter beschikking stellen van databank: leveren van gegevens voor gebruikers (individueel of in groep), in een bepaalde volgorde, door online terugzoeken of door toegankelijkheid van de gegevens
Samenstelling van databanken door samenbrengen en al dan niet interpreteren van bestaande gegevens uit verschillende bronnen: uurroosters, industriële catalogi, wetenschappelijke gegevens, enz.
Activiteiten van grafische designers
Overige IT-diensten
Verkopen van software licenties via netwerkmarketing
Gegevensverwerking, webhosting en aanverwante activiteiten
Consultancy betreffende informatie- en communicatietechnologie in de meest ruime zin.
Productie, de aan-en verkoop, de in-en uitvoer, en de handel in alle computer software en hardware toebehoren en alle aanverwante artikelen en randapparatuur
Detailhandel in allerlei producten via het internet (e-commerce)
Managementactiviteiten van holdings: tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
Holdings
Activiteiten van hoofdkantoren
Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning, organisatie, efficiëntie en toezicht, het verschaffen van informatie aan de bedrijfsleiding, enz.
Overige zakelijke dienstverlening, n.e.g.
Handel in eigen onroerend goed
Handel in eigen onroerend goed: flatgebouwen en woningen niet voor bewoning bestemde gebouwen, grond
Verkoop van eigen handelszaken en van zelf verworven sleutelgeld (overname)
Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen
Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen
Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis
Innen van de huur (residentiële gebouwen)
Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis
Opslag in koelpakhuizen en overige opslag
Diverse administratieve activiteiten ten behoeve van kantoren
Fotokopiëren, document voorbereiding en andere gespecialiseerde ondersteunende activiteiten ten behoeve van kantoren
Overige zakelijke dienstverlening, n.e.g.
Aanmaken & verhandelen van cryptovaluta, bitcoins, ethereum en altcoins
Activiteiten van cryptocurrency mining
Overige uitgeverijen van software
Terbeschikkingstelling, levering, leasing en verhuring van auteursrechten betreffende softwareontwikkeling
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning, organisatie, efficiëntie en toezicht, het verschaffen van informatie aan de bedrijfsleiding, enz.
Berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning, organisatie, efficiëntie, enz.
Al dan niet permanent verwerken van gegevens met behulp van een eigen programma of een programma van de klant: - invoeren van gegevens - volledige verwerking van gegevens
Statistische analyses van de resultaten van het onderzoek
Groothandel in audio- en video apparaten
Onderhoud en de reparatie van computers en randapparatuur
Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels
Groothandel in computers, randapparatuur en software in gespecialiseerde winkels
Detailhandel in allerlei producten via het internet (e-commerce)
Ontwerpen en programmeren van computerprogramma's
Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
Ingenieurs en aanverwante technische adviseurs, exclusief landmeters
Overige gespecialiseerde wetenschappelijke en technische activiteiten
Overige vormen van onderwijs
Reclamebureaus
Ontwerpen en voeren van reclame- en promotiecampagnes voor derden via de verschillende media
Arbitrage en bemiddeling tussen bedrijfsleiding en werknemers
Activiteiten met betrekking tot coaching. De coaching kan zowel aan eigen cliënten zijn als aan de cliënten van de opdrachtgever. Het betreft management coaching, coaching ter opleiding van bedrijfsprocessen, coaching omgaan met IT en diverse software.
Geven van workshops met betrekking tot professioneel handelen en management consulting