Bumblebee Consulting
ActiveBumblebee Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €17k and a net result of €4k. Equity is shrinking by ~67.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 58% of 8006 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
3 d late
2024
on the day
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 29.4%
2024 · €13k
2023: €39k
2024: €13k
2023 → 2025
Net result
€4k
2024 · €-28k
2023: €39k
2024: €-28k
2023 → 2025
Total assets
€27k▲ 46.9%
2024 · €19k
2023: €58k
2024: €19k
2023 → 2025
Solvency
60.7%▼ 8.2pp
2024 · 68.9%
2023: 67.1%
2024: 68.9%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€39k-€13k▼ 67.1%€17k▲ 29.4%
Operating result€51k-€-25k€6k
Net result€39k-€-28k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €25k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27k
Fixed assets
€1k▼ 39.8%
Current assets
€26k▲ 59.3%
Equity and liabilities €27k
Equity
€17k▲ 29.4%
Debt
€11k▲ 85.7%
The debt ratio rises from 31.1% to 39.3%. Equity and debt are higher.
Key figures and ratios
Solvency
60.7%▼
2024 · 68.9%
ROE
22.7%▲
2024 · -219.6%
ROA
13.8%▲
2024 · -151.3%
Debt
€11k▲
2024 · €6k
Debt ≤ 1 year
€11k▲
2024 · €6k
Income taxes
€306▲
2024 · €262
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19k€27k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€16k€26k▲
Amounts receivable within one year40/41€8k€12k▲
Other amounts receivable41€8k€12k▲
Cash at bank and in hand54/58€7k€14k▲
Deferred charges and accrued income490/1€782€430▼
Equity and liabilities
Total equity and liabilities10/49€19k€27k▲
Equity10/15€13k€17k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€11k€15k▲
Amounts payable17/49€6k€11k▲
Amounts payable within one year42/48€6k€11k▲
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48-€7k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€676€932▲
Other operating charges640/8€732€1k▲
Gross operating margin9900€-24k€8k▲
Operating profit (loss)9901€-25k€6k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-28k€4k▲
Income taxes67/77€262€306▲
Profit (loss) for the period9904€-28k€4k▲
Profit (loss) for the period to be appropriated9905€-28k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€15k▲
Profit (loss) brought forward from the previous period14P€39k€11k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
30-06
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-28k ▼172%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leernsesteenweg 1229800 DeinzeGround area
1,021 m²
Building footprint
425 m²
Parcel 44006A0150/00W002, Flanders. Linked by address, not a title deed.
1 establishment unit
Bumblebee Consulting
since 20222.331.452.408
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44006A0150/00W002 | Flanders | 1,021 m² | 1 · 425 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,215 EUR awarded · 1,215 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,215 EUR | 1,215 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 6,739 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2022
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.