Bulté Consulting
ActiveBulté Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €15k. Equity is growing by ~54.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100▲+28
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 0.69 in 2024; short-term debt: 25.3% and cash: 17% of total assets), and 25.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.7%
Return on assets
21.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
84 d early
2024
65 d early
2023
7 d late
2022
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 41.0%
2024 · €37k
2022: €9k
2023: €17k
2024: €37k
2022 → 2025
Total assets
€70k▼ 11.1%
2024 · €79k
2022: €63k
2023: €85k
2024: €79k
2022 → 2025
Net result
€15k▼ 23.1%
2024 · €20k
2022: €6k
2023: €9k
2024: €20k
2022 → 2025
Working capital
€7k
2024 · €-11k
2022: €-4k
2023: €-26k
2024: €-11k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€9k-€17k▲ 101%€37k▲ 114%€53k▲ 41.0%
Operating result€9k-€13k▲ 46.5%€28k▲ 113%€22k▼ 24.2%
Net result€6k-€9k▲ 53.8%€20k▲ 128%€15k▼ 23.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€46k▼ 14.2%
Current assets
€25k▼ 4.7%
Equity and liabilities €70k
Equity
€53k▲ 41.0%
Debt
€18k▼ 57.5%
The debt ratio falls from 52.9% to 25.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▼
2024 · €40k
Cash flow
€27k▼
2024 · €31k
Solvency
74.7%▲
2024 · 47.1%
Current ratio
1.40▲
2024 · 0.69
Quick ratio
1.40▲
2024 · 0.69
Debt / equity
0.34▼
2024 · 1.12
ROE
29.1%▼
2024 · 53.3%
ROA
21.7%▼
2024 · 25.1%
Interest coverage
124.56▲
2024 · 24.37
Debt
€18k▼
2024 · €42k
Debt ≤ 1 year
€18k▼
2024 · €38k
Debt > 1 year
€0▼
2024 · €3k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€79k€70k▼
Fixed assets21/28€53k€46k▼
Tangible fixed assets22/27€53k€46k▼
Land and buildings22€32k€30k▼
Furniture and vehicles24€22k€16k▼
Current assets29/58€26k€25k▼
Amounts receivable within one year40/41€14k€12k▼
Trade receivables40€11k€12k▲
Other amounts receivable41€3k€214▼
Cash at bank and in hand54/58€12k€12k▲
Deferred charges and accrued income490/1€612€966▲
Equity and liabilities
Total equity and liabilities10/49€79k€70k▼
Equity10/15€37k€53k▲
Contributions10/11€3k€3k=
Reserves13€34k€50k▲
Distributable reserves133€34k€50k▲
Amounts payable17/49€42k€18k▼
Amounts payable after more than one year17€3k€0▼
Financial debts170/4€3k€0▼
Amounts payable within one year42/48€38k€18k▼
Current portion of amounts payable after more than one year42€13k€3k▼
Financial debts43€501€751▲
Credit institutions430/8€501€751▲
Trade debts44€866€380▼
Suppliers440/4€866€380▼
Taxes, remuneration and social security45€12k€13k▲
Taxes450/3€12k€13k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€11k€921▼
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€400€1k▲
Gross operating margin9900€40k€34k▼
Operating profit (loss)9901€28k€22k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€266▼
Recurring financial charges65€2k€266▼
Profit (loss) for the period before taxes9903€27k€21k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€20k€15k▼
Profit (loss) for the period to be appropriated9905€20k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€15k▼
Transfer to equity691/2€20k€15k▼
To other reserves6921€20k€15k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 1.40
Current ratio from 0.69 to 1.40; short-term debt falls from €38k to €18k.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €20k ▲128%
Operating result €28k, net result €20k, both a record.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elderbergstraat 109310 AalstGround area
3,540 m²
Building footprint
293 m²
Parcel 41005A0393/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
Bulté Consulting
since 20212.320.286.619
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41005A0393/00D000 | Flanders | 3,540 m² | 1 · 293 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 394 EUR awarded · 394 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 50 EUR | 50 EUR |
| 2024 | 1 | 0 EUR | 164 EUR |
| 2023 | 1 | 164 EUR | 0 EUR |
| 2022 | 1 | 180 EUR | 180 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,761 companies in sector 69109 we hold annual accounts for 1,209. 921 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2021
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.