BULEU
ActiveThe computed 12-month bankruptcy probability of BULEU is 2.7% (moderate). The 2025 annual accounts show equity of €29k and a net result of €256. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 13159 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability23▼-52
Solvency100▲+7
Growth53▼-30
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 9.7 against 3.35 in 2023; short-term debt: 9.5% and cash: 19.5% of total assets), and 9.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.5%
Return on assets
0.8%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2023
15 d early
2022
10 d late
2021
3 d late
2020
9 d late
2019
32 d early
2018
77 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€109k▼ 36.7%
2023 · €172k
2019: €89k
2020: €74k
2021: €46k
2022: €115k
2023: €172k
2019 → 2025
EBIT margin
-0.6%▼ 5.4pp
2023 · 4.8%
2019: 4.5%
2020: -10.6%
2021: 14.5%
2022: -6.8%
2023: 4.8%
2019 → 2025
Net result
€256▼ 97.1%
2023 · €9k
2019: €-3k
2020: €-11k
2021: €9k
2022: €-6k
2023: €9k
2019 → 2025
Working capital
€26k▼ 36.8%
2023 · €41k
2019: €47k
2020: €62k
2021: €67k
2022: €34k
2023: €41k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Turnover€74k-€46k▼ 37.8%€115k▲ 151%€172k▲ 49.9%€109k▼ 36.7%
Equity€30k-€39k▲ 29.8%€33k▼ 15.1%€42k▲ 27.0%€29k▼ 31.9%
Operating result€-8k-€7k€-8k€8k€-658
Net result€-11k-€9k€-6k€9k€256▼ 97.1%
Result per fiscal year
Operating resultNet result
The operating result is €-658 in 2025, compared with €8k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €32k
Fixed assets
€3k▲ 2.7%
Current assets
€29k▼ 50.6%
Equity and liabilities €32k
Equity
€29k▼ 31.9%
Debt
€3k▼ 84.5%
The debt ratio falls from 31.5% to 9.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€275▼
2023 · €14k
Cash flow
€1k▼
2023 · €14k
Solvency
90.5%▲
2023 · 68.5%
Current ratio
9.70▲
2023 · 3.35
Quick ratio
9.61▲
2023 · 3.31
Debt / equity
0.10▼
2023 · 0.46
ROE
0.9%▼
2023 · 21.3%
ROA
0.8%▼
2023 · 14.6%
Interest coverage
0.50▼
2023 · 15.76
Debt
€3k▼
2023 · €19k
Debt ≤ 1 year
€3k▼
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€61k€32k▼
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Furniture and vehicles24€2k€3k▲
Current assets29/58€59k€29k▼
Stocks and contracts in progress3€760€250▼
Stocks30/36€760€250▼
Amounts receivable within one year40/41€55k€13k▼
Trade receivables40€7k-
Other amounts receivable41€49k€13k▼
Cash at bank and in hand54/58€3k€6k▲
Deferred charges and accrued income490/1-€10k
Equity and liabilities
Total equity and liabilities10/49€61k€32k▼
Equity10/15€42k€29k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€34k€20k▼
Amounts payable17/49€19k€3k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€18k€3k▼
Trade debts44€14k€2k▼
Suppliers440/4€14k€2k▼
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Income statement
Code20232025
Turnover70€172k€109k▼
Goods, raw materials, services and sundry goods60/61€154k€104k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€933▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€18k€5k▼
Operating profit (loss)9901€8k€-658▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€859€551▼
Recurring financial charges65€859€551▼
Profit (loss) for the period before taxes9903€9k€256▼
Profit (loss) for the period9904€9k€256▼
Profit (loss) for the period to be appropriated9905€9k€256▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€20k▼
Profit (loss) brought forward from the previous period14P€25k€20k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
30-06
Financial
Liquidity triplescurrent ratio 9.70
Current ratio from 3.35 to 9.70; short-term debt falls from €18k to €3k.
2024
16-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
10-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 10 days late
2022
03-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 3 days late
2021
30-06
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 9 days late
2020
30-06
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
15-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
15-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 288 days late
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
25-02
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-03-2019
Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grevelingenstraat 401000 BrusselGround area
73 m²
Building footprint
73 m²
Volume, LiDAR
988 m³
Parcel 21806F0083/00K002, Brussels · tallest building 16.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Nico's
since 20122.213.016.396
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0083/00K002 | Brussels | 73 m² | 1 · 73 m² | 16.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.213.016.396
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CoffeeJunkies
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 4,089 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-10-2012
Fiscal year end30-06
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.