BUKLO
ActiveBUKLO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €43k. Equity is growing by ~45.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 679 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+10
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 8.1 against 6.22 in 2024; short-term debt: 10.4% and cash: 35.5% of total assets), and 13.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.1%
Return on assets
21.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
36 d early
2023
13 d early
2022
95 d early
2021
27 d early
2020
11 d late
2019
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€175k▲ 31.6%
2024 · €133k
2018: €-11k
2019: €5k
2020: €48k
2021: €40k
2022: €67k
2023: €113k
2024: €133k
2018 → 2025
Total assets
€204k▲ 19.0%
2024 · €171k
2018: €147k
2019: €157k
2020: €217k
2021: €164k
2022: €95k
2023: €135k
2024: €171k
2018 → 2025
Net result
€43k▲ 99.1%
2024 · €22k
2018: €-6k
2019: €15k
2020: €51k
2021: €-8k
2022: €28k
2023: €46k
2024: €22k
2018 → 2025
Working capital
€150k▲ 22.1%
2024 · €123k
2018: €-10k
2019: €35k
2020: €67k
2021: €37k
2022: €50k
2023: €99k
2024: €123k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€67k▲ 68.4%€113k▲ 67.3%€133k▲ 18.4%€175k▲ 31.6%
Operating result€-9k-€46k€65k▲ 41.9%€35k▼ 46.4%€66k▲ 87.7%
Net result€-8k-€28k€46k▲ 63.8%€22k▼ 53.2%€43k▲ 99.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 88% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204k
Fixed assets
€32k▲ 32.3%
Current assets
€172k▲ 16.9%
Equity and liabilities €204k
Equity
€175k▲ 31.6%
Debt
€28k▼ 25.3%
The debt ratio falls from 22.1% to 13.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69k▲
2024 · €40k
Cash flow
€46k▲
2024 · €26k
Solvency
86.1%▲
2024 · 77.9%
Current ratio
8.10▲
2024 · 6.22
Quick ratio
8.10▲
2024 · 6.22
Debt / equity
0.16▼
2024 · 0.28
ROE
24.5%▲
2024 · 16.2%
ROA
21.1%▲
2024 · 12.6%
Interest coverage
14.96▲
2024 · 9.81
Debt
€28k▼
2024 · €38k
Debt ≤ 1 year
€21k▼
2024 · €24k
Debt > 1 year
€7k▼
2024 · €14k
Income taxes
€18k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€171k€204k▲
Fixed assets21/28€24k€32k▲
Tangible fixed assets22/27€24k€32k▲
Land and buildings22€22k€21k▼
Plant, machinery and equipment23€575€0▼
Furniture and vehicles24€1k€11k▲
Financial fixed assets28€0-
Current assets29/58€147k€172k▲
Amounts receivable within one year40/41€88k€98k▲
Trade receivables40€13k€13k▲
Other amounts receivable41€75k€85k▲
Cash at bank and in hand54/58€59k€72k▲
Deferred charges and accrued income490/1€426€1k▲
Equity and liabilities
Total equity and liabilities10/49€171k€204k▲
Equity10/15€133k€175k▲
Contributions10/11€7k€7k=
Reserves13€127k€169k▲
Distributable reserves133€127k€169k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€38k€28k▼
Amounts payable after more than one year17€14k€7k▼
Financial debts170/4€14k€6k▼
Other amounts payable178/9€180€180=
Amounts payable within one year42/48€24k€21k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€11k€9k▼
Other amounts payable47/48€833€833=
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Non-recurring operating income76A€5k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€41k€71k▲
Operating profit (loss)9901€35k€66k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€31k€61k▲
Income taxes67/77€9k€18k▲
Profit (loss) for the period9904€22k€43k▲
Profit (loss) for the period to be appropriated9905€22k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€43k▲
Transfer to equity691/2€21k€42k▲
To other reserves6921€21k€42k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €175k ▲31.6%
4 profitable years in a row build equity to €175k.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €113k ▲67.3%
2 profitable years in a row build equity to €113k.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-8k ▼115%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-12
Financial
Highest result since 2018net €51k ▲236%
Operating result €69k, net result €51k, both a record.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.10
Current ratio from 0.72 to 2.10; short-term debt falls from €36k to €32k.
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Casinostraat 259100 Sint-NiklaasGround area
207 m²
Building footprint
142 m²
Volume, LiDAR
1,070 m³
Parcel 46443E0362/00Z007, Flanders · tallest building 14.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BUKLO
since 20072.164.905.089
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46443E0362/00Z007 | Flanders | 207 m² | 1 · 142 m² | 14.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Tuyware
BE 0678.905.176
Destelbergen · Eq €177k
XIMAS
BE 0644.807.005
Tienen · Eq €177k
GRAPIFY
BE 1029.270.958
Watermaal-Bosvoorde · Eq €178k
Vega Systems Management
BE 0867.778.034
Mechelen · Eq €172k
EURESISOFT
BE 0872.628.826
Plombières · Eq €171k
Of 1,284 companies in sector 58290 we hold annual accounts for 593. 469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2007
Fiscal year end31-12
Activities, NACEBEL
58290Other software publishing
72210
62020IT consultancy
62200Computer consultancy and computer facilities management
71121Engineering and related technical consultancy, excluding land surveyors
72100
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.