BUIZEMONT
ActiveThe annual accounts of BUIZEMONT for fiscal year 2025 show a net loss of 64% of the equity at the start of that year. The 2025 annual accounts show equity of €13k and a net result of €-23k. Equity is shrinking by ~20% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 20% of 9113 sector peers (fiscal year 2025). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▲+4
Solvency27▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 97.6% and cash: 0.3% of total assets), and 97.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.4%
Return on assets
-4.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-23k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9113 sector peers (2025).
NBB · sector comparisonPosition among 9113 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
24 d late
2023
30 d late
2022
30 d late
2021
122 d early
2020
7 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€13k▼ 64.1%
2024 · €35k
2018: €161k
2019: €146k
2020: €123k
2021: €111k
2022: €98k
2023: €76k
2024: €35k
2018 → 2025
Total assets
€531k▲ 1.0%
2024 · €526k
2018: €221k
2019: €200k
2020: €172k
2021: €152k
2022: €163k
2023: €453k
2024: €526k
2018 → 2025
Net result
€-23k▲ 43.6%
2024 · €-40k
2018: €-10k
2019: €-15k
2020: €-23k
2021: €-12k
2022: €-13k
2023: €-23k
2024: €-40k
2018 → 2025
Working capital
€-514k▼ 6.0%
2024 · €-485k
2018: €-4k
2019: €-3k
2020: €-9k
2021: €-7k
2022: €-35k
2023: €-345k
2024: €-485k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€111k-€98k▼ 11.6%€76k▼ 22.9%€35k▼ 53.2%€13k▼ 64.1%
Operating result€-12k-€-19k▼ 59.9%€-23k▼ 21.2%€-41k▼ 82.0%€-23k▲ 45.0%
Net result€-12k-€-13k▼ 9.5%€-23k▼ 74.6%€-40k▼ 79.1%€-23k▲ 43.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23k in 2025 against €41k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €531k
Fixed assets
€527k▲ 1.2%
Current assets
€5k▼ 14.2%
Equity and liabilities €531k
Equity
€13k▼ 64.1%
Debt
€518k▲ 5.7%
The debt ratio rises from 93.2% to 97.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-6k▲
2024 · €-24k
Cash flow
€-6k▲
2024 · €-24k
Solvency
2.4%▼
2024 · 6.8%
Current ratio
0.01▼
2024 · 0.01
Quick ratio
0.01▼
2024 · 0.01
Debt / equity
40.70▲
2024 · 13.81
ROE
-178.7%▼
2024 · -113.6%
ROA
-4.3%▲
2024 · -7.7%
Interest coverage
-25.44▲
2024 · -496.38
Debt
€518k▲
2024 · €490k
Debt ≤ 1 year
€518k▲
2024 · €490k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€526k€531k▲
Fixed assets21/28€520k€527k▲
Tangible fixed assets22/27€520k€527k▲
Land and buildings22€82k€70k▼
Plant, machinery and equipment23€40k€36k▼
Assets under construction and advance payments27€398k€421k▲
Current assets29/58€5k€5k▼
Amounts receivable within one year40/41-€3k
Trade receivables40-€3k
Cash at bank and in hand54/58€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€526k€531k▲
Equity10/15€35k€13k▼
Contributions10/11€223k€223k=
Capital10€223k€223k=
Issued capital100€223k€223k=
Reserves13€138€138=
Non-distributable reserves130/1€138€138=
Legal reserve130€138€138=
Profit (loss) carried forward14€-188k€-211k▼
Amounts payable17/49€490k€518k▲
Amounts payable within one year42/48€490k€518k▲
Taxes, remuneration and social security45€162€550▲
Taxes450/3€162€550▲
Other amounts payable47/48€490k€518k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k=
Other operating charges640/8€3k€3k▼
Gross operating margin9900€-21k€-3k▲
Operating profit (loss)9901€-41k€-23k▲
Financial income75/76B€683-
Recurring financial income75€683-
Financial charges65/66B€49€226▲
Recurring financial charges65€49€226▲
Profit (loss) for the period before taxes9903€-40k€-23k▲
Profit (loss) for the period9904€-40k€-23k▲
Profit (loss) for the period to be appropriated9905€-40k€-23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-188k€-211k▼
Profit (loss) brought forward from the previous period14P€-147k€-188k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
31-12
Financial
Weakest financial yearnet €-40k
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voskensstraat(Ove) 509500 GeraardsbergenGround area
422 m²
Building footprint
189 m²
Volume, LiDAR
2,711 m³
Parcel 41056B0347/00C000, Flanders · tallest building 26.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Voskensstraat(Ove) 50, 9500 Geraardsbergen
since 20092.262.855.392
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41056B0347/00C000 | Flanders | 422 m² | 1 · 188 m² | 26.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ODYSSEE 2045
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,380. 2,085 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-02-1988
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.