BUILT TO BUILD
ActiveSummary
BUILT TO BUILD has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €169k and a net result of €-5k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 43% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability21▼-25
Solvency73▼-27
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 2.79 in 2024; short-term debt: 52% and cash: 74.6% of total assets), but 52.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
on the day
2022
16 d late
2021
6 d late
2020
30 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€169k▼ 2.8%
2024 · €174k
Total assets
€354k▲ 52.4%
2024 · €232k
Net result
€-5k
2024 · €3k
Working capital
€100k▼ 3.1%
2024 · €103k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3k▼ 61.0%€15k▲ 454%€11k▼ 24.4%€8k▼ 28.9%€2k▼ 76.2%
Net result€-4▲ 99.8%€8k€6k▼ 24.3%€3k▼ 46.8%€-5k
Equity€165k=€174k▲ 5.1%€180k▲ 3.7%€174k▼ 3.7%€169k▼ 2.8%
Total assets€228k▼ 42.3%€238k▲ 4.7%€217k▼ 8.9%€232k▲ 7.1%€354k▲ 52.4%
Debt€62k▼ 72.8%€64k▲ 3.4%€37k▼ 43.0%€59k▲ 59.5%€185k▲ 216%
Working capital€61k▼ 12.4%€100k▲ 65.4%€108k▲ 8.1%€103k▼ 4.5%€100k▼ 3.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 76% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €354k
Fixed assets
€70k ▼ 2.3%
Current assets
€284k ▲ 76.6%
Equity and liabilities €354k
Equity
€169k ▼ 2.8%
Debt
€185k ▲ 216%
Debt's share of the balance-sheet total rises from 25.2% to 52.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €10k
Cash flow
€-3k▼
2024 · €5k
Current ratio
1.54▼
2024 · 2.79
Debt to equity
1.10▲
2024 · 0.34
ROE
-2.9%▼
2024 · 2.0%
ROA
-1.4%▼
2024 · 1.5%
Interest coverage
0.51▼
2024 · 3.10
Debt ≤ 1 year
€184k▲
2024 · €58k
Income taxes
€-45▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €2k | €2k | €2k | €2k | = |
| Other operating charges640/8 | €980 | €466 | €501 | €513 | €544 | ▲ 5.9% |
| Gross operating margin9900 | €6k | €17k | €13k | €10k | €4k | ▼ 59.7% |
| Operating profit (loss)9901 | €3k | €15k | €11k | €8k | €2k | ▼ 76.2% |
| Financial charges65/66B | €3k | €2k | €2k | €3k | €7k | ▲ 123% |
| Recurring financial charges65 | €3k | €2k | €2k | €3k | €7k | ▲ 123% |
| Profit (loss) for the period before taxes9903 | €-4 | €12k | €9k | €5k | €-5k | ▼ 203% |
| Income taxes67/77 | - | €4k | €2k | €1k | €-45 | ▼ 103% |
| Profit (loss) for the period9904 | €-4 | €8k | €6k | €3k | €-5k | ▼ 244% |
| Profit (loss) for the period to be appropriated9905 | €-4 | €8k | €6k | €3k | €-5k | ▼ 244% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €228k | €238k | €217k | €232k | €354k | ▲ 52.4% |
| Fixed assets21/28 | €106k | €75k | €73k | €71k | €70k | ▼ 2.3% |
| Tangible fixed assets22/27 | €106k | €75k | €73k | €71k | €70k | ▼ 2.3% |
| Land and buildings22 | €106k | €75k | €73k | €71k | €70k | ▼ 2.3% |
| Current assets29/58 | €122k | €164k | €144k | €161k | €284k | ▲ 76.6% |
| Amounts receivable within one year40/41 | €105k | €41k | €18k | €31k | €20k | ▼ 34.1% |
| Trade receivables40 | €18k | €39k | €18k | €31k | €18k | ▼ 40.6% |
| Other amounts receivable41 | €87k | €2k | - | €0 | €2k | ▲ 513,000% |
| Cash at bank and in hand54/58 | €17k | €123k | €126k | €130k | €264k | ▲ 103% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €228k | €238k | €217k | €232k | €354k | ▲ 52.4% |
| Equity10/15 | €165k | €174k | €180k | €174k | €169k | ▼ 2.8% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €147k | €155k | €162k | €155k | €150k | ▼ 3.2% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €145k | €153k | €160k | €153k | €148k | ▼ 3.2% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €62k | €64k | €37k | €59k | €185k | ▲ 216% |
| Amounts payable within one year42/48 | €61k | €64k | €36k | €58k | €184k | ▲ 220% |
| Taxes, remuneration and social security45 | €790 | €8k | €6k | €5k | €3k | ▼ 35.8% |
| Taxes450/3 | €790 | €8k | €6k | €5k | €3k | ▼ 35.8% |
| Other amounts payable47/48 | €61k | €55k | €30k | €53k | €181k | ▲ 243% |
| Accrued charges and deferred income492/3 | €861 | €960 | €999 | €1k | €1k | ▲ 8.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-4 | €8k | €6k | €3k | €-5k | ▼ 244% |
| + Depreciation and write-downs630 | €3k | €2k | €2k | €2k | €2k | = |
| Operating cash flow (approximation) | €3k | €10k | €8k | €5k | €-3k | ▼ 165% |
| Investment in fixed assets (approximation) | - | €29k | €0 | €0 | €0 | - |
| Change in cash | - | €106k | €3k | €4k | €134k | ▲ 2,918% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
30-09
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
06-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 6 days late
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 4 days late
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2009
Ground area
1,734 m²
Building footprint
512 m²
Volume, LiDAR
3,152 m³
2 parcels, Flanders · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Kortrijksestraat 175, 8520 Kuurne
since 20092.177.453.327
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023C0437/00G000 | Flanders | 1,356 m² | 1 · 331 m² | 4.5 m · 1 fl. |
| 46445D0878/00V002 | Flanders | 378 m² | 1 · 181 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 40,688 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-01-2009
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.