BUILDWAYS
ActiveBUILDWAYS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.07M and a net result of €116k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 95% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+18
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 18.55 against 10.25 in 2024; short-term debt: 2.8% and cash: 6.3% of total assets), and 2.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.2%
Return on assets
10.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
21 d late
2023
49 d late
2022
30 d late
2021
3 d early
2020
13 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.07M▼ 0.4%
2024 · €1.08M
2018: €600k
2019: €728k
2020: €921k
2021: €1.23M
2022: €992k
2023: €1.03M
2024: €1.08M
2018 → 2025
Total assets
€1.10M▼ 2.5%
2024 · €1.13M
2018: €779k
2019: €767k
2020: €990k
2021: €1.29M
2022: €1.12M
2023: €1.09M
2024: €1.13M
2018 → 2025
Net result
€116k▼ 19.1%
2024 · €144k
2018: €189k
2019: €128k
2020: €194k
2021: €425k
2022: €-107k
2023: €88k
2024: €144k
2018 → 2025
Working capital
€535k▲ 6.0%
2024 · €505k
2018: €347k
2019: €505k
2020: €715k
2021: €956k
2022: €760k
2023: €829k
2024: €505k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.23M-€992k▼ 19.3%€1.03M▲ 4.3%€1.08M▲ 4.0%€1.07M▼ 0.4%
Operating result€614k-€-55k€3k€122k▲ 3,851%€164k▲ 35.1%
Net result€425k-€-107k€88k€144k▲ 63.2%€116k▼ 19.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 35% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.10M
Fixed assets
€537k▼ 5.9%
Current assets
€566k▲ 1.1%
Equity and liabilities €1.10M
Equity
€1.07M▼ 0.4%
Debt
€31k▼ 44.1%
The debt ratio falls from 4.8% to 2.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€204k▲
2024 · €168k
Cash flow
€156k▼
2024 · €190k
Solvency
97.2%▲
2024 · 95.2%
Current ratio
18.55▲
2024 · 10.25
Quick ratio
18.55▲
2024 · 10.25
Debt / equity
0.03▼
2024 · 0.05
ROE
10.8%▼
2024 · 13.3%
ROA
10.5%▼
2024 · 12.7%
Interest coverage
12.46▲
2024 · 3.49
Debt
€31k▼
2024 · €55k
Debt ≤ 1 year
€31k▼
2024 · €55k
Income taxes
€53k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.10M▼
Fixed assets21/28€571k€537k▼
Tangible fixed assets22/27€571k€537k▼
Land and buildings22€523k€505k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€30k€17k▼
Other tangible fixed assets26€16k€13k▼
Current assets29/58€560k€566k▲
Amounts receivable after more than one year29€72k€53k▼
Other amounts receivable291€72k€53k▼
Amounts receivable within one year40/41€77k€71k▼
Trade receivables40€19k€42k▲
Other amounts receivable41€58k€29k▼
Current investments50/53€369k€370k▲
Cash at bank and in hand54/58€37k€70k▲
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.10M▼
Equity10/15€1.08M€1.07M▼
Contributions10/11€12k€12k=
Reserves13€596k€537k▼
Tax-exempt reserves132€339€339=
Distributable reserves133€595k€537k▼
Profit (loss) carried forward14€468k€523k▲
Amounts payable17/49€55k€31k▼
Amounts payable within one year42/48€55k€31k▼
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€20k€25k▲
Taxes450/3€20k€25k▲
Other amounts payable47/48€27k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€40k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€172k€210k▲
Operating profit (loss)9901€122k€164k▲
Financial income75/76B€99k€21k▼
Recurring financial income75€99k€21k▼
Financial charges65/66B€48k€16k▼
Recurring financial charges65€48k€16k▼
Profit (loss) for the period before taxes9903€173k€169k▼
Income taxes67/77€29k€53k▲
Profit (loss) for the period9904€144k€116k▼
Profit (loss) for the period to be appropriated9905€144k€116k▼
Appropriation of the result
Profit (loss) to be appropriated9906€536k€584k▲
Profit (loss) brought forward from the previous period14P€393k€468k▲
Transfer from equity791/2€64k€120k▲
Transfer to equity691/2€30k€61k▲
To other reserves6921€30k€61k▲
Profit to be distributed694/7€102k€120k▲
Return on contributions (dividend)694€102k€120k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
31-12
Financial
Back to profitnet €88k
Net result €88k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 15.77
Current ratio from 7.08 to 15.77; short-term debt falls from €125k to €56k.
31-12
Financial
Equity above €1MEq €1.03M ▲4.3%
Equity rises from €992k to €1.03M.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-107k ▼125%
Net result drops to €-107k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €425k ▲120%
Operating result €614k, net result €425k, both a record.
31-12
Financial
Equity above €1MEq €1.23M ▲33.5%
4 profitable years in a row build equity to €1.23M.
17-08
State Gazette act
General meeting · Board meeting
Director resignation · Member resignation
17-08
State Gazette act
General meeting · Board meeting
Director resignation · Member resignation
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
01-04
State Gazette act
Board meeting · Director resignation
Director appointment · Power of attorney
01-04
State Gazette act
Board meeting · Director resignation
Permanent representative · Director appointment
2020
14-12
State Gazette act
General meeting · Board meeting
Director reappointment · Director resignation
14-12
State Gazette act
General meeting · Director reappointment
Permanent representative · Director resignation
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
25-05
State Gazette act
General meeting · Legal-form conversion
Director resignation · Permanent representative
25-05
State Gazette act
General meeting · Legal-form conversion
Director resignation · Unavailable equity
21-04
State Gazette act
General meeting · Purpose change
Legal-form conversion · Capital · Isabelle RAES
2019
31-12
Financial
Liquidity times 5current ratio 13.77
Current ratio from 2.93 to 13.77; short-term debt falls from €179k to €40k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
04-12
State Gazette act
General meeting · Director reappointment
Permanent representative · Board meeting
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
13-07
State Gazette act
General meeting · Board meeting
Director resignation · Permanent representative
13-07
State Gazette act
General meeting · Board meeting
Director resignation · Permanent representative
2017
05-12
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2015
18-12
State Gazette act
General meeting · Director reappointment
Permanent representative · Auditor appointment
2014
03-12
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2012
24-07
State Gazette act
General meeting · Director resignation
Director appointment · Director reappointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Naalstraat 412570 DuffelGround area
1,223 m²
Building footprint
147 m²
Volume, LiDAR
1,137 m³
Parcel 12302D0483/00F000, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BUILDWAYS
since 20112.201.082.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12302D0483/00F000 | Flanders | 1,223 m² | 1 · 147 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
15 connected companiesNetwork connections
Shared director
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Show 11 more network connections
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Ownership & control
5 partiesBUILDWAYSBE 0837.864.818
controls
Where this company holds controlthis company sits on their board5
4 subsidiaries · 19 locations
2 subsidiaries · 1 location
1 subsidiary · 1 location
1 location
1 location
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,403 EUR awarded · 1,403 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 90 EUR |
| 2024 | 1 | 90 EUR | 0 EUR |
| 2022 | 1 | 1,313 EUR | 1,313 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 27,089 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.