Equity
€1.1m ▼ 0.4%
BUILDWAYS paid out €120,000 in dividends. That is 103% of the 2025 profit.
BUILDWAYS
Lifetime
14 annual accounts with figures on one time axispeak €658,847 (2021)
€209,898▲ 22.1%
lowest -€106,561 (2022)
€116,100▼ 19.1%
peak €1.2m (2021)
€1.1m▼ 0.4%
€30,505▼ 44.1%
Board2 names since 2011
2 directorsBLATON Helen Peggy and 1 other
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €171,911 to €209,898Dividend €120,000Debts from €54,595 to €30,505Cash from €36,928 to €69,975
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 56% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 28 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €1.1m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €1.1m (97.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 49% on liquidity, 49% on profitability and 38% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as BUILDWAYS has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of BUILDWAYS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for BUILDWAYS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 18.55 (10.25 in 2024), above the usual 1.5. Short-term debt is 2.8% and cash 6.3% of total assets. 2.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
21 days late
2023
49 days late
2022
30 days late
2021
3 days early
2020
13 days late
2019
53 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0837864818
Changes of role: PEETERS Marc William Maria (director) and BLATON Helen Peggy (director)
Director discharge: PEETERS Marc William Maria · Director discharge: BLATON Helen Peggy · General meeting of 22-09-2023 · Gazette deed
First establishment
Naalstraat 41, Duffel
Incorporation
published on 27-07-2011 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as BUILDWAYS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €988,000 and €1.3m, founded between 2009 and 2012.
Official details
Source: KBO- Status
- Active since 08-07-2011Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.201.082.4282570 Duffel, since 14-07-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Insights on BUILDWAYS
BUILDWAYS files the micro format. That format states no turnover. The gross margin fell from €218,199 in 2012 to €209,898 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BUILDWAYS
- What is the company number of BUILDWAYS?
- The company number of BUILDWAYS is 0837.864.818. The VAT number is the same number with BE in front: BE 0837.864.818.
- Where is BUILDWAYS based?
- The registered office is at Naalstraat 41, 2570 Duffel.Company details
- What does BUILDWAYS do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of BUILDWAYS?
- BUILDWAYS is a private limited company (BV).
- When was BUILDWAYS founded?
- BUILDWAYS was founded on 08-07-2011.
- Is BUILDWAYS still active?
- Yes, BUILDWAYS is an active enterprise in the KBO register.
- What is the turnover of BUILDWAYS?
- The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €209,898 and 109 comparable companies (NACE 70200). It probably lies between €300,000 and €420,000.Financials
- Is BUILDWAYS profitable?
- In financial year 2025, BUILDWAYS made a profit of €116,100.
- Where can I find the annual accounts of BUILDWAYS?
- BUILDWAYS filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BUILDWAYS due?
- BUILDWAYS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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