BUILDUP
ActiveSummary
The computed 12-month bankruptcy probability of BUILDUP is 1.8% (moderate). The 2025 annual accounts show equity of €1.12M and a net result of €30k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 88% of 27786 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+3
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 2.72 against 5.95 in 2024; short-term debt: 13.7% and cash: 2.2% of total assets), and 15.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.1%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
10 d early
2024
28 d late
2023
10 d early
2022
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.12M▲ 0.8%
2024 · €1.11M
2023: €1.11M
2024: €1.11M
2023 → 2025
Total assets
€1.33M▲ 9.4%
2024 · €1.22M
2023: €1.21M
2024: €1.22M
2023 → 2025
Net result
€30k▲ 37,240%
2024 · €80
2023: €56k
2024: €80
2023 → 2025
Working capital
€312k▲ 5.3%
2024 · €297k
2023: €298k
2024: €297k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€1.11M-€1.11M=€1.12M▲ 0.8%
Operating result€63k-€2k▼ 96.9%€47k▲ 2,321%
Net result€56k-€80▼ 99.9%€30k▲ 37,240%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,321% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.33M
Fixed assets
€835k ▼ 2.7%
Current assets
€494k ▲ 38.6%
Equity and liabilities €1.33M
Equity
€1.12M ▲ 0.8%
Provisions
€22k ▼ 8.8%
Debt
€189k ▲ 132%
Debt's share of the balance-sheet total rises from 6.7% to 14.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€77k▲
2024 · €31k
Cash flow
€60k▲
2024 · €29k
Current ratio
2.72▼
2024 · 5.95
Quick ratio
2.50▼
2024 · 5.95
Debt to equity
0.17▲
2024 · 0.07
ROE
2.7%▲
2024 · 0.0%
ROA
2.3%▲
2024 · 0.0%
Interest coverage
109.74▲
2024 · 36.76
Debt ≤ 1 year
€182k▲
2024 · €60k
Debt > 1 year
€7k▼
2024 · €22k
Income taxes
€18k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.22M€1.33M▲
Fixed assets21/28€859k€835k▼
Tangible fixed assets22/27€596k€572k▼
Land and buildings22€590k€566k▼
Plant, machinery and equipment23€398€800▲
Furniture and vehicles24€5k€5k▲
Financial fixed assets28€263k€263k=
Current assets29/58€357k€494k▲
Stocks and contracts in progress3-€39k
Contracts in progress37-€39k
Amounts receivable within one year40/41€342k€426k▲
Trade receivables40€23k€79k▲
Other amounts receivable41€319k€347k▲
Cash at bank and in hand54/58€15k€29k▲
Deferred charges and accrued income490/1€375€339▼
Equity and liabilities
Total equity and liabilities10/49€1.22M€1.33M▲
Equity10/15€1.11M€1.12M▲
Contributions10/11€23k€23k=
Reserves13€1.08M€1.09M▲
Tax-exempt reserves132€95k€88k▼
Distributable reserves133€989k€1.00M▲
Profit (loss) carried forward14€3k€3k=
Provisions and deferred taxes16€24k€22k▼
Deferred taxes168€24k€22k▼
Amounts payable17/49€82k€189k▲
Amounts payable after more than one year17€22k€7k▼
Financial debts170/4€22k€7k▼
Amounts payable within one year42/48€60k€182k▲
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€19k€106k▲
Suppliers440/4€19k€106k▲
Taxes, remuneration and social security45€11k€40k▲
Taxes450/3€11k€40k▲
Other amounts payable47/48€16k€22k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€30k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€37k€84k▲
Operating profit (loss)9901€2k€47k▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€834€706▼
Recurring financial charges65€834€706▼
Profit (loss) for the period before taxes9903€1k€46k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€3k€18k▲
Profit (loss) for the period9904€80€30k▲
Transfer from tax-exempt reserves789€6k€6k=
Profit (loss) for the period to be appropriated9905€6k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€39k▲
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer from equity791/2-€22k
Transfer to equity691/2€6k€36k▲
To other reserves6921€6k€36k▲
Profit to be distributed694/7-€22k
Return on contributions (dividend)694-€22k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €80 ▼99.9%
Net result drops to €80, the lowest in the series; recovery starts the following year.
21-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lendelede · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Harelbeeksestraat 248860 LendeledeGround area
9,185 m²
Building footprint
415 m²
Volume, LiDAR
2,209 m³
Parcel 34025C0675/00B000, Flanders · tallest building 15.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BUILDUP
since 20212.324.139.301
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34025C0675/00B000 | Flanders | 9,185 m² | 1 · 415 m² | 15.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLendelede2.324.139.301
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Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 4,116 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
46831Wholesale of construction materials, general range
74130Interior design
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:buildup@telenet.be