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BuildingStories

Active
Private limited companyfounded 20179 yrs activePlein(Kor) 13, 8500 Kortrijk, BelgiumKBO/BCE: BE 0669.645.834
Summary

BuildingStories has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€150,719) and a net result of -€160,093. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 8871 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-26
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.77 against 0.99 in 2024; short-term debt: 126.3% and cash: 68.2% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-26.3%
Return on assets
-27.9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€150,719
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
42 d late
2024
29 d late
2023
26 d late
2022
32 d late
2021
16 d early
2020
16 d late
2019
45 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BuildingStories was incorporated on 16 January 2017.1 Total assets rose from EUR 57,431 in 2018 to EUR 572,995 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
-€150,719
2024 · €9,374
Total assets
€572,995▼ 49.6%
2024 · €1.1m
Net result
-€160,093▲ 30.6%
2024 · -€230,527
Working capital
-€167,853▼ 2,149%
2024 · -€7,463
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€89,881▲ 311%€379,834▲ 323%€20,821▼ 94.5%-€209,386-€147,931▲ 29.4%
Net result-€2,636below the sector's middle half€196,938above the sector's middle half-€11,029below the sector's middle half-€230,527below the sector's middle half▼ 1,990%-€160,093below the sector's middle half▲ 30.6%
Equity€41,641below the sector's middle half▼ 6.0%€238,579within the sector's middle half▲ 473%€239,900within the sector's middle half▲ 0.6%€9,374below the sector's middle half▼ 96.1%-€150,719below the sector's middle half
Total assets€1.5mwithin the sector's middle half▲ 60.7%€1.8mwithin the sector's middle half▲ 19.1%€2.0mwithin the sector's middle half▲ 12.0%€1.1mwithin the sector's middle half▼ 42.5%€572,995within the sector's middle half▼ 49.6%
Debt€1.4m▲ 64.1%€1.5m▲ 6.0%€1.7m▲ 13.8%€1.1m▼ 35.2%€723,715▼ 35.8%
Working capital€19,288within the sector's middle half▼ 0.3%€211,483within the sector's middle half▲ 996%€217,118within the sector's middle half▲ 2.7%-€7,463within the sector's middle half-€167,853below the sector's middle half▼ 2,149%
Solvency2.8%below the sector's middle half▼ 2.0pp13.5%below the sector's middle half▲ 10.7pp12.1%below the sector's middle half▼ 1.4pp0.8%below the sector's middle half▼ 11.3pp-26.3%below the sector's middle half▼ 27.1pp
Current ratio1.01within the sector's middle half▼ 0.011.14within the sector's middle half▲ 0.131.12within the sector's middle half▼ 0.010.99within the sector's middle half▼ 0.130.77within the sector's middle half▼ 0.23
Return on assets (ROA)-0.2%below the sector's middle half▼ 0.9pp11.2%within the sector's middle half▲ 11.3pp-0.6%below the sector's middle half▼ 11.7pp-20.3%below the sector's middle half▼ 19.7pp-27.9%below the sector's middle half▼ 7.6pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€400,000-€200,000€0€200,000€400,000Operating result 2021: €89,881€89,881Net result 2021: -€2,636-€2,636Operating result 2022: €379,834€379,834Net result 2022: €196,938€196,938Operating result 2023: €20,821€20,821Net result 2023: -€11,029-€11,029Operating result 2024: -€209,386-€209,386Net result 2024: -€230,527-€230,527Operating result 2025: -€147,931-€147,931Net result 2025: -€160,093-€160,09320212022202320242025-€300,000-€200,000-€100,000€0Operating result 2023: €20,821€20,800Net result 2023: -€11,029-€11,000Operating result 2024: -€209,386-€209,000Net result 2024: -€230,527-€231,000Operating result 2025: -€147,931-€148,000Net result 2025: -€160,093-€160,000202320242025
The operating result stays negative: a loss of €147,931 in 2025 against €209,386 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €572,995
Fixed assets €17,134 ▼ 6.9%
Current assets €555,862 ▼ 50.3%
Equity and liabilities
Equity-€150,719
Debt€723,715
Equity is negative: debt (€723,715) exceeds the balance-sheet total (€572,995).
Key figures and ratios
2025 value · change against 2024
EBITDA
-€145,531▲
2024 · -€205,007
Cash flow
-€157,693▲
2024 · -€226,148
Interest coverage
-11.57▼
2024 · -9.03
Debt ≤ 1 year
€723,715▼
2024 · €1.1m
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 562 companies that looked in July 2024 the way this one looks now, 7.1% went bankrupt within 24 months and 87% are still going.

  • Small
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.1% went bankrupt
4.8% stopped otherwise
87% still going

A further 1.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 562 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.1m€572,995▼
Fixed assets21/28€18,404€17,134▼
Intangible fixed assets21€925€0▼
Tangible fixed assets22/27€8,253€7,908▼
Land and buildings22€6,527€6,072▼
Furniture and vehicles24€1,726€1,835▲
Financial fixed assets28€9,226€9,226=
Current assets29/58€1.1m€555,862▼
Stocks and contracts in progress3€25,000€0▼
Stocks30/36€25,000€0▼
Amounts receivable within one year40/41€298,564€164,597▼
Trade receivables40€291,582€155,688▼
Other amounts receivable41€6,982€8,909▲
Cash at bank and in hand54/58€785,926€390,946▼
Deferred charges and accrued income490/1€8,074€319▼
Equity and liabilities
Total equity and liabilities10/49€1.1m€572,995▼
Equity10/15€9,374-€150,719▼
Contributions10/11€18,550€18,550=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14-€9,176-€169,269▼
Amounts payable17/49€1.1m€723,715▼
Amounts payable within one year42/48€1.1m€723,715▼
Trade debts44€360,357€248,103▼
Suppliers440/4€360,357€248,103▼
Taxes, remuneration and social security45€68,920€0▼
Taxes450/3€68,920€0▼
Other amounts payable47/48€695,750€475,612▼
Accrued charges and deferred income492/3€1,568€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,379€2,400▼
Other operating charges640/8€1,075€998▼
Gross operating margin9900-€203,933-€144,533▲
Operating profit (loss)9901-€209,386-€147,931▲
Financial income75/76B€1,554€421▼
Recurring financial income75€1,554€421▼
Financial charges65/66B€22,695€12,582▼
Recurring financial charges65€22,695€12,582▼
Profit (loss) for the period before taxes9903-€230,527-€160,093▲
Profit (loss) for the period9904-€230,527-€160,093▲
Profit (loss) for the period to be appropriated9905-€230,527-€160,093▲
Appropriation of the result
Profit (loss) to be appropriated9906-€230,527-€169,269▲
Profit (loss) brought forward from the previous period14P--€9,176
Transfer from equity791/2€221,350€0▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,120€5,877€5,918€4,379€2,400▼ 45.2%
Other operating charges640/8€6,652€868€53,887€1,075€998▼ 7.1%
Gross operating margin9900€100,653€386,579€80,626-€203,933-€144,533▲ 29.1%
Operating profit (loss)9901€89,881€379,834€20,821-€209,386-€147,931▲ 29.4%
Financial income75/76B€0€3,482€301€1,554€421▼ 72.9%
Recurring financial income75€0€3,482€301€1,554€421▼ 72.9%
Financial charges65/66B€88,597€117,927€32,150€22,695€12,582▼ 44.6%
Recurring financial charges65€88,597€117,927€32,150€22,695€12,582▼ 44.6%
Profit (loss) for the period before taxes9903€1,284€265,389-€11,029-€230,527-€160,093▲ 30.6%
Income taxes67/77€3,920€68,451€0---
Profit (loss) for the period9904-€2,636€196,938-€11,029-€230,527-€160,093▲ 30.6%
Profit (loss) for the period to be appropriated9905-€2,636€196,938-€11,029-€230,527-€160,093▲ 30.6%
Line20212022202320242025Change
Assets
Total assets20/58€1.5m€1.8m€2.0m€1.1m€572,995▼ 49.6%
Fixed assets21/28€22,353€27,096€22,783€18,404€17,134▼ 6.9%
Intangible fixed assets21-€7,232€4,078€925€0▼ 100%
Tangible fixed assets22/27€13,127€10,638€9,478€8,253€7,908▼ 4.2%
Land and buildings22€7,890€7,436€6,981€6,527€6,072▼ 7.0%
Furniture and vehicles24€5,237€3,203€2,497€1,726€1,835▲ 6.3%
Financial fixed assets28€9,226€9,226€9,226€9,226€9,226=
Current assets29/58€1.5m€1.7m€2.0m€1.1m€555,862▼ 50.3%
Stocks and contracts in progress3€1.1m€1.2m€669,405€25,000€0▼ 100%
Stocks30/36€1.1m€1.2m€669,405€25,000€0▼ 100%
Amounts receivable within one year40/41€75,406€47,020€281,991€298,564€164,597▼ 44.9%
Trade receivables40€75,406€47,020€268,822€291,582€155,688▼ 46.6%
Other amounts receivable41--€13,169€6,982€8,909▲ 27.6%
Cash at bank and in hand54/58€317,537€491,321€990,302€785,926€390,946▼ 50.3%
Deferred charges and accrued income490/1€2,479€47€12,672€8,074€319▼ 96.1%
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.8m€2.0m€1.1m€572,995▼ 49.6%
Equity10/15€41,641€238,579€239,900€9,374-€150,719▼ 1,708%
Contributions10/11€6,200€6,200€18,550€18,550€18,550=
Reserves13€1,555€232,379€221,350€0--
Non-distributable reserves130/1€1,555€1,555€0---
Reserves not available under the articles1311€1,555€1,555€0---
Distributable reserves133-€230,823€221,350€0--
Profit (loss) carried forward14€33,885€0--€9,176-€169,269▼ 1,745%
Amounts payable17/49€1.4m€1.5m€1.7m€1.1m€723,715▼ 35.8%
Amounts payable within one year42/48€1.4m€1.5m€1.7m€1.1m€723,715▼ 35.7%
Financial debts43€61,372€0----
Credit institutions430/8€61,372€0----
Trade debts44€158,292€348,315€622,067€360,357€248,103▼ 31.2%
Suppliers440/4€158,292€348,315€622,067€360,357€248,103▼ 31.2%
Taxes, remuneration and social security45€15,279€118,246€231,851€68,920€0▼ 100%
Taxes450/3€15,279€118,246€231,851€68,920€0▼ 100%
Other amounts payable47/48€1.2m€1.1m€883,334€695,750€475,612▼ 31.6%
Accrued charges and deferred income492/3---€1,568€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904-€2,636€196,938-€11,029-€230,527-€160,093▲ 30.6%
+ Depreciation and write-downs630€4,120€5,877€5,918€4,379€2,400▼ 45.2%
Operating cash flow (approximation)€1,483€202,815-€5,110-€226,148-€157,693▲ 30.3%
Investment in fixed assets (approximation)--€10,620-€1,605€0-€1,130-
Change in cash-€173,784€498,980-€204,376-€394,979▼ 93.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 42 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial Weakest financial yearnet -€230,527
Net result drops to -€230,527, the lowest in the series; recovery starts the following year.
26-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
01-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
31-12
Financial Back to profitnet €196,938
Net result €196,938 after one loss-making year.
31-12
Financial Equity above €200,000Eq €238,579 ▲473%
Equity rises from €41,641 to €238,579.
15-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 16 days late
2020
14-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 45 days late
2019
20-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 20 days late
2018
17-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
2,574 m²
Building footprint
435 m²
Volume, LiDAR
4,205 m³
Parcel 34353H1638/00A000, Flanders · tallest building 17.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BuildingStories
Plein(Kor) 13, 8500 KortrijkFinancial service activities, except insurance and pension funding
since 20172.263.329.407
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34353H1638/00A000 Flanders 2,574 m² 1 · 435 m² 17.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner · 1 holding

Owners 1

Holdings 1

According to the 2025 annual accounts of BuildingStories and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,601 companies in this sector we hold annual accounts for 52,629. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded16-01-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0669645834
Also 9925:BE0669645834
Registered 31-10-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.