BUILDING & MANAGEMENT
ActiveSummary
BUILDING & MANAGEMENT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €-49k. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 89% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-5
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 10.5 against 4.18 in 2024; short-term debt: 8.7% and cash: 45.9% of total assets), and 8.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.3%
Return on assets
-35.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-49k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
42 d early
2023
29 d early
2022
5 d early
2021
24 d late
2020
53 d early
2019
38 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€124k▼ 28.1%
2024 · €172k
2018: €184k
2019: €225k▲ +22.2% vs 2018
2020: €281k▲ +25.1% vs 2019
2021: €308k▲ +9.5% vs 2020highest in 8 years
2022: €275k▼ -10.7% vs 2021
2023: €262k▼ -4.6% vs 2022
2024: €172k▼ -34.3% vs 2023
2025: €124k▼ -28.1% vs 2024lowest in 8 years
2018 → 2025
Total assets
€136k▼ 38.6%
2024 · €221k
2018: €222k
2019: €240k▲ +8.1% vs 2018
2020: €320k▲ +33.3% vs 2019
2021: €350k▲ +9.5% vs 2020highest in 8 years
2022: €294k▼ -16.0% vs 2021
2023: €276k▼ -6.3% vs 2022
2024: €221k▼ -19.7% vs 2023
2025: €136k▼ -38.6% vs 2024lowest in 8 years
2018 → 2025
Net result
€-49k▼ 97.2%
2024 · €-25k
2018: €24k
2019: €41k▲ +67.3% vs 2018
2020: €56k▲ +37.8% vs 2019highest in 8 years
2021: €53k▼ -6.5% vs 2020
2022: €39k▼ -26.7% vs 2021
2023: €35k▼ -9.0% vs 2022
2024: €-25k▼ -170% vs 2023
2025: €-49k▼ -97.2% vs 2024lowest in 8 years
2018 → 2025
Working capital
€112k▼ 27.5%
2024 · €155k
2018: €182k
2019: €224k▲ +22.9% vs 2018
2020: €269k▲ +20.0% vs 2019
2021: €295k▲ +9.7% vs 2020highest in 8 years
2022: €256k▼ -13.2% vs 2021
2023: €246k▼ -4.2% vs 2022
2024: €155k▼ -36.9% vs 2023
2025: €112k▼ -27.5% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€308k-€275k▼ 10.7%€262k▼ 4.6%€172k▼ 34.3%€124k▼ 28.1%
2021: €308khighest in 5 years
2022: €275k▼ -10.7% vs 2021
2023: €262k▼ -4.6% vs 2022
2024: €172k▼ -34.3% vs 2023
2025: €124k▼ -28.1% vs 2024lowest in 5 years
Operating result€77k-€57k▼ 25.7%€50k▼ 12.1%€-24k€-48k▼ 102%
2021: €77khighest in 5 years
2022: €57k▼ -25.7% vs 2021
2023: €50k▼ -12.1% vs 2022
2024: €-24k▼ -147% vs 2023
2025: €-48k▼ -102% vs 2024lowest in 5 years
Net result€53k-€39k▼ 26.7%€35k▼ 9.0%€-25k€-49k▼ 97.2%
2021: €53khighest in 5 years
2022: €39k▼ -26.7% vs 2021
2023: €35k▼ -9.0% vs 2022
2024: €-25k▼ -170% vs 2023
2025: €-49k▼ -97.2% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €48k in 2025 against €24k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€11k ▼ 34.1%
Current assets
€124k ▼ 39.0%
Equity and liabilities €136k
Equity
€124k ▼ 28.1%
Debt
€12k ▼ 75.7%
Debt's share of the balance-sheet total falls from 22.0% to 8.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-42k▼
2024 · €-15k
Cash flow
€-43k▼
2024 · €-16k
Current ratio
10.50▲
2024 · 4.18
Debt to equity
0.10▼
2024 · 0.28
ROE
-39.2%▼
2024 · -14.3%
ROA
-35.8%▼
2024 · -11.1%
Interest coverage
-993.87▼
2024 · -108.02
Debt ≤ 1 year
€12k▼
2024 · €49k
Income taxes
€855▲
2024 · €842
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€221k€136k▼
Fixed assets21/28€17k€11k▼
Tangible fixed assets22/27€17k€11k▼
Land and buildings22€11k€9k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€2k€950▼
Leasing and similar rights25€2k-
Current assets29/58€204k€124k▼
Amounts receivable within one year40/41€35k€10k▼
Trade receivables40€15k-
Other amounts receivable41€20k€10k▼
Current investments50/53€50k€50k=
Cash at bank and in hand54/58€117k€62k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€221k€136k▼
Equity10/15€172k€124k▼
Contributions10/11€12k€12k=
Reserves13€185k€185k=
Distributable reserves133€185k€185k=
Profit (loss) carried forward14€-25k€-73k▼
Amounts payable17/49€49k€12k▼
Amounts payable within one year42/48€49k€12k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€41k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€6k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€-13k€-39k▼
Operating profit (loss)9901€-24k€-48k▼
Financial charges65/66B€139€42▼
Recurring financial charges65€139€42▼
Profit (loss) for the period before taxes9903€-24k€-48k▼
Income taxes67/77€842€855▲
Profit (loss) for the period9904€-25k€-49k▼
Profit (loss) for the period to be appropriated9905€-25k€-49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-73k▼
Profit (loss) brought forward from the previous period14P-€-25k
Transfer from equity791/2€65k-
Profit to be distributed694/7€65k-
Return on contributions (dividend)694€65k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €7k | €8k | €9k | €6k | ▼ 31.3% |
| Other operating charges640/8 | €2k | €2k | €3k | €2k | €3k | ▲ 2.3% |
| Gross operating margin9900 | €85k | €67k | €61k | €-13k | €-39k | ▼ 213% |
| Operating profit (loss)9901 | €77k | €57k | €50k | €-24k | €-48k | ▼ 102% |
| Financial income75/76B | - | €104 | €0 | - | - | - |
| Recurring financial income75 | - | €104 | €0 | - | - | - |
| Financial charges65/66B | €635 | €241 | €191 | €139 | €42 | ▼ 69.8% |
| Recurring financial charges65 | €635 | €241 | €191 | €139 | €42 | ▼ 69.8% |
| Profit (loss) for the period before taxes9903 | €76k | €57k | €50k | €-24k | €-48k | ▼ 101% |
| Income taxes67/77 | €23k | €18k | €15k | €842 | €855 | ▲ 1.5% |
| Profit (loss) for the period9904 | €53k | €39k | €35k | €-25k | €-49k | ▼ 97.2% |
| Profit (loss) for the period to be appropriated9905 | €53k | €39k | €35k | €-25k | €-49k | ▼ 97.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €350k | €294k | €276k | €221k | €136k | ▼ 38.6% |
| Fixed assets21/28 | €25k | €26k | €20k | €17k | €11k | ▼ 34.1% |
| Tangible fixed assets22/27 | €25k | €26k | €20k | €17k | €11k | ▼ 34.1% |
| Land and buildings22 | €5k | €8k | €7k | €11k | €9k | ▼ 16.6% |
| Plant, machinery and equipment23 | €3k | €4k | €3k | €2k | €1k | ▼ 36.7% |
| Furniture and vehicles24 | €505 | €3k | €4k | €2k | €950 | ▼ 54.2% |
| Leasing and similar rights25 | €16k | €11k | €7k | €2k | - | - |
| Current assets29/58 | €325k | €268k | €256k | €204k | €124k | ▼ 39.0% |
| Amounts receivable within one year40/41 | €20k | €30k | €14k | €35k | €10k | ▼ 72.7% |
| Trade receivables40 | €14k | €14k | - | €15k | - | - |
| Other amounts receivable41 | €6k | €16k | €14k | €20k | €10k | ▼ 53.1% |
| Current investments50/53 | - | - | - | €50k | €50k | = |
| Cash at bank and in hand54/58 | €303k | €235k | €239k | €117k | €62k | ▼ 46.7% |
| Deferred charges and accrued income490/1 | €2k | €3k | €3k | €2k | €2k | ▲ 15.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €350k | €294k | €276k | €221k | €136k | ▼ 38.6% |
| Equity10/15 | €308k | €275k | €262k | €172k | €124k | ▼ 28.1% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €296k | €263k | €250k | €185k | €185k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | - | - | - |
| Distributable reserves133 | €294k | €261k | €248k | €185k | €185k | = |
| Profit (loss) carried forward14 | - | - | - | €-25k | €-73k | ▼ 197% |
| Amounts payable17/49 | €42k | €19k | €13k | €49k | €12k | ▼ 75.7% |
| Amounts payable after more than one year17 | €12k | €8k | €3k | - | - | - |
| Financial debts170/4 | €12k | €8k | €3k | - | - | - |
| Amounts payable within one year42/48 | €30k | €11k | €10k | €49k | €12k | ▼ 75.7% |
| Current portion of amounts payable after more than one year42 | €4k | €4k | €4k | €3k | - | - |
| Trade debts44 | €1k | €2k | €3k | €2k | €3k | ▲ 13.6% |
| Suppliers440/4 | €1k | €2k | €3k | €2k | €3k | ▲ 13.6% |
| Taxes, remuneration and social security45 | €12k | €5k | - | €2k | - | - |
| Taxes450/3 | €12k | €5k | - | €2k | - | - |
| Other amounts payable47/48 | €12k | - | €3k | €41k | €9k | ▼ 78.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €53k | €39k | €35k | €-25k | €-49k | ▼ 97.2% |
| + Depreciation and write-downs630 | €6k | €7k | €8k | €9k | €6k | ▼ 31.3% |
| Operating cash flow (approximation) | €59k | €46k | €43k | €-16k | €-43k | ▼ 167% |
| Investment in fixed assets (approximation) | - | €-9k | €-2k | €-6k | €0 | ▲ 100% |
| Change in cash | - | €-69k | €5k | €-122k | €-55k | ▲ 55.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 10.50
Current ratio from 4.18 to 10.50; short-term debt falls from €49k to €12k.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 23.35
Current ratio from 10.84 to 23.35; short-term debt falls from €30k to €11k.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €56k ▲37.8%
Operating result €79k, net result €56k, both a record.
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 16.47
Current ratio from 5.86 to 16.47; short-term debt falls from €38k to €15k.
Show earlier events
31-12
Financial
Equity above €200kEq €225k ▲22.2%
2 profitable years in a row build equity to €225k.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2008
Ground area
2,716 m²
Building footprint
216 m²
Volume, LiDAR
1,176 m³
Parcel 13027A0235/00A000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BUILDING & MANAGEMENT
since 20082.173.274.508
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13027A0235/00A000 | Flanders | 2,716 m² | 1 · 215 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,858 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.