BUILDING INSIGHTS
ActiveBUILDING INSIGHTS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €290k and a net result of €204k. Equity is growing by ~151.4% per year across the filed fiscal years. Its solvency ranks better than 83% of 19354 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 4.2 against 4.06 in 2023; short-term debt: 23.1% and cash: 4.3% of total assets), and 23.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76.9%
Return on assets
54.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
19 d late
2023
31 d late
2022
21 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€290k▲ 238%
2023 · €86k
2022: €31k
2023: €86k
2022 → 2024
Total assets
€377k▲ 235%
2023 · €113k
2022: €62k
2023: €113k
2022 → 2024
Net result
€204k▲ 271%
2023 · €55k
2022: €28k
2023: €55k
2022 → 2024
Working capital
€279k▲ 266%
2023 · €76k
2022: €24k
2023: €76k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€31k-€86k▲ 180%€290k▲ 238%
Operating result€39k-€71k▲ 81.0%€269k▲ 281%
Net result€28k-€55k▲ 99.9%€204k▲ 271%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 281% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €377k
Fixed assets
€11k▼ 2.7%
Current assets
€366k▲ 262%
Equity and liabilities €377k
Equity
€290k▲ 238%
Debt
€87k▲ 223%
The debt ratio falls from 24.0% to 23.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€272k▲
2023 · €73k
Cash flow
€208k▲
2023 · €58k
Solvency
76.9%▲
2023 · 76.0%
Current ratio
4.20▲
2023 · 4.06
Quick ratio
1.60▼
2023 · 4.06
Debt / equity
0.30▼
2023 · 0.32
ROE
70.5%▲
2023 · 64.3%
ROA
54.2%▲
2023 · 48.9%
Interest coverage
254.08▲
2023 · 241.69
Debt
€87k▲
2023 · €27k
Debt ≤ 1 year
€87k▲
2023 · €25k
Income taxes
€64k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€113k€377k▲
Fixed assets21/28€12k€11k▼
Tangible fixed assets22/27€12k€11k▼
Furniture and vehicles24€12k€11k▼
Current assets29/58€101k€366k▲
Stocks and contracts in progress3-€226k
Contracts in progress37-€226k
Amounts receivable within one year40/41€73k€120k▲
Trade receivables40€67k€90k▲
Other amounts receivable41€7k€29k▲
Cash at bank and in hand54/58€28k€16k▼
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€113k€377k▲
Equity10/15€86k€290k▲
Contributions10/11€3k€3k=
Reserves13€83k€287k▲
Distributable reserves133€83k€287k▲
Amounts payable17/49€27k€87k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€25k€87k▲
Current portion of amounts payable after more than one year42€2k€2k▼
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Taxes, remuneration and social security45€16k€79k▲
Taxes450/3€16k€79k▲
Other amounts payable47/48-€490
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€126€618▲
Gross operating margin9900€74k€273k▲
Operating profit (loss)9901€71k€269k▲
Financial income75/76B€629€158▼
Recurring financial income75€629€158▼
Financial charges65/66B€304€1k▲
Recurring financial charges65€304€1k▲
Profit (loss) for the period before taxes9903€71k€268k▲
Income taxes67/77€16k€64k▲
Profit (loss) for the period9904€55k€204k▲
Profit (loss) for the period to be appropriated9905€55k€204k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€204k▲
Transfer to equity691/2€55k€204k▲
To other reserves6921€55k€204k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Highest result since 2022net €204k ▲271%
Operating result €269k, net result €204k, both a record.
31-12
Financial
Equity above €200kEq €290k ▲238%
3 profitable years in a row build equity to €290k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 4.06
Current ratio from 1.88 to 4.06; short-term debt falls from €27k to €25k.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stevoortweg 1513540 Herk-de-StadGround area
694 m²
Building footprint
162 m²
Volume, LiDAR
816 m³
Parcel 71024B0015/03D000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BUILDING INSIGHTS
since 20212.318.639.401
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71024B0015/03D000 | Flanders | 694 m² | 1 · 162 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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K PROPERTIES BUSINESS
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GANSER
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C.D.F. MANAGEMENT
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 5,183 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2021
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.buildinginsights.be
E-mail:info@buildinginsights.be