BUILDING IMMO
ActiveBUILDING IMMO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 81% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 5.05 against 3.89 in 2024; short-term debt: 19.8% and cash: 25.1% of total assets), and 19.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.2%
Return on assets
30.4%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €21k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
35 d early
2023
32 d early
2022
5 d early
2021
1 d early
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▲ 61.1%
2024 · €13k
2018: €-3k
2019: €273
2020: €-17k
2021: €-16k
2022: €-14k
2023: €3k
2024: €13k
2018 → 2025
Total assets
€26k▲ 49.2%
2024 · €18k
2018: €96k
2019: €134k
2020: €92k
2021: €54k
2022: €48k
2023: €17k
2024: €18k
2018 → 2025
Net result
€8k▼ 17.9%
2024 · €10k
2018: €-59k
2019: €3k
2020: €-17k
2021: €1k
2022: €2k
2023: €18k
2024: €10k
2018 → 2025
Working capital
€21k▲ 61.1%
2024 · €13k
2018: €-20k
2019: €21k
2020: €-2k
2021: €7k
2022: €5k
2023: €3k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-16k-€-14k▲ 10.3%€3k€13k▲ 290%€21k▲ 61.1%
Operating result€3k-€3k▲ 3.0%€20k▲ 490%€10k▼ 50.0%€8k▼ 18.3%
Net result€1k-€2k▲ 48.3%€18k▲ 976%€10k▼ 44.6%€8k▼ 17.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €26k
Equity
€21k▲ 61.1%
Debt
€5k▲ 14.9%
The debt ratio falls from 25.7% to 19.8%. Equity and debt are higher.
Key figures and ratios
Solvency
80.2%▲
2024 · 74.3%
Current ratio
5.05▲
2024 · 3.89
Quick ratio
5.05▲
2024 · 3.89
Debt / equity
0.25▼
2024 · 0.35
ROE
37.9%▼
2024 · 74.4%
ROA
30.4%▼
2024 · 55.3%
Debt
€5k▲
2024 · €5k
Debt ≤ 1 year
€5k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€26k▲
Current assets29/58€18k€26k▲
Amounts receivable within one year40/41€12k€10k▼
Trade receivables40€12k€10k▼
Other amounts receivable41€0-
Current investments50/53-€10k
Cash at bank and in hand54/58€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€18k€26k▲
Equity10/15€13k€21k▲
Contributions10/11€11k€11k=
Reserves13€41k€41k=
Distributable reserves133€41k€41k=
Profit (loss) carried forward14€-39k€-31k▲
Amounts payable17/49€5k€5k▲
Amounts payable within one year42/48€5k€5k▲
Trade debts44€859€586▼
Suppliers440/4€859€586▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Other operating charges640/8€115€126▲
Gross operating margin9900€10k€8k▼
Operating profit (loss)9901€10k€8k▼
Financial income75/76B-€42
Recurring financial income75-€42
Financial charges65/66B€128€100▼
Recurring financial charges65€128€100▼
Profit (loss) for the period before taxes9903€10k€8k▼
Income taxes67/77€0-
Profit (loss) for the period9904€10k€8k▼
Profit (loss) for the period to be appropriated9905€10k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€-31k▲
Profit (loss) brought forward from the previous period14P€-48k€-39k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 3.89
Current ratio from 1.24 to 3.89; short-term debt falls from €14k to €5k.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €18k ▲976%
Operating result €20k, net result €18k, both a record.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijksestraat(Heu) 3528501 KortrijkGround area
674 m²
Building footprint
209 m²
Volume, LiDAR
1,764 m³
2 parcels, Flanders · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Building Immo
since 20072.165.190.151
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016C0608/00C007 | Flanders | 587 m² | 1 · 154 m² | 13.7 m · 3 fl. |
| 34016C0608/00L006 | Flanders | 88 m² | 1 · 54 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Vanguard Maven Consultancy
BE 0766.554.475
Kortenberg · Eq €21k
ABASE
BE 0424.852.278
Ukkel · Eq €21k
DSG BUSINESS
BE 0463.400.276
Ukkel · Eq €21k
Felias
BE 0734.926.834
Lokeren · Eq €21k
SEAL-DC
BE 0800.477.256
Evergem · Eq €21k
Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,175 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2007
Fiscal year end30-09
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
51180
47559Retail sale of other household articles
47599Retail trade
47690Retail sale of other cultural and recreation goods
47787Retail trade
47791Retail sale of antiques
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.