BUILDING FACTORY has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.52M and a net result of €556k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 47% of 3181 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
44 d early
2023
49 d early
2022
56 d early
2021
30 d early
2020
37 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.54M▲ 2.2%
2024 · €1.51M
2018: €812k
2019: €913k
2020: €913k
2021: €1.21M
2022: €1.24M
2023: €1.36M
2024: €1.51M
2018 → 2025
EBIT margin
5.4%▼ 0.5pp
2024 · 5.9%
2018: 8.6%
2019: 7.1%
2020: 5.1%
2021: 4.3%
2022: 1.7%
2023: 5.4%
2024: 5.9%
2018 → 2025
Net result
€556k▼ 1.1%
2024 · €563k
2018: €365k
2019: €367k
2020: €23k
2021: €30k
2022: €4k
2023: €150k
2024: €563k
2018 → 2025
Working capital
€-1.30M▼ 257%
2024 · €-363k
2018: €2k
2019: €251k
2020: €151k
2021: €64k
2022: €-151k
2023: €-624k
2024: €-363k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.21M-€1.24M▲ 2.3%€1.36M▲ 10.3%€1.51M▲ 10.7%€1.54M▲ 2.2%
Equity€2.65M-€2.55M▼ 3.6%€2.20M▼ 13.7%€2.46M▲ 11.9%€1.52M▼ 38.3%
Operating result€52k-€21k▼ 59.1%€74k▲ 245%€89k▲ 21.0%€83k▼ 6.6%
Net result€30k-€4k▼ 87.1%€150k▲ 3,751%€563k▲ 275%€556k▼ 1.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.12M
Fixed assets
€2.83M=
Current assets
€294k▲ 153%
Equity and liabilities €3.12M
Equity
€1.52M▼ 38.3%
Debt
€1.60M▲ 233%
The debt ratio rises from 16.3% to 51.3%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
48.7%▼
2024 · 83.7%
ROE
36.7%▲
2024 · 22.9%
ROA
17.8%▼
2024 · 19.1%
Debt
€1.60M▲
2024 · €480k
Debt ≤ 1 year
€1.59M▲
2024 · €479k
Income taxes
€26k▲
2024 · €25k
Staff costs
€174k▼
2024 · €183k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.94M€3.12M▲
Formation expenses20€0€0=
Fixed assets21/28€2.83M€2.83M=
Tangible fixed assets22/27€0€0=
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Financial fixed assets28€2.83M€2.83M=
Affiliated companies280/1€2.83M€2.83M=
Participating interests280€2.83M€2.83M=
Current assets29/58€117k€294k▲
Amounts receivable within one year40/41€91k€46k▼
Trade receivables40€85k€44k▼
Other amounts receivable41€6k€2k▼
Cash at bank and in hand54/58€12k€243k▲
Deferred charges and accrued income490/1€13k€5k▼
Equity and liabilities
Total equity and liabilities10/49€2.94M€3.12M▲
Equity10/15€2.46M€1.52M▼
Contributions10/11€19k€19k=
Reserves13€2.43M€1.49M▼
Distributable reserves133€2.43M€1.49M▼
Profit (loss) carried forward14€13k€10k▼
Amounts payable17/49€480k€1.60M▲
Amounts payable within one year42/48€479k€1.59M▲
Trade debts44€74k€34k▼
Suppliers440/4€74k€34k▼
Taxes, remuneration and social security45€40k€55k▲
Taxes450/3€21k€35k▲
Remuneration and social security454/9€19k€20k▲
Other amounts payable47/48€365k€1.50M▲
Accrued charges and deferred income492/3€1k€12k▲
Income statement
Code20242025
Operating income70/76A€1.52M€1.55M▲
Turnover70€1.51M€1.54M▲
Other operating income74€5k€6k▲
Operating charges60/66A€1.43M€1.47M▲
Goods for resale, raw materials and consumables60€1.02M€1.06M▲
Purchases600/8€1.02M€1.06M▲
Services and other goods61€224k€234k▲
Remuneration, social security and pensions62€183k€174k▼
Other operating charges640/8€2k€213▼
Operating profit (loss)9901€89k€83k▼
Financial income75/76B€500k€500k▼
Recurring financial income75€500k€500k▼
Income from financial fixed assets750€500k€500k=
Other financial income752/9€371€0▼
Financial charges65/66B€2k€694▼
Recurring financial charges65€2k€694▼
Debt charges650€2k€694▼
Other financial charges652/9€20-
Profit (loss) for the period before taxes9903€588k€583k▼
Income taxes67/77€25k€26k▲
Taxes670/3€25k€26k▲
Profit (loss) for the period9904€563k€556k▼
Profit (loss) for the period to be appropriated9905€563k€556k▼
Appropriation of the result
Profit (loss) to be appropriated9906€563k€570k▲
Profit (loss) brought forward from the previous period14P€448€13k▲
Transfer from equity791/2-€940k
From reserves792-€940k
Transfer to equity691/2€250k-
To other reserves6921€250k-
Profit to be distributed694/7€300k€1.50M▲
Return on contributions (dividend)694€300k€1.50M▲
Social balance
Average headcount (FTE)90872.61.8▼
The notes to these accounts (31 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €563k ▲275%
Operating result €89k, net result €563k, both a record.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €4k ▼87.1%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Liquidity doublescurrent ratio 2.26
Current ratio from 1.00 to 2.26; short-term debt falls from €371k to €198k.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
15-12-2025
DANNEELS Katty: Resigned as Director
15-12-2025
DANNEELS Pascal Julien Julia: Resigned as Director
30-12-2019
DANNEELS Katty: Resigned as Manager
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Baafskerkstraat 18200 BruggeGround area
629 m²
Building footprint
321 m²
Volume, LiDAR
1,746 m³
Parcel 31027D0367/00L007, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Building Factory
since 20052.149.186.735
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31027D0367/00L007 | Flanders | 629 m² | 1 · 321 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755002AI8EH52U7GJ86
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 23,243 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
74142
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Business parks
1 parkOffers a parcel on business park:Koolskampstraat