BUILDING EXPERT
Bankruptcy closedBUILDING EXPERT was declared bankrupt on 02-01-2025 (Ondernemingsrechtbank Antwerpen, afdeling Hasselt); the bankruptcy was closed for insufficient assets by judgment of 09-06-2026, published in the Belgian State Gazette on 15-06-2026.
No longer registered with the KBO since 10-06-2026; last annual accounts for fiscal year 2021.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 21-10-2022, 82 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2021
82 d late
← before the deadline
after the deadline →
Financials · fiscal year 2021, micro schema
Equity
€12k
Total assets
€36k
Net result
€7k
Working capital
€-408
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €36k
Fixed assets
€13k
Current assets
€23k
Equity and liabilities €36k
Equity
€12k
Debt
€24k
Debt finances 65.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€16k
Cash flow
€12k
Solvency
34.6%
Current ratio
0.98
Quick ratio
0.98
Debt / equity
1.89
ROE
59.9%
ROA
20.7%
Interest coverage
22.87
Debt
€24k
Debt ≤ 1 year
€24k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2021
Balance sheet
Code2021
Assets
Total assets20/58€36k
Fixed assets21/28€13k
Intangible fixed assets21€4k
Tangible fixed assets22/27€9k
Plant, machinery and equipment23€5k
Furniture and vehicles24€4k
Current assets29/58€23k
Amounts receivable within one year40/41€18k
Trade receivables40€16k
Other amounts receivable41€2k
Cash at bank and in hand54/58€5k
Equity and liabilities
Total equity and liabilities10/49€36k
Equity10/15€12k
Contributions10/11€5k
Reserves13€7k
Distributable reserves133€7k
Amounts payable17/49€24k
Amounts payable within one year42/48€24k
Trade debts44€18k
Suppliers440/4€18k
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Other amounts payable47/48€3k
Income statement
Code2021
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€582
Gross operating margin9900€16k
Operating profit (loss)9901€11k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€1k
Recurring financial charges65€696
Non-recurring financial charges66B€316
Profit (loss) for the period before taxes9903€10k
Income taxes67/77€3k
Profit (loss) for the period9904€7k
Profit (loss) for the period to be appropriated9905€7k
Appropriation of the result
Profit (loss) to be appropriated9906€7k
Transfer to equity691/2€7k
To other reserves6921€7k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-06
Bankruptcy
Bankruptcy closure (insufficient assets)
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · BUILDING EXPERT BV HEERSESTRAAT(H.) 30, 3870 HEERS · event 09-06-2026
2025
08-01
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · BUILDING EXPERT BV HEERSE- STRAAT(H.) 30, 3870 HEERS · event 02-01-2025
2022
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 82 days late
SignalNBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heers
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heersestraat(H.) 303870 HeersGround area
1,441 m²
Building footprint
213 m²
Volume, LiDAR
887 m³
Parcel 73022D0447/00E000, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73022D0447/00E000 | Flanders | 1,441 m² | 1 · 213 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PATRICK SCHRUERS KEMPISCHE KAAI 7C/1.01,
3500 HASSELT |
02-01-2025 → present |
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:zaindy50@gmail.com
Phone:0485404455