Financials
- Fiscal year
- 2025
- Total assets
- €100,039
- Loss
- -€6,315
- Solvency
- 93.6%
Building Dreams
ActiveSummary
Building Dreams has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93,686 and a net result of -€6,315. Its solvency ranks better than 95% of 8619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
General construction of other non-residential buildings
NACE 41003NACE 41203
1 site
Size
€100,039total assets 2025
- Equity
- €93,686
- Loss
- -€6,315
Turnover not published (abridged schema)
Structure
Accounts 14 d early0 of 1 deed read
Why 86- Founded in 2024- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 15.74, cash €88,782+ Equity €93,686 (93.6% of total assets)Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Better than 69% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
100
equity 93.6% of total assets
Liquidity
100
short-term debt 6.4% · cash 88.7%
Profitability
22
return on assets -6.3%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 3.6%
08-2025: 3.7%▲ +2.3% vs 07-2025
09-2025: 3.8%▲ +1.8% vs 08-2025
10-2025: 4.2%▲ +11.5% vs 09-2025
11-2025: 4.2%▲ +0.4% vs 10-2025
12-2025: 4.6%▲ +8.7% vs 11-2025
01-2026: 5.0%▲ +9.1% vs 12-2025
02-2026: 5.0%▼ -0.5% vs 01-2026
03-2026: 4.8%▼ -2.7% vs 02-2026
04-2026: 4.8%▼ -0.2% vs 03-2026
05-2026: 5.1%▲ +6.4% vs 04-2026
06-2026: 5.3%▲ +2.3% vs 05-2026
07-2026: 5.3%▲ +0.3% vs 06-2026highest value
08-2026: 0.4%▼ -92.4% vs 07-2026lowest value
09-2026: 0.4%● 0.0% vs 08-2026lowest value
10-2026: 0.4%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 15.74, cash €88,782 lowers the probability
- Founded in 2024 raises the probability for this profile
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Equity €93,686 (93.6% of total assets) lowers the probability
Credit up to €8,000 at 30 days only on tighter terms
Liquidity ample (current ratio 15.74; short-term debt: 6.4% and cash: 88.7% of total assets), and 6.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 92%, liquidity 99%, profitability 17%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
14 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 17-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of other non-residential buildingsNACE 41003
- Founded
- 10-06-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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