Building Creations
ActiveBuilding Creations has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €950k and a net result of €12k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 65% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-8
Solvency82▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 3.28 against 3.25 in 2024; short-term debt: 8.6% and cash: 6.9% of total assets), and 43.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.8%
Return on assets
0.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
on the day
2024
on the day
2023
1 d early
2022
3 d early
2021
17 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€950k▲ 1.2%
2024 · €938k
2018: €464k
2019: €658k
2021: €782k
2022: €534k
2023: €581k
2024: €805k
2024: €938k
2018 → 2025
Total assets
€1.67M▼ 6.1%
2024 · €1.78M
2018: €600k
2019: €914k
2021: €1.14M
2022: €910k
2023: €1.56M
2024: €1.89M
2024: €1.78M
2018 → 2025
Net result
€12k▼ 91.2%
2024 · €133k
2018: €141k
2019: €195k
2021: €252k
2022: €20k
2023: €47k
2024: €224k
2024: €133k
2018 → 2025
Working capital
€327k▼ 1.9%
2024 · €333k
2018: €465k
2019: €618k
2021: €711k
2022: €503k
2023: €307k
2024: €241k
2024: €333k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420242025Trend
Equity€534k-€581k▲ 8.8%€805k▲ 38.5%€938k▲ 16.6%€950k▲ 1.2%
Operating result€29k-€61k▲ 110%€333k▲ 444%€209k▼ 37.1%€38k▼ 81.9%
Net result€20k-€47k▲ 139%€224k▲ 375%€133k▼ 40.3%€12k▼ 91.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.67M
Fixed assets
€1.20M▼ 7.5%
Current assets
€470k▼ 2.3%
Equity and liabilities €1.67M
Equity
€950k▲ 1.2%
Debt
€722k▼ 14.2%
The debt ratio falls from 47.3% to 43.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€146k▼
2024 · €282k
Cash flow
€119k▼
2024 · €206k
Solvency
56.8%▲
2024 · 52.7%
Current ratio
3.28▲
2024 · 3.25
Quick ratio
1.62▲
2024 · 1.57
Debt / equity
0.76▼
2024 · 0.90
ROE
1.2%▼
2024 · 14.2%
ROA
0.7%▼
2024 · 7.5%
Interest coverage
6.22▼
2024 · 14.32
Debt
€722k▼
2024 · €842k
Debt ≤ 1 year
€144k▼
2024 · €148k
Debt > 1 year
€579k▼
2024 · €692k
Income taxes
€3k▼
2024 · €56k
Staff costs
€2k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.78M€1.67M▼
Fixed assets21/28€1.30M€1.20M▼
Tangible fixed assets22/27€1.30M€1.20M▼
Land and buildings22€1.00M€1.01M▲
Plant, machinery and equipment23€104k€92k▼
Furniture and vehicles24€190k€97k▼
Current assets29/58€482k€470k▼
Stocks and contracts in progress3€248k€238k▼
Stocks30/36€248k€238k▼
Amounts receivable within one year40/41€195k€107k▼
Trade receivables40€96k€94k▼
Other amounts receivable41€99k€13k▼
Cash at bank and in hand54/58€35k€115k▲
Deferred charges and accrued income490/1€3k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.78M€1.67M▼
Equity10/15€938k€950k▲
Reserves13€938k€950k▲
Distributable reserves133€938k€950k▲
Amounts payable17/49€842k€722k▼
Amounts payable after more than one year17€692k€579k▼
Financial debts170/4€692k€579k▼
Amounts payable within one year42/48€148k€144k▼
Current portion of amounts payable after more than one year42€80k€56k▼
Trade debts44€24k€65k▲
Suppliers440/4€24k€65k▲
Advances received on contracts in progress46€13k€0▼
Taxes, remuneration and social security45€32k€779▼
Taxes450/3€32k€779▼
Remuneration and social security454/9€0-
Other amounts payable47/48€0€22k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€7k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73k€108k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€10k€8k▼
Gross operating margin9900€299k€155k▼
Operating profit (loss)9901€209k€38k▼
Financial income75/76B€204€512▲
Recurring financial income75€204€512▲
Financial charges65/66B€20k€23k▲
Recurring financial charges65€20k€23k▲
Profit (loss) for the period before taxes9903€190k€15k▼
Income taxes67/77€56k€3k▼
Profit (loss) for the period9904€133k€12k▼
Profit (loss) for the period to be appropriated9905€133k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€133k€12k▼
Transfer to equity691/2€133k€12k▼
To other reserves6921€133k€12k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €12k ▼91.2%
Net result drops to €12k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Highest result since 2018net €252k ▲29.5%
Operating result €369k, net result €252k, both a record.
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €500kEq €658k ▲42%
2 profitable years in a row build equity to €658k.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meerhout · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hovesteenseweg 1252450 MeerhoutGround area
3,108 m²
Building footprint
342 m²
Volume, LiDAR
1,884 m³
Parcel 13462C0288/00H000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Building Creations
since 20112.204.746.058
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13462C0288/00H000 | Flanders | 3,108 m² | 1 · 342 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HAEGEMAN DECORATION
BE 0473.911.811
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APRUZZESE
BE 0472.698.816
Liège · Eq €954k
BERENS A.G.
BE 0459.782.572
Sankt Vith · Eq €956k
MATTHEUS
BE 0472.254.990
Tremelo · Eq €938k
BRONKART
BE 0457.686.283
Liège · Eq €971k
Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 1,005 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2011
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
93110Operation of sports facilities
43331Floor and wall tiling
43333Wallpapering and laying of floor and wall coverings in other materials
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.